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Tax season — and tax refunds — can be a financial lifeline for many Americans. But the season can pose challenges for those who owe money to the IRS.Over 18 million Americans owed taxes in September 2014, according to the most recent data from the IRS. Meanwhile, an estimated 10 million face tax penalties each year, the IRS found.Here are three tips to help you handle your tax debt to lessen penalties and properly resolve your obligation.1. Act now 460

Tattoos can tell you a lot about who a person is.“It’s been quite a journey for the tattoos I have," said Arno Michaelis.Michaelis still has one left from the person he says he used to be.As a teenager in the late 80s, Michaelis was a founding member of what became the largest racist skinhead gang in the world. He was also the front man for a white power metal band.“At one point, I had a swastika on this middle finger, specifically if people want to get in my face and they’re hostile to me I can show it to them," he said.Back then, he preached hate and white supremacy. It's an ideology believed to have grown 55 percent since 2017 in the US, according to the Southern Poverty Law Center."Believe that white people are different than everyone else, superior than everyone else, threatened by everyone else," Michaelis says of what he once believed.For seven years, it's who Michaelis was, but today, he says he’s a changed man."I’ve since had the swastika removed. It was covered up with this tattoo ‘Love Wins,’" he said.He says he woke up when in 1994, he was a single father."It hit me. Death or prison was going to take me from my daughter,” he recalled.Today, he uses who he was to pull others from that hate.Michaelis’ has now been telling his story for a decade and has written two books called "Gift of our Wounds" and "My Life After Hate."He works with organizations like Serve 2 Unite and Parents for Peace. He tells students about how he left his life of hate behind and works to help those at risk of going down the same path he did.“Today, I intentionally practice a story that says human beings have more in common than they do different," he said. "With that story, defining my relationship with the world, it’s a life where everywhere I go, I see family.”Michaelis plans to remove to cover his last remaining racist tattoo. Unlike ink that can be covered, he says the issues our society now faces must be confronted.“I think right now, this movement of Black Lives Matter, is really catalyzing, not just in the US, but around the world,” he said. “It’s a beautiful thing that people are waking up to the suffering that race has caused our fellow human beings.” 2190

The 90th Academy Awards are tonight!Late-night host, Jimmy Kimmel, will once against host the annual awards show at the Dolby Theatre in Hollywood, California -- hopefully with no envelope malfunctions this year.Whether you're watching the show at home or with friends, you can download the official Oscar ballot and make your predictions. View the nominees. 376

Student loan borrowers are getting another break.A recent executive order signed by President Trump extends the suspension of payments and interest on federally-held student loans from September 30 to December 31, but certain details are still unclear.“The language isn’t super clear, so we student loan nerds are anxiously awaiting the Department of Education’s guidance, which we are expecting in the next couple of weeks for sure,” said Betsy Mayotte with The Institute of Student Loan Advisors (TISLA).Borrowers have reported their loan servicers are also awaiting direction from the Department of Education.Aside from a break in payments, Mayotte said there are programs borrowers in default should take advantage of during this COVID period.“Loan rehabilitation is kind of an awesome and unique thing for the federal student loan program. If you make nine consecutive on-time payments in an amount that’s based on your income, so the payments can be as low as , not only are you taken out of default, but they remove the default line from your credit report like it was never there. And the collection costs are significantly reduced,” said Mayotte.And right now, suspended payments will count toward rehabilitation.According to the department’s Federal Student Aid office: “If you enter a new rehabilitation agreement between March 13, 2020, and Sept. 30, 2020, suspended payments that would have been made from the beginning of your agreement until Sept. 30, 2020, will count.” “They’re counting this period like you’re making those rehab payments even though you don’t have to make them,” said Mayotte.It's still uncertain whether the same treatment will continue under the president’s executive order.Mayotte added that private student loan borrowers may want to consider refinancing now that interest rates have gone down.And even though payments for many borrowers have been suspended, it doesn’t mean you shouldn’t pay anything, especially for those still employed.With interest waived, anything you pay now will go directly towards your principal, so when payments resume, interest will collect on a lower balance.If you have questions about your loan or need help with a dispute, TISLA offers free advice.Also, check out StudentAidPandemic.org for up-to-the-minute guidance on student loans and financial aid during the COVID-19 pandemic.If borrowers need additional assistance with their student loan servicer, they should contact the Maryland Student Loan Ombudsman by email at studentloan.ombudsman@maryland.gov or by phone at 410-230-6185.This story was reported by Mallory Sofastaii at WMAR. 2631

TEMECULA, Calif. (AP) — A bookkeeper who worked at a Southern California high school for nearly three decades is suspected of stealing more than 0,000 from student clubs.The Riverside Press-Enterprise reported Thursday that Virginia Ellen Schaul pleaded not guilty this week to one count of grand theft. The 65-year-old was ordered back to court July 12 and released on her own recognizance.Schaul was fired in 2017 from her longtime job with Temecula Valley High after she failed to show up for a hearing looking into missing money and overdrawn accunts.Prosecutors say over at least a four-year period Schaul took money from accounts used to pay for equipment, uniforms, entry fees, travel fees and other expenses for clubs and teams. 747