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In this image taken on May 20, 2020 at the Kennedy Space Center, engineers and technicians insert 39 sample tubes into the belly of the rover. Each tube is sheathed in a gold-colored cylindrical enclosure to protect it from contamination. Perseverance rover will carry 43 sample tubes to the Red Planet's Jezero Crater. 328
It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326
In the South, football is king. Which makes Westlake High School, home of multiple championships and the alma mater of a former NFL MVP, royalty.Now, this powerhouse program in the Atlanta area is facing an invisible opponent: COVID-19.“It’s completely changed the way we operate,” said Lions head coach Bobby May.May is following the Georgia High School Association’s ever-changing game plan. Which will hopefully get his team on the field and playing underneath the lights come fall.“Before they workout, we take their temperatures,” May said of his student athletes. “Right now, we are limited to groups of 20, including coaches.”Those coaches are required to wear masks and those groups of players are split up by positions -- and won’t interact in the weight room or on the field.“At least the quarterbacks and receivers can be together,” said Lions receiver Leo Blackburn. Blackburn has earned a scholarship to play football at nearby Georgia Institute of Technology next year.Before playing on Saturday afternoons, however, he wants to end his high school career with the guys he grew up with on Friday nights.“This football program is like a family,” he said. “It’s more than just football.”Millions of high school students play football across the country. Each state has its own set of guidelines when it comes to playing and practicing during this pandemic.Blackburn’s mother is a nurse fighting COVID-19 on the frontlines. So, he knows all about coronavirus concerns while watching from sidelines.“She has to take risks and then come home to her family just to make money,” he said. “Just wear your mask so we can put our helmets on.”That decision isn’t up to staff or students. At anytime, any state could call an audible and decide to keep fans out of the stands or even end the season.“We just hoping we have a season, period,” Blackburn said. “We really don’t care about fans, we’re just trying to bring this state championship home.”While playing in an empty stadium doesn’t bother Blackburn, a canceled season could cost communities something much more than just a game.“Without football in the South,” May said. “I think we would be in a world of hurt.” 2180
It’s a move the surgeon general hasn’t taken in thirteen years — issue an official advisory. The last time was in 2005, and it concerned pregnant women and alcohol. But on Thursday, Surgeon General Dr. Jerome Adams announced a new advisory regarding Naloxone, the drug that combats an opioid overdose and encouraged more people to carry it with them for themselves or others. According to the Surgeon General’s release, “Knowing how to use naloxone and keeping it within reach can save a life.”And administering Naloxone — Narcan is the most common name brand — is actually relatively simple, doctors say.Aaron Wolfe is an emergency room doctor at Presbyterian/St. Lukes Medical Center in Denver and likens it to using an Epi-pen for allergic reactions — except this is even easier.“You don’t even have to worry about needles or somebody being stuck,” Wolfe said.“When people are close to death from opioids it usually stops their breathing, so this drug will reverse that,” Wolfe added. “It’ll make them be able to breathe again regain full consciousness.”All you have to do is spray the drug into a person’s nostril. They do not have to inhale.Most pharmacies carry the drug. In 46 states, you don’t even need a prescription to obtain it. If you have insurance, it’s usually covered, but if you don’t it’ll cost around 0 to 0. 1357
It's time to ring in the holidays as the Otay Ranch Town Center lights a Christmas tree. The event included unique street foods, handicraft items, free holiday crafts for kids and free cookies and hot chocolate while supplies last. Watch the entire tree lighting ceremony in the player below: 331