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For Army veteran Leonardo De Angelis, COVID-19 has been hard in more ways than one. He came down with the novel coronavirus in April and was immediately taken to the VA hospital where he was treated and tested every week"If he tested positive, he would have to stay for another week. So, he was in there for a month," said his daughter Lacy De Angelis.Seven months later, De Angelis is still dealing with complications."He has permanent lung scarring in his lungs. He still can’t do stairs. He’s still doing physical therapy," said Lacy De Angelis.De Angelis also had a bout of pneumonia. And he also suffers from PTSD, which he and his daughter say has been exacerbated by the COVID-19 pandemic."I see shadows and I see them in the daytime and at night. They give me a pill to take so I can go to sleep," said De Angelis, who served in the Vietnam War in the late 60s."They said that because he was in isolation and he was so bored, he was seeing shadows. He would be running, and yelling, and screaming in his sleep at night," explained Lacy De Angelis.And he’s not alone.The U.S. Department of Veterans Affairs says about 30 percent of Vietnam veterans have had PTSD in their lifetime. De Angelis is one of the more than 83,000 vets in VA homes across the country who have contracted COVID-19. More than 4,200 have died."We just lost another one the other day," said De Angelis."They’re seeing each other die again. They’re such a vulnerable population. They come in here and they make connections with other vets and then they catch COVID and they die. It’s hard for them," said Lacy De Angelis.Reliving the tragedy and trauma brought on by a war he served in more than 50 years ago, all over again. 1711
For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

Five days after a gunman slaughtered 10 people at a Texas high school, teachers are returning Wednesday to the site of the massacre.Santa Fe High School teachers and staff are returning "to support each other and prepare for our students' return," said Leigh Wall, superintendent of the Santa Fe Independent School District.Students will return next Tuesday, Wall said. They'll have access to "counseling assistance from many state and local agencies" and will see additional law enforcement officers on campus, the superintendent said. 544
Former Vice President Joe Biden sidestepped a question Wednesday about his 2020 intentions, saying he is not running for president "at this point."Speaking at an event in London, Biden was asked about whether he could provide the best alternative to President Donald Trump when it comes to foreign policy.Instead, Biden argued every potential Democratic contender for the 2020 presidential campaign would adopt a "more enlightened foreign policy" than the current president."I think there are many people in the Democratic Party that can defeat Trump and not a single aspiring candidate that I can think of for the nomination -- and I am not one at this point -- does not have a better understanding and formulation of American foreign policy than President Trump," Biden told CNN during a question and answer session at an event at Chatham House."I'm not being rankly partisan here -- the President acknowledged at the outset he didn't know a lot about foreign policy. He said he watched the news, although I think he's getting more and more informed out of necessity," he added. "I think there are any number of potential candidates seeking the nomination from (California Democratic Sen.) Kamala Harris to a whole range of people in my party who would pursue a much more enlightened foreign policy than the President." 1329
Following the controversy sparked by a football player carrying a "thin blue line" American flag on the football field Friday night, Chardon Local Schools Superintendent Michael Hanlon Jr. has banned the flag in a school setting.In a statement to the community, Hanlon said the incident understandably drew responses on social media and direct communications to district officials. 389
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