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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178
OTAY MESA, Calif. (KGTV) — Two people escape unscathed after making an emergency landing at Brown Field Tuesday.The aircraft was forced to the ground around 4:30 p.m., landing in a grassy area at the airfield. The plane came to a rest on its side, according to San Diego Fire-Rescue spokesperson Mónica Munoz.Two people on board were not injured, Munoz said.It's not clear what prompted the emergency landing. 422
Police in Wyandotte, Michigan arrested a grandfather for "super drunk" driving with his young granddaughter in the car.According to police, the grandfather blew a .25 BAC during booking, which is more than three times the state legal limit of .08, which designates him as "super drunk." His 20-month-old granddaughter was in the car at the time."Good catch on this one Ofc. N. Stathakis. You never know if a tragedy was just prevented," the department wrote on Facebook.Wyandotte police quipped saying that drinks must be extra potent this week. "One drunk driver only drank 2 beers but registered a .30 during booking. Another drunk driver said he only had 3 drinks and registered a .25." 702
Paul Manafort's former son-in-law has reached a plea agreement with the US attorney's office in Los Angeles, which has been investigating Jeffrey Yohai's real estate deals for over a year, according to two sources familiar with the matter.Under the plea agreement Yohai will be required to cooperate with other investigators but one source told CNN it is unlikely he has much to offer to special counsel Robert Mueller.It's not clear what Yohai will be pleading to as part of the deal. He has not been publicly charged by prosecutors, though he has been under investigation.His guilty plea is all about his real estate Ponzi scheme -- he defrauded actor Dustin Hoffman, among others. Yohai will also have to cooperate with an investigation by the New York Attorney General's Office, which has an open investigation into Manafort. That probe is in the shadows of Mueller's investigation.Reuters first reported the plea deal had been reached.Yohai met with Department of Justice investigators in New York in the summer of 2017, according to two other sources familiar with the matter.Yohai provided information and documents to federal investigators in New York at the time, according to one of the sources.Yohai's lawyer did not immediately return a request for comment.The sources say the Justice Department was seeking cooperation related to the federal investigation into Manafort for possible money laundering or tax violations in his business dealings with pro-Russia political parties in Ukraine.The information was turned over to Mueller as part of his probe. It's unclear if any of the information Yohai provided has been useful for the investigation of Manafort. 1678
PETA wants to make sure a bunch of lobsters killed in a vehicle wreck last week in Maine aren't forgotten.The animal rights group, formally known as People for the Ethical Treatment of Animals, sent a letter to the Maine Department of Transportation asking for permission to install a 5-foot tombstone for the deceased crustaceans along a highway in Brunswick.That's where a local seafood distributor's truck -- loaded with about 70 crates of lobsters -- overturned, CNN affiliate WGME reports, spilling thousands of them onto the roadway."It was something I've never seen before," Brunswick police Detective William Moir told the station. "Some lobsters were loose on the ground from being spilled over so we went to work to save the ones we could."The requested memorial would feature a picture of a lobster with the words "In Memory of the lobsters who suffered and died at this spot, August 2018." It would also urge people to "Try Vegan.""Countless sensitive crustaceans experienced an agonizing death when this truck rolled over and their bodies came crashing down onto the highway," PETA Executive Vice President Tracy Reiman said in a statement.?"PETA hopes to pay tribute to these individuals who didn't want to die with a memorial urging people to help prevent future suffering by keeping lobsters and all other animals off their plates."On Thursday, the state Department of Transportation turned down PETA's request, citing safety concerns.?In a letter?to PETA, Jim Billings, the department's chief counsel, said development and signs of all types are prohibited along controlled-access highways such as US 1."Control-of-access areas may have a very high volume of car and truck traffic as well as a high speed limit that could create a potential hazard to motorists should development and signs be allowed in these sections," Billings wrote.And Ted Talbot, the department's spokesman, also said PETA's plans wouldn't fly because it seemed like the animal rights group was seeking a permanent memorial, and that's not permissible under state law. Roadside memorials in Maine can only stay up for 12 weeks and can't be taller than 4 feet, he said.PETA is reassessing its options and will seek other ways "to reach the people of Maine," spokeswoman Amber Canavan told CNN. 2314