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SAN DIEGO (KGTV) — For the entire month of October, all kids 11-years-old or younger can visit the San Diego Zoo and San Diego Zoo Safari Park for free.The zoo is offering free entry from Oct. 1 to 31, adding that surprise activities will also be scheduled through the weekends. The offer is valid for one paying adult and up to 5 children (ages 11 and younger).Both zoos will require that all visitors continue wearing facial coverings and cooperate with regulations around the coronavirus pandemic. The zoos have been operating at limited capacity and some experiences are still closed during the partial reopening.Throughout October, the zoos will be open from 9 a.m. to 6 p.m. daily. (More information) 714

SAN DIEGO (KGTV) - Despite closing their cafeteria, Serving Seniors has begun offering to-go and delivery meals to seniors in need.At their location at 1525 4th Ave, they are distributing breakfast and lunch to anyone over 60-years-old, with a focus on low-income and homeless seniors.They are also doing home deliveries for those who are under the "self-isolation" request by the state.To request a delivery, call 619-235-6572.The county is also coordinating resources and can answer all non-emergency requests by calling 2-1-1. 537

SAN DIEGO (KGTV) -- Despite record unemployment levels in California, the state's economy keeps turning, partly on the backs of the small businesses that have been able to stay afloat. However, six months into the COVID-19 pandemic we’re seeing how some businesses that were forced to shut down to prevent the spread of the virus won't reopen."We've had to pivot and shift, almost call audibles in the middle of what's going on to try to keep our businesses open," said Derrick Banks, owner of Freshly Faded Barber Shop.Banks has been in business for about seven years.He said beyond the haircut, there's something special about the conversations that take place while at the shop."If you see my barber cape, it says ‘Love thy homies’ on it," Banks said. "I feel like every person that gets in my chair becomes a friend eventually."Banks said back in March when businesses were initially forced to close, it's those close conversations and connections to the community that took the biggest toll. That and trying to keep up with an ever-changing series of rules and health and safety standards."We've had to pivot back and forth between cutting hair outside, cutting hair inside, having these safety precautions," he said. "One day we're allowed to be opened, and the next day we're not."While Banks has been able to stay in business, he has only to look down the street to see others who didn't make it."Just in a two-mile radius of this shop, there have been two barbershops that I know of that have permanently closed," he said.Banks said there's no playbook for how to get a business through a pandemic. He understands the importance of small businesses in the community and believes those running them need to do what's best for them."I'm not in a position where I can hope for anything," he said. "I have to have a clear plan, but I am optimistic."The EconomyYou can find empty storefronts in cities across California. But what does it mean for the state's economy?"California is suffering like the rest of the country," said Alan Gin, an economics professor at the University of San Diego. "We had a surge in terms of our unemployment rate. It's come down but still much higher than before the pandemic."Gin said the service and leisure industries have been the hardest hit.According to the California Employment Development Department (EDD), the state's unemployment rate improved to 11.4 percent in August as the state's employers added 101,900 jobs.In July, the state's unemployment rate was up at 13.5 percent.The state agency says Leisure and Hospitality posted the largest industry job loss in August (-14,600), and 561,900 of the sector's 633,000 year-over job losses have occurred since March 2020.Despite the record unemployment, Gin said California has lot of high-tech and business service jobs that can work remotely. It means many higher-paying industries didn't have to shut down.His worry is about the growing financial inequality."It was already bad in this country, but now it's likely to be even worse as a result of this," Gin said.Gin also noted that help from the federal government and unemployment benefits paid out by the EDD has also helped keep California's economy turning.EDD said it processed more than 13 million claims and distributed more than billion over the course of the pandemic.It's important to note last week, the EDD announced it's taking a two-week reset period. The goal, they explained, is to clear the massive backlog of unemployment claims that have been filed over the past six months. An EDD strike team found 600,000 California workers still haven't received the benefits they applied for.Reporter Adam Racusin asked Gin if California's economy can survive another six months of the current conditions."I think an important aspect is whether or not another stimulus package can be passed," Gin said. “I think some more relief is needed. The worry is that with the cutoff of unemployment that the people at the lower end, who are being kept afloat, are going to fall off a cliff." 4047

SAN DIEGO (KGTV) -- Following several years of record-breaking fires around California, the state’s department of insurance is letting residents know they have options if their insurance gets dropped. Under Proposition 103, a law approved by voters in 1988, insurers are required to file rate changes with the California Department of Insurance. Although the department doesn’t set rates, state law requires that insurers’ rates are based on a demonstrated risk of loss. New laws that both took effect in 2019 also offer some protection. One of the laws specifies that homeowners living in a declared wildfire disaster area or adjacent zip codes receive one year of protection from non-renewal. The state also extended protections against non-renewal for people who suffer a total loss during a fire to two automatic renewals or 24 months. If you find yourself in the middle of a non-renewal, the department lists specific rights California residents have: The notice of non-renewal must be sent at least 45 days prior to policy expiration. That notice of non-renewal must contain: (1) the reason or reasons for the non-renewal; (2) the telephone number of the insurer's representatives who handle consumer inquiries or complaints; and (3) a statement indicating that if the consumer has contacted the insurer to discuss the non-renewal and remains unsatisfied, the policyholder may have the matter reviewed by the Department. The insurance company must determine whether to renew or non-renew based upon its underwriting guidelines, which must be objective, have a substantial relationship to the risk of loss, and be applied consistently among insureds in the particular group being non-renewed.For anyone who can’t find insurance, the department has another option. The FAIR plan is available to all homeowners as a last option for coverage. The maximum limit written by the plan on residential property is ,500,000. According to the department, insurance companies use different tools and maps to determine high-risk areas around the state. Click here for a list of resources from the California Department of Insurance. 2135

SAN DIEGO (KGTV) — Haley Moore went from being bullied to being on a professional sports tour.Friday, Moore celebrated in Rancho Bernardo, becoming one of 45 women qualified for the 2020 LPGA Tour."If you want to be a professional golfer, it takes a lot of hard work, and you just have to be patient out there, you're not always going to have the best days," Moore says.RELATED:Strasburg, Leonard MVP awards mark special San Diego State honorPadres star turns frightening life event into 'Comedy for a Cause'San Diego boxer sets sights on Tokyo 2020 OlympicsAt only 20 years old, Moore broke into the highly competitive tournament by finishing tied 11th in the LPGA Q-Series tournament.While she's in the spotlight now, she says it hasn't always been like this. Moore is vocal about how she was bullied when she was younger."I think it was more of a motivation when I was bullied, at first it was very hard," Moore recalls. "I didn't want to play this game anymore. I was depressed."With support from her family — and golf family — Moore zoned in on her dream and focused past any negativity."Don't let them control your life, with me, just putting it aside and focusing on what my main goal was to get on the pro tour, really, helped me, motivated me from it," Moore said.That focus rewarded with the title of "pro golfer" now in front of her name."It was a dream come true for me, I'm just happy with the way it all ended, excited for the new journey and everything," Moore says. 1489