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It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

Inmates in Iowa's correctional system are suing the state to strike down a recently passed law that has banned pornography in prison, CNN affiliate KCCI reported. Iowa attempted to pass a similar law 30 years ago, but a federal judge struck the law down for being too vague. One expert told KCCI that the new law is more specific, and will likely withstand judicial review. "Prisoners generally have rights to access -- absent some incredibly dangerous person -- (including) reading materials," Drake University Constitutional Law Center Director Mark Kende. "And they have constitutional rights, even though they're in prison, the rights are diminished, but they have them."The law eliminates both viewing porn within individual jail cells, and in pornography reading rooms. Among the lawsuit, 58 inmates have joined the lawsuit, and are also asking the state to pay them ,000 each in damages.  931

INDIANAPOLIS -- Firefighters at an Indianapolis fire station opened the door early Friday morning to a one-of-a-kind request for help: A frantic woman, distressed because her pet raccoon was stoned off of too much weed.The raccoon, according to Wayne Township Fire Dept. PIO Capt. Michael Pruitt, had been exposed to "too much" of someone else’s marijuana, and its owners were worried it was overdosing. Not knowing what to do, they brought it to Station 82.“The raccoon was very lethargic,” Pruitt said. “She started explaining what had happened. There wasn’t really much we could do, it was just the sort of thing that was going to take time.”Recordings of Southwest District’s radio chatter show the raccoon had IMPD officers baffled as well -- at first, simply over what substance the raccoon was, in fact, high on.“Apparently they have a pet raccoon that got into their meth,” an unidentified officer is logged saying at 3:57 a.m.Listen to audio of police trying to decipher the situation below: 1008

INDIANAPOLIS — The Marion County Coroner will be releasing the autopsy results to the family of Dreasjon Reed on the same day the family was planning a press conference to demand its release.The 21-year-old man was shot and killed by an IMPD officer following a pursuit on May 6.The Reed family lawyers had requested a copy of the autopsy report, which the Marion County Coroner's Office says was completed on June 12 and then sent to the special prosecutor, but were initially denied their request after the special prosecutor asked that the report not be released.The Reed family had scheduled a press conference for 11 a.m. on Aug. 5 outside the Marion County Coroner's Office to demand the report be released.The Marion County Coroner issued a statement just after 10 a.m. saying they had received a decision from the Marion Superior Court that morning authorizing the release of the autopsy report to Reed's mother, Demetree Wynn.After receiving the report from the coroner's office, Wynn still addressed the media gathered at the coroner's office."You can not do what you did to my son and tell me it was right," Wynn said. "I've been a nurse for 20 years and I'm not stupid. Don't insult my intelligence by assuming I don't know how to read. I know what it says. And if it was your child, I promise you, you couldn't stand here.""I can't breathe, my heart hurts. But I'm still standing here and there ain't no way in hell you can do that to somebody else's kid and be okay with it," Wynn said. "If you're okay with it, let me do it to your son and I'm gonna show you how it feels. I promise you that."The Special Prosecutor overseeing the case, Rosemary Khoury, released the following statement following the release of the report."The Marion County Superior Court has ruled to allow the release of the autopsy report by the Marion County Coroner to the family of Dreasjon Reed. We fully anticipate that the family attorney will adhere to the confidentiality requirements set forth by the Indiana Code which prohibits the release of certain information contained in the report. The State has petitioned the Court to allow for the investigation to be completed before releasing the report so that a thorough and complete investigation could be conducted. The investigation is still ongoing and the team respects and will adhere to the Court's decision as it works to provide as comprehensive an investigation as possible."Khoury was appointed as the special prosecutor on June 4. On July 2, the court ordered IMPD and the Marion County lab to turn over all evidence to Indiana State Police. Khoury has until December 2021 to complete her investigation into the case.WRTV's Katie Cox first reported this story. 2723

INDIANAPOLIS — A special prosecutor chose not to press charges against Indiana Attorney General Curtis Hill, after four people accused him of sexual misconduct. The alleged sexual misconduct happened in the early morning hours of March 15, 2018, at a party at A.J's Bar in Indianapolis. The alleged behavior included suggestive statements and unwanted touching by Hill.  Hill did not deny touching occurred but said it was either incidental to conversation or movement in the bar, according to the prosecutor's report.The special prosecutor, Daniel Sigler, investigated a potential charge of misdemeanor battery. Fifty-six witnesses were interviewed during the investigation, and a video statement was obtained by Curtis Hill."Mr. Hill was cooperative with my requests throughout the process as were all witnesses interviewed," Sigler wrote in his statement. Sigler said he found the women's claims as "true and credible.""Their motives appeared sincere and I found all to be credible in their belief that Hill touched them in a way that was inappropriate," Sigler wrote. "The decision made today should not and does not reflect on their credibility," Sigler wrote at the end of his statement. "They addressed their concerned in an appropriate fashion and forum and should be subjected to no criticism."The Indiana Inspector General also released a report about the investigation. The Inspector General's report is more detailed in those interviewed, and the exact allegations against Hill. Of the 39 people interviewed who attended the party at A.J.'s Bar, 20 of them said Hill appeared to be intoxicated. When asked why they believed that, some said he was slurring his words or had trouble standing up. One witness described him as "acting like a freshman at a college frat party," while another said he behaved in a "predatory, intoxicated manner." Another 15 people at the party said they couldn't comment, weren't sure, or couldn't remember if Hill was intoxicated. Four said they didn't believe he was intoxicated. The initial accusation against Hill came from Mara Candelaria Reardon, an Indiana State Representative from Munster, Indiana. She told investigators Hill put his hand on her back at the party, then slid it down her dress and grabbed her buttocks. She said she told him to back off, then left the conversation.Later in the evening, Reardon said Hill returned to her and touched her back. She reported that Hill said "that back, that skin" when he touched her.The investigators interviewed a male witness to the incident, who said he saw Hill touch her "with his own two eyes." Other witnesses said they saw them together and saw Hill touching her back, but didn't see how far down his hands went. One of those witnesses said Reardon approached him and said that Hill was "a creep," but said she didn't elaborate further.Hill's second accuser told investigators he approached her and started rubbing her back. She told investigators "she felt trapped," and was uncomfortable and embarrassed, and afraid of how others would see what happened. A third accuser told investigators Hill approached her and made her uncomfortable with the conversation. She said she told him "it's really hot in here," and Hill replied, "Yes, you're really hot."In addition to the known four public accusations, investigators also learned of two more incidents where people stated they were made uncomfortable by Hill's actions at the party, according to the Inspector General's report.“While the findings of our investigation did reveal unacceptable behavior by a state officeholder, and which significantly impacted those affected, we respect the grounds on which Special Prosecutor Sigler made his decision,” Inspector General Lori Torres said. In an announcement shortly after Sigler's, the women who accused Hill said they are pursuing a civil lawsuit against him. Hill's attorneys released a statement about the announcement. It reads, in part: 4065