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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

Anderson Cooper's interview with Stormy Daniels propelled "60 Minutes" to its highest-rated episode in 10 years, according to Nielsen ratings.Preliminary ratings, known as "overnights," showed the episode drawing more than twice as many viewers than a typical edition of the show.The program is expected to rank as the highest-rated "60 Minutes" episode since Barack and Michelle Obama sat down for their first post-election interview in 2008. 451

As many head into a virtual school year, a Southern California charter school is training parents by offering classes on how they can be the best possible teachers this fall.Sage Oak, a public charter that serves eight counties in Southern California offered a no cost "virtual parent workshop" with courses like "what to do when you're teaching but the student isn't learning" and "how to support your struggling reader." Courtney Gibson, who handles marketing and communications for Sage Oak says, “This year with everything being virtual, we saw this a great opportunity to open it to our community for those who are on our waiting list or for those who are just starting distance learning in the fall and want tips and tricks on how to get their day started.”The pandemic has put a lot of focus on students and their schooling needs this fall, but Sage Oak thought, “What about the parents?”“We offer training for our teachers to start the school year and this year our teachers will go hand in hand with parents - so parents will have a role at home teaching their kids and needing strategies to keep them on track as well,” Gibson said.There's organizational tips, planning, and topics surrounding schedule implementation.“An important part of homeschool and learning at home for kids is keeping their routine that they would have in a traditional school,” Gibson said.Hundreds attended the summit, which will soon be posted on the school's website. There's a little bit for everyone, all grades, all levels.“We do have high school courses like community college enrollment so - our students will do high school credits through a community college so there’s information about that and yes, transitioning to high school and what that looks like,” GibsonNicole Case is one such mom. As her son approaches 8th grade, she'd like him to be prepared and ready for high school.“The fall has me a little scared of what its gonna look like,” Case said.She's certainly not alone as most parents are echoing her sentiment as the first day of class looms.“A little trepidation of what its gonna look like for Ezekial, how he’s going to adjust to the different parameters put on him,” Case said.The Huntington Beach mom will be homeschooling all four of her kids and is really looking forward to the knowledge she'll gain from the summit.“Really hearing the expertise on how I’ll be able to help my children in different ways. I have a first grader who’s struggling to read so that session about how to help your struggling reader I’m excited about because I’m tired of the tears and the fights,” Case said.It's not all bad though. Case says she's looking forward to some aspect of school at home."One of the things that has been so great has been the pursuit of the things that interest them,” she said.Sage Oak's enrollment is at capacity due to a state funding cap, but they want parents everywhere to listen, watch and learn as we head into unchartered territory this year.“The fact that they care about the public and they want the public to be able to attend the summit even if they aren’t with the school it really shows the heart sage oak has for all students in education not just the ones bringing them funding,” Case said.And if you want to dive into a new type of education for your student, there's a course on that too. 3335

ANAHEIM, Calif. (CNS) - Former Angels public relations director Eric Kay surrendered to federal authorities in Texas Friday on a drug-distribution charge stemming from the overdose death of pitcher Tyler Skaggs.Kay, 45, was charged with conspiracy to distribute a mixture containing detectable amounts of fentanyl, according to the U.S. Attorney's Office in Dallas. Kay was arrested in Forth Worth, Texas, and made his initial appearance before a federal judge Friday morning.The complaint was filed July 30 and unsealed Friday upon Kay's arrest.Skaggs, 27, was found dead in his hotel room at the Southlake Town Square Hilton on July 1, 2019. The Angels were staying at the hotel while in town to play the Texas Rangers. 729

As lawmakers begin bipartisan talks for another round of COVID-19 stimulus funding, divisions between the White House and Congress are threatening its passage.Republican congressional leaders met with Trump on Monday at the White House as cases spike across the country and key provisions of the last stimulus package, like increased unemployment benefits, are set to expire in the coming days.Trump says “good things” are happening, but the administration is stiffening its opposition to more testing money and interjecting other priorities that could complicate passage.According to The Washington Post, a bill coming together between GOP lawmakers will embrace Trump's priorities like payroll tax cuts, measures incentivizing schools to reopen in the fall with additional funding and little aid to state and local governments. Some of those points have already raised concerns with several Republican lawmakers, while the bill will undoubtedly face pushback from Democrats.According to The Associated Press, Senate Majority Leader Mitch McConnell is prepared to roll out the Republican plan in a matter of days, which should total about trillion in funding. The Democrats introduced a trillion HEROES Act stimulus package in May, which has already passed the House. McConnell and the Republican-controlled Senate have not considered that bill for passage. 1372