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PARKLAND, Fla. (KGTV AND CNN) - School shooting suspect Nikolas Cruz plans to plead guilty, according to Howard Finkelstein, Broward County public defender.17 people were shot and killed at Marjory Stoneman Douglas High School in Parkland Wednesday.Cruz, 19, was arrested nearby after the shooting. He confessed to police, according to the Associated Press. He faces 17 counts of premeditated murder.“It’s to avoid the unnecessary arduous long painful traumatic reenactment of something that is so horrific the families and the community should not have to relive," Finkelstein told CNN. "Everybody knows who committed the crime and that the only question is does he live or does he die."RELATED: What we know about Nikolas?CruzHe continued: "It seems it’s in no one’s interest to do the same old legal dance we have seen play out across the country way too many times.This is an opportunity to put the criminal case behind and help the victims’ families begin to try and pick up pieces of their lives for our community to heal and to figure out how we stop these things from ever happening again,” Finkelstein said 1133

PANEL DISCUSSION ON systemic racism, police reform, and focusing on local solutions – OUR PANELISTS will help us focus our energy on San Diego, and guide us in how to lead in the places closest to us 207

PALA MESA, CA (KGTV) -- 10News is now digging deeper in the history of violations issued to the company that operated the bus that was involved in this rainy Saturday's deadly crash on I-15 just south of Pala Mesa. “One life lost is too many,” says Chris Turner with the Commercial Vehicle Safety Alliance. We spoke to him over FaceTime on Monday. The bus was operated by Executive Lines Inc., based in El Monte. According to the federal administration that oversees bus inspections, the company's fleet has had no crashes over the past two years, until now. However, they have had 26 maintenance violations, reportedly. After a November 2019 inspection, the same bus that was involved in this weekend's crash was reportedly issued two violations related to windshield wipers and spare fuses. Turner says violations like those should’ve been fixed right away. “Those need to be remedied before the vehicle is dispatched again,” he adds.10News spoke to attorney Nathan Morris about a separate major bus crash that happened last September in Utah, injuring 22 tourists. He's representing seven of the victims. “[I’m representing] three of those who were killed in the crash and their families as well as four others who were injured to various degrees,” he adds.Morris says bus passengers can look online for a snapshot of a company's safety. “They have a right as passengers of that bus to make sure that the driver and the companies and anybody else are held accountable for keeping the rules,” he says.“You enter the company's USDOT number and it will tell you whether or not they’re a safe company,” says Turner of researching bus companies online. A USDOT number is issued by the Department of Transportation. If you can’t find it on a company’s website, Turner says you can make a phone call. He adds, “One of the things they should readily give you when asked is the USDOT number and if not, that's immediately a red flag. Why won't you provide the number that just lets me check to make sure you're safe?”10News contacted Executive Lines Inc. on Monday to ask if there was anyone who could speak about the crash. The person who answered the phone said “no” before hanging up on the call. If you want to research a bus company's inspection history, click here:https://safer.fmcsa.dot.gov/CompanySnapshot.aspx 2321

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

PHOENIX — Arizona news station ABC15 has learned that an Arizona lawyer assisting the Trump campaign is looking at ballots filled out with Sharpies as one focus for what could become an attempt to flip Arizona to President Donald Trump.The attorney says many Trump supporters who used Sharpies are worried that their votes are being thrown out as the counting process continues around Arizona. There is no evidence at this point that Sharpie votes have been disqualified.The attorney, who has deep roots in the state’s election processing system, told ABC15’s Nicole Valdes that the Sharpie ballots are on the radar of those deciding what, if anything, they may do in court. The information was given on condition that the source would not be named. ABC15 has verified that the attorney has direct knowledge of the developing legal strategy for President Donald Trump in Arizona.The information comes as ABC News reported Wednesday that Governor Doug Ducey told the White House he “sees something” that could get Arizona and its 11 electoral votes in the win column for the President.At this point, there’s no sign of any movement toward actual litigation around the Sharpie ballots or any other vote casting or vote counting activity.Arizona Secretary of State Katie Hobbs is on the record defending the Sharpie ballots, though a ballpoint pen is the recommended method for filling out a ballot. ABC15 checked in with attorneys representing Democratic candidates, who say they have not heard of any potential litigation yet.Sharpie is the trademarked name of a permanent felt tip marker. Its use on Arizona ballots became a prominent conversation point on Twitter overnight.The Maricopa County Elections Department says even if marks made by Sharpies or any felt tip marker on a ballot bleed through the paper, it won't impact their tabulator's ability to read contests. Maricopa County's tabulators are designed only to read the ovals for each contest, according to county election officials. Even if ink bleeds through to the other side of the ballot, the ink won't mark another contest, since ballots are printed in an "off-set" pattern, meaning contests on the back side of the ballot don't align with those on the front.Republicans and the Trump campaign were shocked when Fox News declared Democrat Joe Biden the Arizona winner at about 9:30 p.m. on Election Day. Ducey Tweeted his displeasure as Fox News election analysts defended the decision.Arizona remains too close to call in most media projections, but AP called Biden as the winner early Wednesday.ABC15 data analyst Garrett Archer says as votes are counted, the President will likely pick up more votes than Biden and the Democrat’s lead will shrink.It’s unclear if the President can overtake Biden, who is riding the wave of record early voting that favors Democrats.Tabulation continues throughout the state, focusing on ballots that were dropped off on Election Day and those that arrived by mail and were not part of the early counting process that began October 20. 3045

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