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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

It happens countless times on roads across America: a vehicle gets a flat tire, usually just a temporary inconvenience.But on one road near Redding, California, when a tire failed last month on a trailer and its rim scraped the asphalt, the result proved to be catastrophic for an entire region.The sparks that shot out July 23 from that minor incident, California fire officials said, ignited what is now the sixth-most destructive wildfire in state history.The Carr Fire blazed a fiery path along Highway 299, lighting up mile after mile of dry brush as it crept up on residential areas. 597

Indonesian investigators have found the flight data recorder from Lion Air Flight JT610, a discovery that should help explain why the new Boeing 737 crashed Monday, killing all 189 people on board.CNN Indonesia showed images of divers bringing the device, commonly known as a "black box," on board one of the rescue ships in the sea close to Jakarta Thursday, four days after the Boeing 737 MAX 8 jet disappeared off radar during a routine short-haul flight.The cockpit voice recorder (CVR), which records audio from the cockpit, is yet to be found, but is believed to be located on the seabed, some 35 meters (114 feet) deep.National Transportation Safety Commission (KNKT) Deputy Director Haryo Satmiko told CNN that it will take two to three weeks to read the data from flight data recorder, and a further two to three months to analyze it.Satmiko confirmed that in addition to the recorder "some parts" of the plane's fuselage had also been found.Monday's ill-fated flight crashed 13 minutes after takeoff. It was supposed to be a one-hour flight to Pangkal Pinang on the island of Bangka.Capt. Daniel Putut Kuncoro Adi, managing director of Lion Group, which owns Lion Air as well as other airlines, declined to offer any possible explanations to CNN for the crash."As a company we are waiting for the result from the National Transportation Safety Committee working with the black box" to determine what went wrong, Adi said Thursday.Adi said that he knew the pilots on the flight and they "were very funny, very smart, very nice guys."He said he believed the pilots did their job "professionally and they struggled to save the aircraft," and offered his condolences to the families of the victims. 1712

INDIANAPOLIS, Ind. — Indianapolis Colts head coach Frank Reich knelt during the national anthem and the players stood with linked arms before Sunday's opening game against the Jaguars.The Colts also released a statement on behalf of Black communities in Indiana and other cities before the game."Our intent is to bring attention to the issue of systemic racism and the injustice inherit therein," the statement read. "We also wanted to demonstrate a symbolic gesture of how we believe meaningful change happens.""We were not protesting the flag, the anthem, or the men and women who wear the uniform," the statement read. "The timing of this action is meant to highlight that the presence, power, and oppression of racism remains inconsistent with the unity and freedoms of what it means to be an American."You can read the full statement below: 853

It's a yearbook controversy, which has an Arizona charter school issuing an apology to parents Monday night.Parents who just received the yearbook from Sonoran Science Academy in Peoria, Arizona were in disbelief after seeing a page in which a student with a Muslim first name was voted "most likely to bomb the U.S."Bree Brown has an 11-year-old daughter at the school and said her daughter showed her the post over the weekend and appeared disturbed by it."I looked down and read, most likely to bomb the U.S. and I just sat there for a second and thought, 'No way. This is not happening,'" Brown said."I thought it was a joke, I didn't believe her at first," added her husband, Kian Brown.The parents said they wondered how something like that could have made it to the printer and been published with no oversight from school administrators."It was missed. There's a faculty advisor in charge of the yearbook. They did not catch it," said Matthew Benson, a spokesman for the Sonoran Science Academy.The parents also questioned other posts in the yearbook. It was all part of a survey school staff said they gave the students.Questions included "voted most likely to..." and  "favorite memory..." — the kind of questions you see in every yearbook, almost a rite of passage for the graduating class.In this case, school officials said there was no vote. Students filled in the blanks themselves, hence the 8th grader himself wrote in the words "most likely to bomb the U.S."Regardless, the Browns said they felt faculty should have caught that before the book made it to the printer.Other posts that caught their eye included a student "voted most likely to 'boonk' from a gang member."Kian Brown said he looked up the word and found it to mean "steal."Another student voted "most likely to be an internet scammer," and one student who stated their favorite memory as "being stabbed with a pencil.""That was an actual occurrence that happened at the school. Police were called. It wasn't funny," Bree Brown saidSchool officials said they are investigating the incident and put out the following statement:Statement from Principal Deb Hofmeier:"On Friday night, I became aware of an inappropriate entry included with the 2017-18 yearbook in which a student self-designated they were ‘Voted Most Likely to Bomb the U.S.’ To be clear, there was no class vote. Each student self-selected a superlative for himself or herself. After speaking with the student and the student’s parents, it is apparent the comment was a misguided attempt at humor. There was absolutely no malicious intent on the part of the student.Regardless, our entire administrative team takes this seriously. The comment should have been caught and removed during the editing process before the yearbook was published. Our school is investigating how this incident occurred, and has already taken disciplinary action against the faculty adviser in charge of the yearbook. Going forward, we will be instituting a more stringent review process to ensure this cannot happen again.In the meantime, we have reached out to each of our Sonoran Science Academy-Peoria families to express our deep regret regarding this incident. We are also collecting yearbooks from students who had already received them, and will have a new, edited batch printed and distributed at no additional charge to families. On behalf of Sonoran Science Academy-Peoria, I apologize for any inconvenience and for the larger situation, which does not accurately reflect our students, school mission or the values we share with our families and community." 3613