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PARK COUNTY, Colo. — A California church leader was identified as a man found dead off Guanella Pass, Colorado, in 1974, officials announced on Tuesday.Anthony John Armbrust, who led a metaphysical church and was also an aeronautical engineer, was 45 when he and his wife went missing, according to David Kintz, the Park County coroner.Kintz said Armbrust's death was likely a suicide. His remains were first discovered in February 1974, but the case went cold.After identifying Armbrust through forensic genetic genealogy, investigators learned that Armbrust had been suffering from a terminal illness and that he and his wife, Renee, had moved from the San Diego, Calif., area to Golden, Colorado, near Denver.Armbrust then sent his church members a letter, asking them to come collect he and his wife's belongings from their Golden apartment. The couple was not seen again.Renee Armbrust's remains have not been found.Kintz said Anthony Armbrust died from multiple blunt force injuries, likely from an intentional jump or from a fall while climbing to make a jump.Armbrust's remains were found off Guanella Pass near Grant in an area with steep, treacherous terrain, Kintz said.Kintz's office began using forensic genealogy in the case in 2019 and contacted the DNA Doe Project, a group that works to identify unidentified people through DNA research.The investigators eventually traced DNA from Armbrust's remains to a relative, who helped them make a final identification.This story originally reported by Ryan Osborne on TheDenverChannel.com. 1556

PASCO COUNTY, Fla. — An elementary school principal was arrested on Thursday for allegedly stealing 0 from a 9-year-old child.Pasco County deputies arrested Connerton Elementary School principal Edward John Abernathy.The Sheriff's Office say that on Oct. 23, the 9-year-old student, who is mentally handicapped brought some of his parents' money to school. When teachers realized how much money the child had, they took the money, counted it and put it in the principal's office.When the mother of the child went to school to get the money, deputies say the principal gave her only ,200 not the ,100 her child had brought to school."Subsequent investigation by deputies determined the principal kept the 0 difference," the Pasco County Sheriff's Office wrote in a press release.Deputies booked the 50-year-old Abernathy into the Pasco County Jail on one charge of grand theft.Officials with Pasco County Schools say that Abernathy will be placed on administrative leave as they investigate. 1048

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Perry Hopsin was just 22 years old when he got into a car accident that would eventually end his life."My brother, he has been to multiple healthcare facilities, fighting for his life for 10 months," said Parris Hopsin.Last month, Perry died and just as his family was starting to cope with the fact that they would never see him again, the same car he was killed in, popped up in front of Perry High School in Stark County, Ohio.The family says it was there to promote their prom promise campaign-which tries to deter teens from drinking and driving."Our family was under the impression that the car was still being held as evidence in this ongoing investigation," said Parris.The only problem is the Hopsins family never consented to it and their loved one was not drinking and driving."It was definitely not the way Perry would want to be represented and/or our family would want him to be represented and remembered," she said.The school has now removed the car and it's back in the towing company's lot."I really appreciate that they would remove it," said Parris. "But it shouldn't have been there."Now Parris and her family still want answers and an apology."Anyone that was responsible for displaying the car I feel should be held accountable for the pain and grief that they have brought upon our family and our friends," she said.Scripps station WEWS in Cleveland reached out to the school district, towing company and the police department but haven't heard anything back.     1520

Police and other law enforcement are constantly trying to stay ahead of criminals, but sometimes technology can get in the way.Apple made headlines a couple years back, when the company refused to unlock a phone when asked by law enforcement.Then came Grayshift, a company that specializes in cracking iPhones.  "Apple's fighting these guys pretty hard,” says digital security expert Steve Beaty. “Has been a bit of a chess game right."Beaty is a digital security expert professor with Metropolitan State University of Denver."It appears that people aren't now able to break into the iPhone with the most recent release of version 12 of iOS," Beaty explains.While Apple isn't saying much about what they've done, law enforcement around the country will have to scramble to find new ways to get into these devices.Beaty seems to think it's related to a small change in access by adding a USB restrict mode--that disables devices after a certain amount of time if it’s plugged into your phone."They can plug into iPhones, that historically in general, have what we call brute force them," Beaty explains.Brute forcing allows Grayshift to continue putting in passcodes until they find the right one. But because these external devices deactivate after about an hour, their process is interrupted. That's the main belief in how Apple is thwarting these devices.If you're worried about security, it's simple to activate USB restrict mode on your phone. There may be some other problems though you could run into charging issue."So, for the time being, I don't see it being more than a chess game that they are going to be advances made on either side,” says Beaty. “And I don't think there's going to be a definitive, if you will, checkmate in the foreseeable future." 1776

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