梅州宫颈炎leep刀手术费用(梅州整容整形医院) (今日更新中)

LOUISVILLE, Colo. – A woman in Louisville, Colordao died after she was struck by a falling tree branch during Tuesday’s windstorm, a spokesperson for the police department said Wednesday, making her death the first in the state caused by the near-hurricane winds.The woman, who has not been identified, stopped to rest under a tree while she was moving into an apartment in the area of Walnut Street and Garfield Avenue at around 2 p.m.The spokesperson said that’s when a large branch broke off due to the winds and struck her in the head.She was taken to a hospital, but it’s not clear when the woman died as the police department only learned of her passing on Wednesday.The Boulder County Coroner’s Office will be conducting an autopsy, but even though foul play is not suspected, detectives will be in attendance.The Boulder Daily Camera reports there were 89 mph wind gusts in Louisville, the highest recorded in Boulder County on Tuesday. 962

Media Mogul Oprah Winfrey has yet again published her favorite things in 2017. Topping the list is a book titled, "Wisdom of Sundays: Life-Changing Insights from Super Soul Conversations" by none other than Oprah herself. Below is a list of other things that topped Oprah's list: 312

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

LOUISVILLE, Ky. – A billboard calling for justice in the Breonna Taylor case was vandalized with red paint in Louisville..The public discovered the vandalism to the sign near the city’s Irish Hill neighborhood Tuesday morning, WLKY and WAVE report.However, by Tuesday afternoon, both TV stations say the paint had either been removed from the billboard or it had been replaced.The billboard is one of several erected in the Kentucky city by Oprah Winfrey and her magazine, which featured Taylor on its September issue. She was the first person other than Oprah herself to grace the cover.The signs feature a photo of the 26-year-old woman who was shot and killed by police in her home in March. They also have a call to action – “Demand that the police involved in killing Breonna Taylor be arrested and charged” – and encourage people to visit the website for Until Freedom, a social justice organization created to address systemic and racial injustice.Taylor died on March 13 after three Louisville police officers executing a search warrant used a battering ram to enter her home. The emergency room technician and her boyfriend were in bed. After a brief exchange, Taylor’s boyfriend reportedly fired his gun and then police fired shots, striking Taylor at least eight times. She died in the apartment hallway.Since Taylor’s death, protests have been held across the country, demanding that the officers involved be charged in her killing. Many celebrities other than Oprah have also used their platforms to call for action.For now, the shooting is under investigation by the FBI and Kentucky Attorney General Daniel Cameron. Both are deciding whether criminal charges are warranted in the case. 1708

MADISON, Wisc. -- The classic holiday song "Baby It's Cold Outside," has been pulled from a Madison, Wisconin radio station's airwaves.According to our partners at WISC-TV, Mid-West Family Broadcasting Program Director Fletcher Keyes said he took all versions of "Baby It's Cold Outside" out of rotation on Hank AM 1550 and 97.7 FM Monday. Keyes said that the song was pulled because "it's describing a scenario that wouldn't be OK today, so we didn't feel that we had to have it." He also said that he thinks the song could bring up bad feelings. The song was also pulled from a Cleveland radio station last week.“It really pushed the line of consent,” Cleveland Rape Crisis Center President and CEO Sondra Miller told local news in that city.For more information, click here. 825

来源：资阳报