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CARLSBAD, Calif. (KGTV) — A motorcyclist was killed on Friday after he lost control of his motorcycle and crashed into a building in Carlsbad.Carlsbad Police say the motorcyclist was traveling westbound on Faraday Ave. just after 3 p.m., when for unknown reasons he lost control and collided into a building.Officers arrived to find the motorcyclist unconscious. The rider, identified as a 29-year-old male from Encinitas, died at the scene.Police don't believe any other vehicles were involved and said it doesn't appear alcohol was a factor. It's unclear how fast the rider was traveling at the time of the crash.The area of Faraday Ave. and Orion Way was partially closed for the investigation but has since reopened. 728

CARLSBAD, Calif. -- The unofficial start to spring in Southern California is about to begin as the beautifully iconic Carlsbad Flower Fields officially open for business Thursday.Visitors will enjoy nearly 50 acres of Tecolote Ranunculus flowers that make up the fields as well as a special nursery, garden and festivals throughout the season. The best time to view the flowers during full bloom is mid-March through mid-April.RELATED: 6 San Diego restaurants on Yelp's 'Top 100' listThe fields are a result of more than 85 years of cultivation that began when an early settler, Luther Gage, settled in the area in the 1920s.Adult tickets are and children ages three through 10 get in for . Click here for more ticket prices and information on the fields. RELATED: AAA's top rated restaurants, hotels in San Diego 847

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

California's Camp Fire didn't just kill dozens of people and destroy thousands of homes. It also left an insurance company in financial ruins, unable to pay millions of dollars to policyholders.A state judge ruled that Merced Property & Casualty Co. can't meet its obligations after last month's Camp Fire, the deadliest and most destructive wildfire in California history.Merced's assets are about million, but it faced about million in outstanding liabilities just in the city of Paradise, court filings show.Judge Brian McCabe's decision allows the California Department of Insurance to take control of Merced. According to court documents, the state's Conservation & Liquidation Office will start liquidating what's left of the company.Photos: Wildfires devastation in CaliforniaUnlike with bankruptcy, where a business or individual can start over, liquidation means there is no hope for a company's recovery.Fortunately for Merced's policyholders, they are covered by the California Insurance Guarantee Association, which "protects resident claimants in the event of an insurance company insolvency."But the association has maximum benefit limitations, according to Merced."If it ends up that you have a claim in excess of CIGA's limits," the company said, "the excess will be a claim against the assets of Merced." 1337

CARLSBAD, Calif. (KGTV) - LEGOLAND California Resort is inviting members of the military to visit the theme park for free in August.The resort opened the new LEGO City: Deep Sea adventure submarine ride this summer. It features real sharks, rays and fish before a backdrop of LEGO models.Active U.S. military personnel must show their military ID at any resort ticket booth or window for a same day Resort Hopper ticket during the month of August.RELATED: Exploring San DiegoThe ticket provides admission to LEGOLAND? Park, LEGOLAND? Water Park and SEA LIFE aquarium. Members of the military may visit the park as many times as they like in August.Friends and family tickets are available at discounted rates at base ticket offices, online at LEGOLAND.COM/military, and at a 10% discount at resort ticket booths.RELATED: LEGOLAND?California among TripAdvisor's top theme parks 894

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