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NEW YORK (AP) — Century 21 Stores, a destination for bargain hunters looking for fat deals on designer dresses and shoes for nearly 60 years, has filed for Chapter 11 bankruptcy.The retail chain says it’s winding down its business, including all 13 stores across New York, New Jersey, Pennsylvania and Florida.Century 21 joins more than two dozen retailers who have filed for bankruptcy since the pandemic which forced non-essential stores to temporarily close.Century 21 said that the decision followed nonpayment by the company’s insurance providers of about 5 million due under policies put in place to protect against losses stemming from business interruption.That insurance money helped it rebuild its downtown Manhattan flagship store after it was damaged by the 9/11 attacks. 794
Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856
NEW YORK — The Northeast is preparing for a major snowstorm at a key moment in the coronavirus pandemic.It's coming days into the beginning of a massive vaccination campaign and in the thick of a virus surge that has throngs of people seeking tests per day.The storm is poised to drop as much as 2 feet of snow in some places by Thursday.Snow, sleet and freezing rain is moving north and east across the mid Atlantic region late this morning. Here are the latest snowfall and ice accumulation forecasts for the storm. pic.twitter.com/D6oTJ9bzAq— NWS Eastern Region (@NWSEastern) December 16, 2020 The pandemic is adding new complexities to officials’ preparations, from deciding whether to close testing sites to figuring out how to handle plowing as outdoor dining platforms crowd New York City streets.Still, officials say they don't expect the winter blast to disrupt vaccine distribution.New York City is also preparing its mass transit and school systems for the oncoming snowstorm. The city’s public schools will remote learn Thursday instead of learning in-person. Transit agencies in the area are shifting schedules to accommodate those who must travel.As of Wednesday at 10:30 p.m. ET, the heaviest snow fell in Central Pennsylvania, with Dushore, Pennsylvania, reporting 18.5 inches of snow. The area was still being blanketed by snow. Locales around Philadelphia and New York City reported 4 to 6 inches of snow, while areas around Pittsburgh had over 6 inches. The storm is expected to taper off by noon Thursday, WPIX reports. 1547
NEW ORLEANS (AP) — A federal judge says Louisiana must reinstate coronavirus pandemic voting plans used for summer elections rather than using a more restrictive plan approved by the Legislature. U.S. District Chief Judge Shelly Dick says the state must allow mail voting for people with conditions that make COVID-19 more dangerous, and their caretakers. She also ordered the expansion of early voting from seven days to 10 in November, but not in December. During his monthly call-in radio show, Gov. John Bel Edwards says the opinion boils down to simply doing what the state did in July and August.Secretary of State Kyle Ardoin says his office is reviewing it. 673
NEW YORK (AP) - "Pharma Bro" Martin Shkreli admitted that he was "very far from blameless" in a letter to a judge asking for leniency, according to court filings. 170
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