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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

Republican candidate Leslie Gibson has dropped out of the race for Maine's House of Representatives following backlash from controversial comments he made about two student survivors of the Parkland, Florida, school shooting."I am not walking away with my head hung low. I am walking away with my head held high," Gibson told the Portland Press Herald on Friday, saying he had made the decision after conversations with family and friends."It's the best thing for everybody," Gibson added.The Maine candidate drew outrage after posting insulting tweets about two Parkland students -- Emma González and David Hogg -- in light of their national gun control efforts."There is nothing about this skinhead lesbian that impresses me and there is nothing that she has to say unless you're a frothing at the mouth moonbat," Gibson tweeted of González, according to the Press Herald. He reportedly called Hogg a "bald-faced liar." The Twitter account used to make the remarks appears to have been deactivated and Gibson's campaign account has been set to private.Gibson later apologized to González, the Press Herald reports."I would like to extend to you my most sincere apology for how I addressed you," he said. "It was wrong and unacceptable. You are doing work that is important to you. I would like to extend my hand in friendship and understanding to you."Attempts by CNN to reach Gibson for comment were unsuccessful.Republican state Sen. Amy Volk and a number of Maine Democrats had called on Gibson to end his campaign. The comments also prompted two opponents -- one Republican and one Democrat -- to enter the race for Maine's 57th district."I never thought I would run for office, and I was perfectly content with just remaining a member of the community, but after reading Mr. Gibson's comments I thought that the people of Greene and Sabattus deserved a representative who will respect people and try to work through their differences to make our lives better," Eryn Gilchrist said in a statement from the state Democratic Party."After those recent unfortunate comments, I couldn't sit back," Republican candidate Thomas Martin Jr. said, according to the Press Herald. 2182

President Trump took to Twitter on Thursday to personally confirm reports that he is hiring CNBC contributor Larry Kudlow has his next economic advisor."Larry Kudlow will be my Chief Economic Advisor as Director of the National Economic Council. Our Country will have many years of Great Economic & Financial Success, with low taxes, unparalleled innovation, fair trade and an ever expanding labor force leading the way! #MAGA," Trump tweeted.  461

President Donald Trump's former campaign chairman Paul Manafort has been found guilty on eight counts of financial crimes, a major victory for special counsel Robert Mueller.But jurors were unable to reach a verdict on 10 charges, and Judge T.S. Ellis declared a mistrial on those counts.Manafort was found guilty of five tax fraud charges, one charge of hiding foreign bank accounts and two counts of bank fraud. He faces a maximum of 80 years in prison.The news came at the same time Trump's former lawyer Michael Cohen was in a New York federal court to plead guilty to multiple counts of campaign finance violations, tax fraud and bank fraud.Landing in Charleston, West Virginia, Trump said that the charges Manafort was convicted of on Tuesday have "nothing to do with Russian collusion" and criticized Mueller's investigation for arriving at this point. 867

Republicans suffered setbacks to court challenges over the presidential election in three battleground states on Friday as a national law firm that came under fire for its work for President Trump’s campaign withdrew from a major Pennsylvania case. The legal blows began when a federal appeals court rejected an effort to block about 9,300 mail ballots that arrived after Election Day in Pennsylvania. The judges noted the “unprecedented challenges” facing the nation during the COVID-19 pandemic. Meanwhile, a Michigan judge found no evidence of fraud in refusing to stop the certification of Detroit-area election results. And in Arizona, a judge dismissed a Trump campaign’s lawsuit seeking the inspection of ballots in metro Phoenix.President-elect Joe Biden is projected win at least 290 Electoral College votes, and could add to his lead depending on a hand recount in Georgia. Biden is leading Georgia by more than 12,000 votes. 944

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