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YUMA, Ariz. (AP) — The acting secretary of Homeland Security said he expected 25% fewer migrants to cross the border this month, as officials in Yuma unveiled their latest outdoor facility meant to detain children and families.The number of illegal crossings would still be too high, but it was a start, he said, crediting Mexico with a concentrated effort to stop Central Americans before they arrived even to Mexico — a push prompted by threats of tariffs by President Donald Trump.The president has seen numbers of migrants crossing the U.S.-Mexico border skyrocket under his term despite his hardline policies and tough-talk. More than 100,000 people, mostly families from Central America, have crossed the border each month over the past few months. Trump sees the monthly border numbers as a benchmark for success, and during previous months when he felt numbers were too high, he threatened to shut down the entire border.McAleenan dismissed the idea that a projected decrease in June was due in part to hot summer months, traditionally a time fewer people crossed."These initiatives are making an impact," he said.Meanwhile, facilities that house detained migrants are vastly overcrowded and advocates and attorneys have decried conditions inside. Border facilities are meant as temporary holding stations, built to hold a maximum of about 4,000, but have routinely held as many as 15,000.Teens and children, detained days or weeks by U.S. border authorities, described frigid cells where flu-stricken youngsters in dirty clothes ran fevers, vomited and cried with no idea when they would be getting out, according to court documents in a case that governs how children are cared for in government custody.Meanwhile, Congress sent President Donald Trump a .6 billion package on Thursday that bolsters care for the tens of thousands of arrivals taken into custody. McAleenan praised the move, but also cautioned there was much more work to do.In Yuma, construction on the new 500-person tent facility began about two weeks ago. Journalists were expected to get a tour of the facility before migrants are placed there.McAleenan also spoke of the tragic image of a father and his toddler, drowned on the banks of the Rio Grande."The situation should not be acceptable to any of us," he said of the deaths. "It should galvanize action and real debate ... And yet here in Washington we have collectively failed to end this crisis. This is not on the men and women of DHS. They deserve better and so do the families of children."___Long reported from Washington. 2574

Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

and this time, the pigeons are being used to make a political statement. Pigeons were previously spotted in the Las Vegas valley wearing 139

You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058

Wreckage from a steamboat that caught fire and sank exactly 201 years ago has reportedly been spotted at the bottom of a Vermont lake.The Steamboat Phoenix sank on September 4, 1819 on Lake Champlain. There were more than 40 passengers and crew members onboard at 11 p.m. when the fire started.Passengers who were unable to board lifeboats as the steamboat caught fire were forced to jump into the water and cling to debris or swim for their lives to shore. In the end, six people died. 494