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BUFFALO, N.Y. — The People for the Ethical Treatment of Animals (PETA) has criticized grocery store chain Wegmans and several other chains for allegedly selling coconut milk made from fruit harvested by abused monkeys.According to PETA, monkeys are "forced to climb trees to pick coconuts" for coconut milk made by the brand Chaokoh. The company says that Wegmans is one of the few grocery store chains still selling the product.In an open letter to Wegmans CEO Colleen Wegman, PETA claimed that an investigation by the organization found that coconut growers in the industry were harvesting fruit with monkeys that were "confined for life, sometimes with their teeth removed, always on chains, and often driven insane from being deprived of everything that's natural and important to them."PETA also added that it is delivering "humanely obtained: coconuts to Wegmans this week.In response, Wegmans said that PETA had sent letters to several other retailers regarding the coconut milk, and added that the store is "actively investigating the matter."In July, the Thailand-based maker of Chaokoh coconut milk, Theppadungporn Coconut Co. Ltd, told Reuters that it had audited more than 100 of its coconut plantations by a third party and that none were found to use monkeys in the harvesting process.Theppadungporn added that following PETA's reports of forced monkey labor, sales fell between 20% to 30% from last year.According to Reuters, PETA has rejected the Thai government's claims that the use of monkeys in harvesting coconuts was almost "non-existent."See the letter from PETA President Ingrid E. Newkirk to Wegmans CEO Colleen Wegman below.Dear Ms. Wegman,Greetings from PETA. I hope this message finds you well. We've sent you these coconuts in the hope of cracking open some dialog about reconsidering your business relationship with Chaokoh, a brand sold by your company and implicated in a recent PETA Asia exposé of Thailand's coconut industry. This investigation revealed that Chaokoh is complicit in an industry that's forcing monkeys—confined for life, sometimes with their teeth removed, always on chains, and often driven insane from being deprived of everything that's natural and important to them—to collect coconuts.It seems that monkeys used in the coconut industry are illegally captured in their natural habitat as babies. Then, they endure abusive training. Investigators visited "monkey sc
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

Breaking: Giannis Antetokounmpo says he is signing a contract extension with the Milwaukee Bucks. The two-time MVP will sign a five-year, 8.2 million supermax extension with the franchise, the largest deal in NBA history, sources tell @TheAthleticNBA @Stadium.— Shams Charania (@ShamsCharania) December 15, 2020 328
BRISTOL, Wis. — The heaviest pumpkin weighed in Wisconsin this year so far is 2,015 pounds. At one point during its peak growth stage, it was growing 52 pounds a day and the vines grew nearly a foot a day.The honor of most gargantuan gourd belongs to Jim Ford, who has been growing preposterous pumpkins for more than 20 years."I've always loved pumpkins. Pumpkins do something to me - I don’t know the little boy in me. I love growing things. I love growing pumpkins. I love growing all types of produce: tomatoes, cucumbers, peppers, so it just takes a passion of mine growing things and turning it into a sport," he said. 632
Brand new life, brand new life, brand new life, around the bend. #WhosTheBoss https://t.co/giWujLACI4— Alyssa Milano (@Alyssa_Milano) August 4, 2020 156
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