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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028
A Tulsa police officer has died Tuesday morning after being shot in the line of duty on Monday. Chief Wendell Franklin made the announcement on Tuesday afternoon. Sgt. Craig Johnson died after being shot during a traffic stop around 3:30 a.m. on Monday.Police say the second officer involved in the shooting, Officer Aurash Zarkeshan, is improving and has been responsive to medical staff. Two people are in custody including the alleged gunman, David Ware. Ware is now charged with one count of homicide. He’s due in court this Thursday.Johnson joined TPD in 2005 and became sergeant in 2015. He worked at the Mingo Valley Division.Franklin said around 3:25 a.m. Monday, Officer Zarkeshan stopped a vehicle on a regular traffic stop near 21st and Mingo. The officer approached the vehicle, got the driver's information and went back to his vehicle. Another officer was assigned to the stop with him. Johnson responded and they both went back to the car.They talked to the only person in the car, Ware. Ware refused to get out of the vehicle and went back and forth with them. Franklin said this went on for several minutes.Franklin said Johnson asked Ware 12 times to get out of the vehicle and threatened to use his Taser. Johnson did end up using the Taser on Ware but it did not incapacitate him. Johnson also used pepper spray twice but it did not stop Ware.The two physically removed Ware from the car, that's when he got a handgun from inside the car and fired multiple shots at them. Police said Ware then slowly walked to a waiting vehicle nearby.A manhunt ensued in east Tulsa. Police located Ware near 31st and Mingo and took him into custody. ***UPDATE - suspect in custody***After following several leads, we were able to track the suspect down to a house. When officers surrounded the house, the suspect surrendered.We will have a 1:30 PM press conference to discuss the details of the incident— Tulsa Police (@TulsaPolice) June 29, 2020 The driver who picked Ware up is also in custody. Police arrested Matthew Hall in Broken Arrow just before 1 p.m.Ware is charged with two counts of shooting with intent to kill and possession of a firearm. After Sgt. Johnson's passing, Ware is now facing a homicide charge. Both Ware and Hall are being held with no bond. Ware will appear in court Thursday and Hall will appear on Sept. 2. Zarkeshan completed training recently and had only been doing solo patrols for the last six weeks. He is in critical condition. "Here in Tulsa, we are going to have to pray." TPD Chief Franklin said. "Inside this uniform, I'm just like you. The only difference is we do a different job then you do. For us, we are just a part of the community as you are. We need community support. That's what is going to get us through this," Franklin continuedBynum posted a message on Facebook saying, "Two of our heroes in the Tulsa Police Department were shot early this morning." He added, "Please pray for our officers, their families and the surgeons." Bynum visited the hospitals on Monday. Governor Kevin Stitt issued a statement on the incident: I ask Oklahomans to join the First Lady and me in praying for the officers who were injured, their families and the Tulsa Police Department. This senseless attack is a reminder of the dangers our law enforcement officers face daily. The Tulsa Fraternal Order of Police issued a statement on Facebook, asking the community to "continue to pray for our officers." 3492

Baylor Football's season opener against Louisiana Tech has been postponed after Louisiana Tech saw an increase in COVID-19 cases following Hurricane Laura.Baylor-Louisiana Tech Season Opener Postponed? https://t.co/tL9aDCgBki#SicEm | #BUiltDifferent pic.twitter.com/KSa2ZE1XAV— Baylor Football (@BUFootball) September 9, 2020 Kickoff was initially set for 11 a.m. CT on Saturday, September 12 at McLane Stadium. Both teams have agreed to monitor dates throughout the season to potentially makeup the game. "We are incredibly disappointed to announce the postponement of our upcoming football game against Louisiana Tech," said Baylor Director of Athletics Mack B. Rhoades. "However, in the interest of the health and wellness of our student-athletes, coaches, and staff, we are confident in this unfortunate but necessary course of action. To the Baylor and Louisiana Tech student-athletes and communities, we share in your disappointment and look ahead to resuming play.""We are obviously very disappointed that we will not be able to open the season this weekend at Baylor," said Louisiana Tech Director of Athletics Tommy McClelland. "However, with the number of recent positive COVID19 results and contact tracing, it is simply not possible. We would be putting our student-athletes at risk."It is obvious that the impact of Hurricane Laura in our community a few weeks ago really sparked our significant increase in numbers. With 95 percent of our city losing power for days – even up to a week in many areas – our student-athletes were forced to find places to stay and some even had family from south Louisiana that came northward to stay with them. So many things that we were able to control for the month of August became out of our control, and I think the numbers prove that it took its toll."The days leading up to this outbreak, we had a stretch of three weeks with only one positive case. So the protocols we had in place were working prior to Hurricane Laura."Adjusted game dates and times will be communicated to original ticket holders via email as more information is released. This article was written by Sydney Isenberg for KXXV. 2174
Peak flu season is starting now, and doctors say to get ready for a potentially extended season. This year’s flu season has been rough, with the CDC reporting the flu is widespread in 24 states, with 19 states reporting high levels of flu activity. That's more than double the activity of the previous week. A total of 13 children have died so far this flu season. Doctors say it could get worse. “Flu activity has taken off our projection is that it's going to continue to increase, probably for the next few months,” says Dr. Andrew Walshak with Presbyterian/ St. Luke’s Medical Center. Dr. Walshak says he expects to see more flu cases around the country. “The graph of flu activity in our hospital is just increasing,” he explains. “It's just a slow upward, so we're only at the beginning of flu season right now.” Everyone is at risk: your family, friends, neighbors and co-workers. “It can really affect the lungs and affect our ability to get oxygen in our bodies, and that's what primarily the fatalities have been caused by his severe breathing problems,” he says. Dr. Walshak says it's not too late to get the flu shot. Vaccines protect against multiple flu strains. “So, just because one strain of flu is circulating in the community doesn't mean that another strain of flu won't circulate later in the flu season,” Dr. Walshak says. “So, I tell patients it's never too late to get your flu shot.” An estimated 80,000 people died during the 2017-2018 flu season, according to the CDC. 1513
A Utah man got quite the scare while hiking in Slate Canyon near Provo, Utah, over the weekend.Kyle Burgess, 26, was minding his own business in the Utah County wilderness around 5 p.m. Saturday when he came across some mountain lion kittens.Seconds later, their mom came around the corner — protective and aggressive. He caught the whole thing on video:“I didn’t really know what kind of cubs they were or what animal they were,” said Burgess. "Once I did realize what they were, I was like, that’s mom right there. I’m screwed.”What made it worse for the Orem man was that the encounter was a lengthy one. The video shows the animal shadowing Burgess for at least six minutes as he walked down the trail.At certain times, the mountain lion lunged at Burgess. But officials said Burgess did all the right things by not turning around, making himself "bigger," and making a lot of noise.The mountain lion kept following Burgess down the trail before he bent down and threw a rock, sending the animal running away. This article was written by Hailey Higgins for KSTU. 1089
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