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Part of the cure for COVID-19 might be found in sharks dwelling deep in our oceans.“Everybody’s, ‘oh, there’s a hundred million being taken anyway, why are you worried about vaccine?’” said Stefanie Brendl of Shark Allies, a nonprofit for shark conservation.She says during the pandemic, more sharks are being harvested for squalene, an oil found in their livers and is often used to increase the effectiveness of vaccines.“The more products we come up with that require shark parts, the more we’re fueling this 100,000,000 sharks a year number,” she said.Brendl says many pharmaceutical companies are using shark squalene to produce a coronavirus vaccine and that if everyone in the world received two doses, 500,000 sharks would have to be slaughtered to meet the demand.“We need to look at this and we need to hold the vaccine companies accountable to test alternatives,” she said.One of the companies, Brendl, is calling out pharmaceutical giant GlaxoSmithKline, which plans on manufacturing 1 billion doses of a “pandemic vaccine” in 2021.While GSK says squalene pulled from shark livers is used in some of its vaccines, the company claims it’s also exploring squalene found in some plants.“One research team has tried to make in yeast so you could grow cultures of yeasts similar to fermenting beer,” said David Kroll, Ph.D., a professor of pharmacology at the University of Colorado, Anschutz Medical Campus.He says finding a cure for coronavirus will be the biggest vaccine undertaking in recent medical history.“The biggest concern is whether more sharks are going to have to be killed for this monumental global effort,” Kroll said.Shark experts believe this is a global challenge.“Many of the sharks that are being targeted are deep sea sharks and they’re found in open ocean environments that may not be protected,” said Chris Lowe, a professor of marine biology and director of the Shark Lab at California State University, Long Beach.He says tens of millions of sharks are already killed each year and some companies poach shark corpses for squalene to make numerous products ranging from vaccines to cosmetics.Lowe warns an increase in killings could impact our ecosystem.“Those animals play a very important role that could affect people on land,” he said.While the cost of a cure for COVID-19 is still unknown, Lowe says killing more sharks could mean extinction for several shark species. 2414

PHOENIX (AP) — Tens of thousands of coronavirus test kits that went unused during a 12-day testing blitz in Phoenix's hardest-hit Latino neighborhoods shows a failure to spread the word to a community that’s often distrustful of government. Suspicion over uniformed National Guard members at the testing site and initial requirements to show IDs and pre-register also stopped many Latinos from getting a free test in the national COVID-19 hot spot. Community leaders say officials need to go beyond the obvious translations and press releases when communicating with Hispanic people. That can include promoting events on popular social media accounts or doing live interviews on Spanish radio. 701

PAKHOKEE, Fla. – For many growing up in Pahokee, Florida, the storyline has been, a future is defined by what happens on the field.“When I was growing up. It was either NFL or the streets,” said Hikeem Banks.To an outsider, it might seem like football is the bright spot in a city that’s been ranked as one of the most dangerous in that part of Florida."Here in Pahokee, we’re football savvy,” Banks said. “Ricky Jackson, Anquan Boldin, Janoris Jenkins, Pernell McPhee.”"Football means a lot. Most people use football as a way out,” said Pahokee football player Geoffrey Mckelton Jr.Banks is working to change the storyline in his hometown.“If you’re not from here, and you read stories about it, you would think that it’s a horror place,” said Banks.He’s working to make sure this generation has more options than he did.“I’m 5’5” so NFL wasn’t going to work,” Banks said. "I got caught up in in the system doing the wrong things which got me to be kicked out of school in the 9th grade. Resorted to drugs, abusing alcohol.”Banks fought to get his life on track. He earned his GED and college degree. He's now a teacher.Banks started Balanced Living Mentorship. He works with young people, many members of the Pahokee High School football team, to teach them about life.“I believe every kid needs a balanced life outside of football. If you don’t have grades, you can’t go on to the next level,” Banks said.“He’s teaching us to be a better person in life, not just for football,” said Pahokee football player Albert Johnson Jr.Like many who take part in the mentoring program, Johnson Jr. has NFL aspirations, but he also dreams of owning his own tech company one day.“Like they say, the NFL is not for long. And there are a few people who make it the NFL,” he said."Once football is all said and done, what do you want to be? Who do you want to be?” head coach DJ Boldin asked his players during a mentoring session."It’s good to know that there is a generation that is starting to realize that, so they won’t feel like football is the end all be all,” Boldin said.Football will always be a big part of Pahokee’s makeup, but Banks wants the makeup of those who play it to be so much more than that. 2208

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

PARKLAND, Fla. — On Monday, the State Attorney's Office released a 217-page transcript of Nikolas Cruz's conversation with a Broward Sheriff's Office detective hours after he was arrested on Feb. 14 for opening fire at Marjory Stoneman Douglas High School killing 17 people.The interview was conducted by Detective John Curcio on February 14, at 6:09 p.m.The detective began with a series of standard questions, such as asking Cruz his name, where he was born and how old he is.Shortly after the interview began, the detective leaves the room to get some water. While he was alone in the interview room but still being recorded, Cruz said, "Just kill me. Just f***ing kill me. F***."Later in the interview, Cruz admitted to detective Curcio that he was depressed, going back to when his mother was still alive.Cruz described loneliness and solitude as reasons for his depression. 912

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