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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

Most visitors to Disneyland leave with a souvenir or two: a set of mouse ears, perhaps, or a plush version of a beloved Disney character. Not Richard Kraft."I'm not satisfied with a souvenir book or a little pennant: I had to actually own pieces of the park," says Kraft, who admits "I'm a bit obsessive."He grew up in Bakersfield, California, a few hours' drive north of Disneyland, and his schoolteacher parents would save money for annual trips to the theme park. His older brother, David, had Crohn's disease, so they could go only when he was healthy.When David died, 25 years ago, Kraft found himself drawn back to Disneyland, to the sights and smells and tastes that brought back memories."These were the same sidewalks I walked as a child with my brother," Kraft recalls."Then he heard about an auction of Disneyland travel posters. He bid on an Autopia poster, won it -- and was hooked.His quarter-century of collecting is currently on display as "That's From Disneyland!", a 20,000-square-foot pop-up exhibit filling an old sporting goods store in Sherman Oaks, California. It includes everything from attraction vehicles and props to park signage and concept drawings -- more than 750 items in all.Guests are greeted by a scale model of Main Street, surrounded by concept artwork, the "travel posters" that lined the entrance tunnels, and even a Disneyland mailbox. Further treasures are organized by "land" -- Adventureland, Frontierland, New Orleans Square, Fantasyland, and Tomorrowland.The vehicles are a big draw: at the exhibit's opening, guests lined up to take selfies in an original blue Skyway bucket or a car from Mr. Toad's Wild Ride, and to snap photos of Dumbo the Flying Elephant, a pirate ship from Peter Pan's Flight, and a yellow original PeopleMover vehicle -- one of only 13 known still to exist. There's a Matterhorn Bobsled, and a "Doom Buggy" that transported guests through the Haunted Mansion.You'll need a lot of room for some of these items: a 40-foot sea serpent from the Submarine Voyage, a 38-foot Davy Crockett Explorer Canoe, and a 16-foot-tall neon script "D" from the top of the Disneyland Hotel.And you'd better have high ceilings to accommodate the four original stretching portraits from the Haunted Mansion - remember Paul Frees' basso profundo voice asking you, "Is this haunted room actually stretching? Or is it your imagination, hmm?"A half-dozen "It's A Small World" animated dolls and a figure from the massive clock outside the attraction are on display. Mercifully, the ride's notorious earworm of a theme song is not playing -- though visitors do hear "...in the tiki tiki tiki tiki tiki room," courtesy of José, an audio-animatronic parrot who still sings his song from Adventureland's Enchanted Tiki Room.There are even genuine Disneyland "waste paper" cans -- you never saw the word "trash" in the Happiest Place on Earth -- and, overhead, the first and last Disney items that decades of visitors saw: blue triangular parking lot signs, informing guests they were parked in Minnie's, Goofy's, Pinocchio's or Tinker Bell's section.The exhibit and auction organizer, Van Eaton Galleries has become known for Disney memorabilia auctions: one last year included the original 1953 Disneyland map. But co-owner Mike Van Eaton says this auction is his largest by far, calling it "one of the most amazing private collections I've ever seen.""You don't see a lot of people with, say, a Space Mountain car in their backyard, or a 40-foot-long sea serpent, for that matter, by their swimming pool. It's the kind of collection you'll see once in a lifetime," says Van Eaton.Kraft had purchased items for his collection at past Van Eaton auctions, and sought out Mike when he decided to finally follow Elsa's command from "Frozen" and "Let it go."One reason Kraft decided to sell: his four-year-old daughter, Daisy, was born with Coffin-Siris Syndrome, a rare genetic disorder causing delays in physical and mental development. Part of the auction's proceeds will go to the Coffin-Siris Foundation, as well as the CHIME Institute, which pursues inclusive education -- schools where children who develop typically, those with special needs, and gifted children learn side by side. His other condition before agreeing to sell: a month-long opportunity for the public to see everything he'd spent 25 years collecting before it is auctioned in a few weeks."We have a very passionate collector who doesn't just want to list items: he wants to share them with everyone," says Van Eaton. "So we had to keep that in mind when we built this exhibition -- make it user-friendly."Thousands of fans already have flocked to see Kraft's treasures, and he's been there to witness the colorful displays spark happy memories as they have for them. 4796

Miss USA has apologized after comments she made about two fellow Miss Universe contestants' English-language abilities sparked backlash online.In a live Instagram video posted on Wednesday, 24-year-old contestant Sarah Rose Summers said that Miss Vietnam H'Hen Nie is "so cute and she pretends to know so much English and then you ask her a question after having a whole conversation with her and she (nods and smiles)."Summers, who was joined in the video by Miss Colombia, Valeria Morales and Miss Australia, Francesca Hung, was attending the Miss Universe pageant in Thailand, which is scheduled to begin on Sunday in Bangkok.Later on in the video Summers appeared to express sympathy for Miss Cambodia, Rern Sinat, who she said, "doesn't speak any English and not a single other person speaks her language.""Can you imagine? Francesca (Miss Australia) said that would be so isolating and I said yes and just confusing all the time," Summers said. "Poor Cambodia."The comments have sparked criticism online, with some calling Summers' words "xenophobic" and "condescending."Responding to the backlash in an Instagram post on Friday, Summers said that Miss Universe was "an opportunity for women from around the world to learn about each other's cultures, life experiences, and views.""In a moment where I intended to admire the courage of a few of my sisters, I said something that I now realize can be perceived as not respectful, and I apologize," Summers said, alongside a photo of her embracing her fellow contestants."My life, friendships, and career revolve around me being a compassionate and empathetic woman. I would never intend to hurt another," she added. "I am grateful for opportunities to speak with Nat, Miss Cambodia, and H'Hen, Miss Vietnam, directly about this experience. These are the moments that matter most to me."Speaking to CNN on Friday, Miss Vietnam H'Hen Nie said Summers "didn't mean anything" by it."Everyone in this competition, myself included, loves and respects one another," she said, adding that Summers had been particularly supportive and helpful to her."When she knew about my difficulties with (the English) language, she took an interest and showed me love. That's why she knows about that. Thank you Miss USA for taking care of me, showing me love and helping me recently," H'Hen Nie said.In another sign that all was well between the contestants, Miss Cambodia posted the same Instagram photo as Summers with the caption, "I speak the language of love, respect and understanding.""My friendship and sisterhood in Miss Universe will forever be kept in my heart," she said. "Our experience have given us the opportunity to show and learn different cultures." 2711

MUNCIE, Indiana — Ball State University decided Friday it will keep the name of Papa John’s founder on campus, while Purdue University announced it will do the opposite.In a statement released Friday morning, the board said it made the decision based upon its "current understanding of what transpired" during a conference call last May in which John Schnatter admitted to saying the N-word.Schnatter graduated from Ball State in 1983 and founded Papa John's in 1984. The Institute for Entrepreneurship and Free Enterprise was later named after Schnatter.You can read the full statement can be below:  634

MILWAUKEE — Eight Sisters at Notre Dame of Elm Grove, a retirement home near Milwaukee, died from COVID-19 in a week despite the home’s best efforts.“The Sisters, were being extra careful in terms of getting their meals in rooms and they can’t congregate together,” Sister Debra Sciano, Provincial Leader of the School Sisters of Notre Dame Central Pacific Province said. “More testing, being tested twice a week for the virus.”Sciano says they are heartbroken to lose these eight women. Combined, they had over half a millennium of service to the community.All educators in their own right, their reach went far beyond the walls of the School Sisters of Notre Dame retirement home.“Every one of our sisters is really important,” Sciano said. “Not only to us, but we feel they have touched thousands of lives we’ll never be aware of.” 842

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