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Police are investigating a car crash that killed a zebra in Chandler, Arizona on Wednesday morning.Several area residents posted in a neighborhood Facebook group about the crash around 6 a.m. local time, including rumors that the animal may have escaped from the Ostrich Festival grounds nearby. Chandler Police confirmed that a vehicle struck a zebra. They say the zebra, who was from the Ostrich Festival, was killed in the crash. The driver suffered minor injuries. Scripps station KNXV in Phoenix on the scene caught crews towing away a white SUV with front-end damage. A zebra was also spotted in a pen with ostriches on a property off the road, but it appeared to be uninjured.  712

PARKLAND, Fla. (KGTV AND CNN) - School shooting suspect Nikolas Cruz plans to plead guilty, according to Howard Finkelstein, Broward County public defender.17 people were shot and killed at Marjory Stoneman Douglas High School in Parkland Wednesday.Cruz, 19, was arrested nearby after the shooting. He confessed to police, according to the Associated Press. He faces 17 counts of premeditated murder.“It’s to avoid the unnecessary arduous long painful traumatic reenactment of something that is so horrific the families and the community should not have to relive," Finkelstein told CNN. "Everybody knows who committed the crime and that the only question is does he live or does he die."RELATED: What we know about Nikolas?CruzHe continued: "It seems it’s in no one’s interest to do the same old legal dance we have seen play out across the country way too many times.This is an opportunity to put the criminal case behind and help the victims’ families begin to try and pick up pieces of their lives for our community to heal and to figure out how we stop these things from ever happening again,” Finkelstein said 1133

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

PALM BEACH COUNTY, Fla. -- An unmasked man pulled a gun on a masked shopper and threatened to kill him during an apparent confrontation over face coverings at a Florida Walmart, deputies said.According to the Palm Beach County Sheriff's Office, the store's security video shows Vincent Scavetta pushing an older man in a wheelchair through the Royal Palm Beach store on July 12.In the video, a man with his young daughter approach Scavetta and exchange words. Witnesses said the man made a comment about Scavetta not wearing a mask.The video shows Scavetta giving the shopper the middle finger before pulling a handgun from his waistband, deputies said."I'll kill you," Scavetta said, according to an arrest report.Scavetta faces charges of aggravated assault with a deadly weapon and improper exhibition of a firearm. 826

Papa John's is breaking up with the NFL.The pizza chain, which last year blamed slumping sales on the NFL's handling of player protests, is ending its sponsorship of the league."While the NFL remains an important channel for us, we have determined that there are better ways to reach and activate this audience," CEO Steve Ritchie said a conference call to discuss the company's quarterly earnings.Papa John's has been a league sponsor since 2010. It will keep its partnerships with 22 of the individual teams.Last fall, then-CEO John Schnatter received heavy criticism after he said Papa John's sales were hurt by the NFL's handling of protests by players who knelt during the National Anthem."This should have been nipped in the bud a year and a half ago," Schnatter told investors at the time. "The controversy is polarizing the customer, polarizing the country."The company later apologized."The statements made on our earnings call were describing the factors that impact our business and we sincerely apologize to anyone that thought they were divisive," it said on Twitter. "That definitely was not our intention."Schnatter left the company at the end of the year.Ritchie said the parting was mutual. The NFL did not immediately respond to a request for comment.Papa John's reported Tuesday that North American sales were down 3.9% from a year ago. The stock has lost a third of its value since June."We have really got a lot of key learnings on how we can invest our dollars more appropriately," Ritchie added. "So we thank the NFL for all the efforts and the partnership that we've had over the last seven years, and we'll continue to be very prominent on NFL game days as we move forward" in a different way.Papa John's stock was down almost 6% after hours. 1775