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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

An Ohio state Senator used the term "colored people" and asked if the coronavirus pandemic is disproportionately affecting black people because they "do not wash their hands as well as other groups" during a public hearing earlier this week.State Sen. Steve Huffman, R-Tipp City, who represents portions of Dayton, made the comments on Tuesday during a hearing about declaring racism as a "public health crisis.""My point is I understand African Americans have a higher incidence of chronic conditions, and it makes them more susceptible to death from COVID," Huffman said, according to The Dayton Daily News. "But why it doesn't make them more susceptible to just get COVID? Could it just be that African Americans or the colored population do not wash their hands as well as other groups or wear a mask or do not socially distance themselves? That could be the explanation of the higher incidence?"Huffman later issued a statement about his comments, calling them regrettable."Regrettably, I asked a question in an unintentionally awkward way that was perceived as hurtful and was exactly the opposite of what I meant," Huffman said. "I was trying to focus on why COVID-19 affects people of color at a higher rate since we really do not know all the reasons."In response to Huffman's comments, the Ohio Legislative Black Caucus issued a statement calling on all 132 members of the Ohio General Assembly and their staffs to take racial equity and implicit bias training."It is just unbelievable he would ask that kind of question or use that kind of terminology," said Ohio NAACP President Tom Roberts, who used to represent Huffman's district.According to the bio on his state senator page, Huffman has a medical degree and is a practicing physician.The CDC says there are several reasons why African Americans are disproportionately contracting the virus. Black people are more likely to live in cities and multi-generational households, which increases the risk of spread. Black people are also more likely to be employed as essential workers and less likely to be offered paid sick leave. The term "colored" is widely known to be an outdated term for black people in 2020 and is often associated with Jim Crow laws of the early 20th century. 2254

An Arizona woman is suing Red Lobster after she says she contracted E. coli from tainted lettuce. She’s the first person in Arizona to file a lawsuit connected to an E. coli outbreak stemming from romaine lettuce from Yuma.In a 17-page lawsuit, a woman named Rosalie Styles claims she was hospitalized with cramps, nausea, blood in her stool, all of it coming after a meal at a Red Lobster in Peoria. According to the lawsuit, Styles ordered a Caesar salad on or around March 23 at Red Lobster off 79th Avenue and Bell Road. Seven days later, doctors told her she tested positive for E. coli. The lawsuit says Styles spent three days in the hospital. She and her attorneys now believe the romaine lettuce she consumed came from Yuma. They also believe Red Lobster is liable for her getting sick. The complaint states that because of the restaurant's actions, Styles "was forced to endure great pain, suffering, and inconvenience and may endure the same in the future."Styles remained hospitalized until April 2 and was allegedly still recovering as of May 2, the date of the complaint.“E. coli is a really serious infection, it can lead to hospitalization, kidney failure, and sometimes death,” said Jessica Rigler with the state Department of Health Services.  In fact, state health officials say 52 percent of the 121 people diagnosed, ended up in the ER during this latest outbreak. Eight people have been diagnosed with the infection in Arizona. One person in California died from their illness.“This is, however, our largest E. coli outbreak since 2006 when we had an outbreak associated with spinach,” said Rigler. More than 200 people were infected that year. “Right now the federal government is conducting a lot of traces back to find out if they can identify exactly where that lettuce was contaminated, was it at the farm, was it in a processing plant,” Rigler said. So far, state health officials say until the all clear is given, don’t take any chances and steer clear of romaine lettuce. “It’s possible we’ll be able to call a close to this outbreak soon, but we need to keep monitoring for the next ten or so days to make sure we don’t identify any additional cases,” said Rigler. “If you don’t know where your romaine lettuce came from, don’t eat it. Once this outbreak is cleared, we will work with the federal government to make the announcement.”Scripps station KNXV in Phoenix reached out to Styles and her attorneys for comment on the suit but have not heard back. Scripps station KNXV in Phoenix also reached out to Red Lobster who provided this statement:“The health and safety of our guests is important to us, which is why we take food safety very seriously. Since this is an open legal matter, I can’t share any additional information at this time.” 2898

As a planned peace summit between the United States and North Korea appears to be in peril, a department of the Trump administration reportedly issued a collectable coin commemorating the  yet-to-happen meeting.According to the New York Times, the coins were commissioned by the White House Communications — a subset of the Department of Defense that handles military communications for the White House. The coin depicts silhouettes of President Trump and North Korea's Kim Jong Un.The White House denied having any input into the design or manufacture of the coin on Monday, adding that the coins are only ordered "after a trip has been publicly announced."Critics called the release of the coins "gross," others added that referring to Kim Jong Un as North Korea's "Supreme Leader" felt inappropriate given the country's human rights abuses.   888

Anyone who plans to travel internationally should get tested for COVID-19 before and after their trip, according to new Centers for Disease Control and Prevention (CDC) recommendations.In addition, the CDC says anyone returning from international travel should isolate for at least seven days — even if they test negative for COVID-19 upon their return.Planning aheadIn the new guidance published to its website, the CDC recommends travelers plan ahead several weeks before travel. The CDC says to avoid high-risk activities like large social gatherings (parties, weddings, funerals, sporting events), indoor recreation (bars, restaurants, fitness centers) and taking public transportation for at least two weeks.As the travel date approaches, the CDC recommends receiving a test between one and three days before boarding an international flight — but also to make sure test results are available before the flight departs. If the test results aren't back in time, the CDC recommends delaying travel.The CDC stresses that anyone who tests positive for COVID-19 should not travel — anyone who tests positive should immediately isolate and follow public health recommendations.The CDC also says that anyone who tests negative should still wear a mask, maintain 6 feet of social distance and wash hands frequently while traveling."A negative test does not mean that you were not exposed or that you will not develop COVID-19," the CDC says on its website.Finally, travelers should carry a copy of their test results with them — officials in other countries may ask to see them.Upon ReturnUpon return to the U.S., travelers should get another COVID-19 test within three to five days upon return. Even if that test comes back negative, the CDC urges a full week of self-isolation."You may have been exposed to COVID-19 on your travels. You may feel well and not have any symptoms, but you can be contagious without symptoms and spread the virus to others. You and your travel companions (including children) pose a risk to your family, friends, and community for 14 days after you were exposed to the virus," the CDC writes on its website.Anyone who chooses not to get tested upon their return to the U.S. should stay home for 14 days.Places where it's safe to travelThe CDC's website also includes risk assessment maps to help travelers determine where COVID-19 is spreading. As of Wednesday morning, nearly every country around the world was listed as a Level 4 risk — the highest level listed by the CDC.Click here to see the CDC's risk assessment map. 2559