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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

Anthony Wall's night started at the prom with his sister, followed by a stop at a Waffle House in Warsaw, North Carolina. While at the restaurant, he got into a heated argument with employees, who called police.It's unclear what happened moments before the confrontation Saturday, but cellphone video widely shared on Facebook showed an officer putting his hand around Wall's neck and shoving him up against a glass wall as he tries to arrest him.Wall screams, "Get your hands off me!" as the officer throws him to the ground and handcuffs him. 562

An alleged sex-trafficking victim was able to escape her captors by jumping out of an 18-wheeler Wednesday night.The Cisco Police Department says around 9 p.m., officers responded to a call of a female who had been seriously injured near the Flying J/Denny's on IH-20.Police say the female injured herself after jumping from an 18-wheeler. She told officers she had been kidnapped in El Paso.It is believed that the perpetrators were going to use the female in sex trafficking operations.The Cisco Fire Department, Cisco EMS and DPS Troopers were also on-scene. The female was transported to a medical facility for treatment of her injuries.The 18-wheeler is described as a green truck tractor with a white stripe and pulling a white box-type trailer. It is occupied by three men.Another female is reportedly still in the truck and maybe in grave danger.A statewide broadcast was issued last night by Cisco PD in an attempt to locate the truck. As of publication, there has been no contact with the truck.Anyone with information is asked to contact local law enforcement at 254-629-1728. This story was first reported by Sydney Isenberg at KXXV in Waco, Texas. 1171

As floodwaters started receding in central Texas, authorities discovered the body of a second victim in this week's deluge.The woman's body was found in Llano County, one of the areas inundated by the swollen Llano River, county officials said Wednesday. The woman's name has not been publicly released.On Tuesday, another body was found in the Colorado River in neighboring Burnet County, sheriff's office Capt. Tom Dillard said. Near-record flood levels swamped homes and caused a bridge to collapse.But there's a sliver of good news: While flood warnings are still in effect due to ongoing rain Wednesday, the Llano River's depth has dropped significantly."Right now, the Llano River is at about 12 ? feet, down from just shy of 40 feet yesterday," Llano County Emergency Management Coordinator Ron Anderson said Wednesday. 834

ANCHORAGE, Alaska (AP) — The abandoned city bus in the Alaska backcountry that was made famous by the "Into the Wild" book in 1996 and a 2007 movie looks like it will have a new home in Fairbanks. The Alaska Department of Natural Resources says it intends to negotiate with the University of Alaska's Museum of the North to restore and display the bus. “Of the many expressions of interest in the bus, the proposal from the UA Museum of the North best met the conditions we at DNR had established to ensure this historical and cultural object will be preserved in a safe location where the public could experience it fully, yet safely and respectfully, and without the specter of profiteering,” DNR Commissioner Corri Feige said in a statement.A final agreement is expected within a few months. “I believe that giving Bus 142 a long-term home in Fairbanks at the UA Museum of the North can help preserve and tell the stories of all these people,” Feige said. “It can honor all of the lives and dreams, as well as the deaths and sorrows associated with the bus, and do so with respect and dignity. I appreciate the Museum coming forward with its proposal, and look forward to working with them on a final agreement.”Christopher McCandless hiked to the bus in 1992, and couldn't hike back out because of a swollen river. He died of starvation in the bus, which has become a dangerous destination for those wanting to pay homage to McCandless.In June, the bus was removed from the wilderness because it became a "sometimes deadly attraction to outdoor adventurers," the The Alaska Department of Natural Resources said in a press release. 1642