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WASHINGTON, D.C. – If Joe Biden wins the presidency, the former vice president says he would rejoin the Paris Agreement on his first day in office.The United States formally withdrew from the agreement on Wednesday, as President Donald Trump promised to do last year.“Today, the Trump Administration officially left the Paris Climate Agreement. And in exactly 77 days, a Biden Administration will rejoin it,” Biden tweeted Wednesday in reaction to Trump’s actions.The agreement is a global pact that was put together by the United Nations in 2015 to help avert the threat of catastrophic climate change.The central aim is to strengthen the global response to the threat of climate change by keeping a global temperature rise this century well below 2 degrees Celsius above pre-industrial levels and to pursue efforts to limit the temperature increase even further to 1.5 degrees Celsius.Scientists say that any temperature rise over could have devastating impacts on parts of the planets, including rising sea levels, an increase in tropical storms and worsening droughts and floods.A total of 189 countries remain committed to the accord, according to The Associated Press. 1182

WASHINGTON (AP) — The Supreme Court says it will decide whether President Donald Trump can exclude people living in the U.S. illegally from the census count.Trump’s policy has been blocked by a lower court, which said in September that never in U.S. history have immigrants been excluded from the population count that determines how House seats, and by extension Electoral College votes, are divided among the states.The Supreme Court justices signaled in their order Friday that they will hear arguments in December and issue a decision by early January, when Trump must report the once-a-decade census results to Congress.Trump’s high court nominee, Amy Coney Barrett, could take part in the case if, as expected, she is confirmed by then.Along with its affects on House seats, an accurate census is important because the count is only taken every 10 years and it's used to determine how billions of dollars in federal funding flows into communities every year over the next decade. 993

WASHINGTON, D.C. — It’s easily one of the most visible of the celestial bodies: the moon. Next year, the journey to get humans back there will get underway again.“Ultimately, it fulfills our need to explore,” said Dr. Kjell Lindgren, a NASA astronaut, who is one of the 18 recently chosen for NASA’s Artemis program.Artemis aims to get humans, including the first woman, to the lunar surface by 2024. Humans have not been back to the moon since the Apollo 17 mission back in 1972.“All of us in the astronaut office are, in one way or another, influenced by those iconic images of our Apollo astronauts exploring the moon,” Dr. Lindgren said.Returning to the moon is seen as a necessary stepping-stone to getting humans to Mars in the 2030s. The Artemis team will be working on lunar-related projects, both in orbit and on the surface of the moon, that can eventually be applied to a future Martian mission.“The moon offers a wealth of scientific discovery still,” Dr. Lindgren said. “It also offers a wealth of operational discovery helping us to refine the procedures the equipment and the skills that are needed to be able to land, to explore successfully on a rocky surface and then to come back to the earth.”The missions also have the potential to create technological advancements for everyone on Earth.“The whole world benefits from those things and the benefits from Apollo are innumerable. You know, from the computers, the miniaturization of computers and on, you can count all those,” he said. “That was really a turning point in history for technology.”NASA’s Artemis program hopes to eventually create a permanent human presence on the moon’s surface, similar to the current full-time human presence on the International Space Station, and Dr. Lindgren could be among them.“It's such a privilege to be a part of this,” he said.The new lunar program was named “Artemis,” after the Greek goddess, who was the twin sister of Apollo. 1950

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

WASHINGTON, D.C. (KGTV) – San Diego Congressman Scott Peters introduced legislation Tuesday to provide a tax credit to renters who paid more than 30 percent of their gross income on rent and utilities the previous year.The Rent Relief Act is the House companion to a Senate bill introduced by Senator Kamala Harris.Eligibility would be determined by annual income compared to annual rent using the federal government’s fair market rent rates, a spokesman for Rep. Peters said.RELATED: It could take 22 years to buy your first San Diego home, report saysHere is a sample of the fair market rent rates for San Diego neighborhoods: 636

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