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Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

Parts of a terminal at Phoenix's Sky Harbor International Airport were briefly closed Wednesday so police could investigation a suspicious item.Security checkpoints A and D as well as ticket counters for American Airlines and Southwest Airlines were briefly closed to allow police to investigate. Flights were also delayed briefly delayed due to the closures.Travelers are advised to check their flight status with their airline before arriving at the airport.   485

Over the course of three months, a robber decided to test his luck not once but three times at the M Resort in Las Vegas.On Aug. 24, Gregory Bolusan reportedly entered the M Resort at 3:54 a.m. with a handgun and a backpack. He demanded that the cage employee hand over all of their money but was unsuccessful due to the employee fleeing the cage.Bolusan returned to the M Resort on Sept. 10 at 5:33 a.m. with the intentions robbing the casino cage again. This time he made away with ,589. Investigators were able to identify him because he wore the same clothing, drove the same vehicle and used a similar gun and backpack.In his final attempt, Bolusan returned to the M Resort on Oct. 28 and was able to use the same game plan to make away with ,480 – or so he thought.Bolusan was wearing different clothes during this robbery attempt but was driving the exact same vehicle, parked in the exact same spot, and entered the exact same doors as before. This led to M Resort security members apprehending Bolusan before he could get away with the cash.During the arrest, it was determined that he was driving a white 2010 Toyota Camry and that his gun was not real.Bolusan was booked into the Henderson Detention Center on several counts of attempted robbery, burglary. 1286

PHOENIX (AP) — Paz Lopez was set to spend Mother's Day behind bars. The 42-year-old mother of six had been locked up in a Phoenix jail for the past month on forgery and other charges. She couldn't post her ,050 bail.But on Thursday night she walked out and into a car waiting to give her a ride home, thanks to a drive to bail out moms so they can spend Mother's Day with their kids. In a tearful video made immediately after her release, Lopez said it was a privilege that she would now get to see her children. She welled up when speaking about the coming birth of her first grandchild."There's just no greater feeling than being a mother," Lopez said. "I'm grateful for both of you to help me be able to spend the day with them and be able to see my grandchild be born."Lopez had her bail covered by Living United for Change in Arizona, or LUCHA, a social and racial justice group. The organization said they were inspired to do this for a second year by an initiative known as "Black Mamas Bail Out," which is posting bail for dozens of mothers of color for the third straight year.The effort is organized by the National Bail Out collective, a coalition of various grassroots groups, attorneys and activists nationwide. The campaign hopes to bail out more than 100 women in 35 cities in time for Mother's Day. The objective is not just to reunite families but to push for change in the cash bail system.Critics contend the nation's courts are unfairly punishing poor defendants by setting high bail for low-level crimes that causes them to languish in jail for months, separating them from their jobs and families. In some cases, they remain locked up until their case is dismissed or they take a guilty plea just so they can get out of jail, albeit with a criminal record. There has been a national push to reform bail by advocates who say incarceration should depend on a suspect's risk to public safety, not the ability to pay.Mary Hooks, co-director of Atlanta-based Southerners On New Ground, came up with the idea in 2016. She joined with Law For Black Lives, a female-led network of lawyers and legal advocates, to bring together a collective of organizations. It's been difficult at times to get sympathy, she said, because people often think someone sitting in jail pre-trial must have done something wrong."We're in a political time right now where 'Barbecue Becky' or anyone else can call the police on someone and you can get arrested instantly for barbecuing," Hooks said, referring to the white woman who called police on two black men using a grill in an Oakland, California, park. The men were not arrested. "This notion 'you're in jail because you've done something horrible,' we have to remind ourselves we have a Constitution that says 'innocent until proven guilty.'"Jaymeshia Jordan, of Oakland, said she would have faced another 10 months in jail if she hadn't been rescued by a bailout two days before last Mother's Day by Oakland advocacy group Essie Justice Group. Jordan, who declined to say what she was arrested for, faced a 0,000 bail. She had no way of paying even a fraction of that on her own or with a bail bondsman."I would have just sat in custody till my case was over," Jordan said.She was in jail for three months. In that time, her 5-year-old son lost his first tooth and learned how to tie his shoes.Organizations choose who to assist based on referrals from attorneys and other activists. They don't take into account whether a woman is accused of a violent or non-violent crime. According to the collective's organizers, the mothers they help show up at court at "high rates" but the majority of the money they've handed out for bail hasn't been returned.LUCHA, the Phoenix group, plans to fund as many bail releases as possible with the ,000 they have raised. Organizers Nicole Hale said they will offer mothers additional support including court date reminders and rides."We don't just hand someone a piece of paper and say 'good luck.' They don't have to go through the system alone," Hale said.Several studies suggest that bail amounts are set sometimes as much as three times higher for people of color, said Shima Baughman, a criminal law professor at the University of Utah College of Law. Even a 0 bail for a misdemeanor crime can be beyond what's in a person's bank account.According to a 2018 report from the non-partisan Prison Policy Initiative, roughly 2.9 million women are jailed in the U.S. every year. An estimated 80% are either pregnant or have children.Women of color are even more heavily impacted, especially if they are working mothers who likely earn lower salaries, according to Baughman. A few days in jail can lead to the loss of a job or child custody."When women are the ones that bear most of the burdens in the family, their kids are the ones that are going to suffer," Baughman said. "Because in many families, women are responsible for working outside the home and also for child care, they can face dire circumstances with their children when they are forced to serve even a couple of nights in jail."Jeff Clayton, executive director of the American Bail Coalition, said some of these Mother's Day bailouts are publicity stunts that don't tackle the larger issue of affordability of bail. It's unrealistic for organizers to call for a cash-free bail system, he added."Not to say these people aren't doing good work," Clayton said. "But it's questionable whether saying they're an abolitionist and banning all money bail is really the best solution."In the past few years, several states have made moves to overhaul their own system including New Jersey, Alaska and New Mexico. There are more than 200 bail reform bills nationwide, according to Baughman. In California, voters next year will decide whether to overturn a law eliminating bail altogether for suspects awaiting trial. Instead, counties would set up their own risk-assessment programs through probation departments.However, computer algorithms or risk-assessment programs can be biased as well, Baughman said.Paying for bail has become a growing strategy for local communities to divert the prison pipeline. Last month, rapper T.I. and VH1's "Love and Hip Hop" personality Scrapp Deleon joined with an Atlanta church to help post bail for nonviolent offenders for Easter. They exceeded their goal and raised 0,000. Sixteen men and seven women got to go home. 6422

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