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SAN DIEGO (KGTV) - Feeling overwhelmed by bills? 10News is exploring solutions for making it in San Diego and found there may be a way around the mountain of debt.A recent study by Lendedu suggests companies are open to allowing consumers to negotiate their bills. Using data provided by the company Truebill, Lendedu analyzed which companies tend to be more generous in negotiating with customers.Satellite service providers were analyzed in the report. Customers of SiriusXM had the highest success rate in negotiations, according to Lendedu. Consumers had negotiation success rates in the 80s with three other companies, Suddenlink, Centurylink, and Dish Network, the report showed.The study went on to note, “When it came to how much companies actually knocked off the average customer’s bill, SiriusXM once again led the way; the average SiriusXM customer was able to decrease that monthly charge by 40 percent or more. Immediately behind SiriusXM was CenturyLink, ADT Security, and DirectTV, who all fell into the 25 to 29 percent range in terms of the percentage the bill was decreased by post-negotiations.”RELATED: Making it in San Diego: How to deal with large medical bills"They're looking at who you are as a consumer," said Steven Osinski, a sales and direct marketing professor at San Diego State University. Osinski says the way businesses make their money, especially when it comes to services, is through recurring revenue. Once you're signed up, many will cut deals to keep you."There’s an industry term that we call churn, and basically what happens is it costs about five to ten times on average more money to obtain a new customer then it does to keep one," said Osinski.If you're thinking about trying to negotiate, Osinksi says companies are looking at certain factors before they agree to different terms.RELATED: Making It in San Diego: San Diego woman climbs out of 3,000 debt hole"They’re looking at who you are as a consumer,” he said. “Are you paying your bills on time, are you prompt, do you have extended coverage, have you been with them for a long time."Osinski says don't be afraid to ask companies for a lower price. You never know what they might say. 2199

SAN DIEGO (KGTV) - Federal indictments were unsealed Thursday charging 75 people nationwide, 40 in San Diego, with involvement in an international money-laundering scheme.Prosecutors said those charged have been involved with crimes ranging from drug distribution to money laundering.Investigators seized more than million, 95 kilograms of methamphetamine, 63 kilograms of heroin, 10 kilograms of fentanyl, 92 kilograms of cocaine, 252 kilograms of marijuana, and 20 firearms, including semiautomatic assault rifles and handguns.RELATED: Ex-MLB pitcher Esteban Loaiza now faces federal drug charge"We have siphoned the cash and the life out of a San Diego-based international money laundering organization with ties to the Sinaloa Cartel," U.S. Attorney Adam Braverman said. "By following the money, we have discovered large quantities of fentanyl, heroin and methamphetamine that are no longer destined for the streets of America."According to the indictments, Jose Roberto Lopez-Albarran, described as a "significant" broker for a Mexican-based international money laundering group, laundered tens of millions of dollars in drug money from the U.S. to Mexico between 2015 and 2018.Lopez-Albarran, who was arrested in San Diego on Feb. 9 and remains in custody, reportedly oversaw a network of co-conspirators to assist in transferring the millions to drug suppliers across the border, including individuals working for the Sinaloa Cartel.RELATED: Alleged drug dealer charged in Camp Pendleton Marine's overdose death"Taking on and stopping transnational criminal organizations requires dedication and sacrifice," District Attorney Summer Stephan said. "As a result, this undercover operation has brought down high-level cartel associates and stopped the distribution of dangerous drugs like heroin and fentanyl in San Diego and cities across the U.S."In addition to Lopez-Albarran, another defendant, Manuel Reynoso Garcia, and his co-conspirators were also charged in San Diego last month for money siphoning.  2054

SAN DIEGO (KGTV) - Homeowners in La Mesa are being warned their houses could be at risk of a destructive pest: Formosan subterranean termites.San Diego-based company Thrasher Termite & Pest Control made the unfortunate discovery this month in a La Mesa home."Unlike native subterranean termites, the termites we observed were extremely active, didn't flee when disturbed, and the soldiers went into attack mode. They had hollowed out large areas of structural wood, always staying just beneath the exterior paint and unnoticed by the homeowner," said Garrett Thrasher.They're deemed "super-termites" due to enormous colonies up to two million strong. The pests can cause significant structural damage within six months unlike traditional dry-wood termites, which take 10-15 years to do similar damage.RELATED: Heat and humidity creating perfect conditions for bugsThe invasive species of termites was first discovered in La Mesa in 1992. Efforts to eradicate the population were thought to be successful, but pest control experts say that's no longer the case. Years after the discovery, monitoring efforts eventually stopped due to a lack of funding."They can't fly very far, but there's so many of them that they've continued to survive since the last sighting," said Thrasher.About 60 homeowners have received letters from San Diego County officials warning of potential risk.Thrasher says it's hard to say how large the problem is but he believes the pests have a strong foothold in the area.According to the University of California Agriculture and Natural Resources, the 1992 Formosan subterranean termite infestation was estimated to be about ten years old. This age corresponds to a time that a family living at the epicenter of the affected area brought wood and potted plants with them when they moved to La Mesa from Hawaii. Formosan subterranean termite is common in Hawaii; the species was misidentified for several years after its introduction in San Diego.RELATED: San Diegans report increase in mosquitoes during heat waveAs with virtually all species of termites, researchers say the hidden nature of young Formosan colonies make them especially difficult to detect and identify. Damage by young colonies is often localized and may go unnoticed for years.HOW CAN YOU TELL IF YOU HAVE FORMOSAN TERMITES?Check for what may look like paint chips around your windows or any wood area of your home. These may be hollowed-out areas created by termites.You can also check trees on your property for any obvious signs of termite; wood often appears to have been eaten away along the grain pattern.Another red flag is seeing swarmers; this is how they reproduce.WHAT CAN YOU DO IF YOU HAVE AN INFESTATION?Calling a pest control company is the first step. A professional will need to treat your home and create a chemical barrier. 2860

SAN DIEGO (KGTV) — Despite health experts' warning against holiday travel while the country sees a surge in coronavirus cases, as many as 84.5 million Americans are expected to travel this season.While the vast majority of Americans are heeding the call to stay home to help stop the spread of COVID-19, just over 25% of the U.S. is expected to travel between Dec. 23 and Jan. 3, according to AAA.The expected number of travelers is about 34 million fewer, or 29% less, than the number of travelers during last year's holiday season."While Thanksgiving is traditionally spent gathering with friends and family, the year-end holidays are when Americans often venture out for longer, more elaborate vacations. That will not be the case this year," said Paula Twidale, senior vice president of AAA Travel. "Public health concerns, official guidance not to travel, and an overall decline in consumer sentiment have encouraged the vast majority of Americans to stay home for the holidays."The travel agency estimates about 81.1 million will travel by car, while 2.94 million travel via airline — a decline of nearly 60% from 2019's air travel. The other 480,000 are expected to travel via bus, train, or cruise, AAA says."Typically, cheaper gas prices are an incentive for last-minute trips, especially around the holidays. But the lower prices and less traffic aren’t driving decisions to hit the road. Americans are looking to the public health landscape, including COVID-19 case numbers, to make their travel decisions," said Jeanette Casselano McGee, AAA spokesperson.The CDC is strongly urging families to opt for smaller celebrations this year with their own household and to connect virtually with loved ones. Anyone traveling is reminded to wear a face covering, sanitize and wash their hands, and socially distance to help curb the spread of COVID-19.The address holiday travel, some states are requiring mandatory negative COVID-19 tests before entering, including Alaska, Colorado, Washington D.C., Maine, Maryland, Massachusetts, New Jersey, Pennsylvania, and Rhode Island. Maine, Massachusetts, Pennsylvania, and Rhode Island will also accept visitors self-quarantining upon arrival.Several other states, including California, Connecticut, Hawaii, Illinois, Kansas, Kentucky, New Hampshire, New Mexico, New York, Ohio, Oregon, Vermont, and Washington, are recommending visitors self-quarantine before visiting. 2426

SAN DIEGO (KGTV) - Driving back from a call in Jamul, two HVAC technicians act quickly to help a driver trapped in a smoking car. The accident happened on Campo Road."It looked like the truck got t-boned by a car and flipped on its side," one of the technicians told 10News.For Kyle Hester and Anthony Ramirez, it was a day they will never forget."Working and something crazy happened, you'll never forget it it’ll always be a story to tell," Ramirez said.Dashboard cameras installed in their work truck weeks ago caught the entire incident on camera."It all happened in a matter of seconds," said Ramirez.Hester and Ramirez pulled up to the crash before firefighters and paramedics were there. Hester grabbed the fire extinguisher from the back of their work truck to try to keep the car from catching fire. Ramirez told 10News, "I would consider Kyle a hero." Meanwhile, Hester said he doesn't consider himself a hero, just a person doing the right thing."I think there were other heroes there that day helping out," said Hester.10News has learned both drivers from the crash were able to get out of their vehicles safely. 1132