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Moderna is asking American regulators to allow emergency use of its COVID-19 vaccine. It says its final results show the vaccine is 94% effective.The drug maker says it had 196 COVID-19 cases so far in its study. It says 185 of those participants received the placebo, while 11 got the real vaccine. The 30 people who became seriously ill in the trial didn't get the vaccine.FDA advisors are expected to look at all the evidence on December 17. They'll be checking out Pfizer’s vaccine on December 10.Pfizer and Moderna's success with their COVID-19 trials could impact how vaccines are made in the future.It has to do with how they work. They use what's called messenger RNA (mRNA) technology. The virus' genetic code is injected into the body so it can instruct cells on what antibodies to produce.It hasn't been approved to be used in a commercial vaccine before.“In the future, it's clearly going to be tough to beat RNA vaccines for speed and that's a wonderful thing. Just this demonstration of how incredibly fast they can move has been great. How effective they can be, I think will depend on a particular disease,” said Shane Crotty, Ph.D. with the La Jolla Institute for Immunology.Crotty says the narrowest application for this vaccine technology in the future is a similar situation where there's a new emerging virus."The mRNA vaccine has been tried for other infectious diseases and they have been investigated for cancer. There's a whole area of trying to vaccine against cancer, which has kind of been an elusive target,” said Dr. Alessandro Sette with the La Jolla Institute for Immunology.A big question with an mRNA vaccine is how long its protection will last. While there is encouraging findings, there's no historical comparison to look at.A big thing experts say has helped with a vaccine is there has been a lot of money put towards manufacturing before we even knew it would work.Click here to learn more about mRNA vaccines. 1958

Multiple fire departments are fighting a massive house fire in Chandler early Thursday morning. An official at the scene near says the fire started around 3 a.m. local time in a second-story bedroom. Three residents of the multi-million-dollar property were able to get out safely, but they are now displaced.Video from the scene showed the blaze engulfing the home and huge smoke plumes billowing from the home. The flames continue to be very active.No injuries have been reported. Stay with ABC15 for updates on this story.  554

NASHVILLE, Tenn. (WTVF) — A Tennessee woman is calling for more oversight on the U.S. Small Business Administration loan program, saying it has made people an easy target for thieves.Pat Golab has been following the trail left behind by the people responsible for stealing her identity back in August. The last time she spoke about what happened, she shared that she was approved for the SBA Economic Injury Disaster Loan (EIDL). Not only did Golab not apply, but she doesn't have a business of her own.In the months that followed, Golab filed three reports with the SBA and the Office of the Attorney General. She finally managed to get her hands on a copy of the application and says what she found should put others on alert.Thieves used her name, address, and social security number to apply for the ,000 loan, but left virtually everything else blank.Simple questions like ethnicity, gender, and veteran status went ignored. Golab says that should have been a red flag, but it only got worse from there.“Things like, how long have you been in business? Nothing,” said Golab.Questions on prior business history and bankruptcies were left blank. These thieves claimed 12 employees were working, but also say they plan to retain none.“The application never should have been approved,” Golab said.So why was a program designed to help businesses keep their employee, paying out thousands of dollars to businesses who don’t plan on retaining anyone? That’s the question Golab has yet to have answered.“I looked on the SBA’s website on how to complete the application and one of the first things it says is every question must be answered. If not, the application will be returned and you’ll come back and you’ll start at the bottom. Which was not what they did at all,” Golab said.The loan in Golab’s name has been deferred, but she still gets letters from the SBA saying they need her to make 0 payments each month to cover the accruing interest.We contacted the SBA once again on Monday and they tell us they can’t speak in detail about individual claims.They issued this statement:“The SBA Office of Inspector General and the agency’s federal partners are working diligently to resolve Economic Injury Disaster Loan and PPP fraud incidents.Additionally, the SBA does not comment on individual borrowers. Evidence of waste, fraud, and abuse with any of SBA’s loan programs is not tolerated and should be reported.”Douglas Schmidt is a professor of computer science at Vanderbilt University and says cybercriminals are expanding their operations around the country. This makes it even more challenging to catch them in the act, and almost impossible if they are beyond the jurisdiction of local and state law enforcement.With how fast federal officials had to roll out money for unemployment programs and the SBA loans, Schmidt says it makes sense why some applications like those filed in Golab’s name could slip through the cracks.“It’s a growing problem. It's a problem that is only solved by education,” Schmidt said.If they haven’t tried already, Schmidt says thieves will send phishing emails and or calls, claiming to be one of these agencies you trust. Whatever you do, do not fall for it.Pay close attention to the email address or phone number. If you’re at all skeptical about who you’re talking to, try calling the agency back yourself to verify if they made the call in the first place.Around the holiday season, thieves will also try and use the names of people close to you. They may give you a story about a relative falling on hard time needing money. The same advice applies again. Try contacting the relative yourself, to avoid sending money to someone you do not know.Thieves may also try and convince you that your Amazon package is delayed and they need more information to verify where to send it. Stop the call, or don’t click on the email and contact Amazon directly.Click here for more information if you suspect you were the victim of SBA loan fraud.This article was written by Levi Ismail for WTVF. 4041

MILWAUKEE -- If forcing a decisive Game 7 was the main victory for the Milwaukee Bucks at the BMO Harris Bradley Center Thursday night, mascot Bango's antics were certainly the "icing on the cake."During a timeout, Bango appeared with a fan in the crowd who was celebrating his birthday. The appearance was quickly derailed, however, by a braggadocious fan wearing a Boston Celtics t-shirt.  404

MURRIETA, Calif. (AP) — A Southern California school district will pay million to the parents of a 13-year-old boy who drowned in a high school pool.A lawsuit settlement between the family of Alex Pierce and the Murrieta Valley Unified High School District was announced Tuesday.Alex was at a 2016 pool party at Vista Murrieta High School when he got into trouble and was underwater for several minutes.Classmates pulled him out but the student lifeguards didn't perform CPR. The comatose teen was removed from life support a month later.The lawsuit said the school district lacked proper safety policies.The district didn't acknowledge any wrongdoing but agreed to change its safety plan and train all faculty in CPR. The school superintendent also issued a letter of apology to Alex's parents. 807

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