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It is a county-approved program that is supposed to help you pay for energy efficient home improvements, but some homeowners blame the program for big tax increases they cannot pay. At least three homeowners who received financing through the PACE (Property Assessed Clean Energy) program say they were misled. The PACE program allows you to pay for home improvements, like solar panels, through your property taxes.  Maria Silva said her Del Cerro home is her life. “It’s very important… it’s my home for 28 years,” Silva said.  It is a home she is in danger of losing. Silva said it started with a man coming to her doorstep about two years ago. Silva said he offered a deal on home improvement projects like double pane windows.  At first, she said no. However, she said the salesman was persistent. For Silva, it was more than a money problem.  She is legally blind. She wanted to wait for her son.  “He told me well, this promotion ends,” Silva said of the salesman.  She said she told the man she was visually impaired, but he told her not to worry and he “was going to read everything for [her].” She did not want to miss out on what she thought was a good deal. At the time, Silva said she was told she would be paying no more than ,000 a year. Silva said she understood the payment would be going on her property tax, but when she got the bill, it showed an increase of more than ,000 this year.  “It seems very predatory,” said her son, Allan Silva.  On top of that, Allan Silva says the company who upgraded their air conditioning unit never removed the old one like promised. “It kind of seems like some shady things happened to my mom,” Allan Silva said. Carolyn Reilly with Elder Law and Advocacy has heard of deception with this program.  “They're telling them it's a free product, it's a free government program,” Reilly said. Reilly said loans are approved for seniors on fixed incomes who cannot afford them and she’s handling many cases from the elderly who say financing was not explained.  “They're desperate because at some point, it's going to lead to foreclosure for them,” Reilly said. One Poway woman, who did not want to use her name, said she wound up with a ,000 bill added to her taxes. She said A1 Solar sold she and her husband on solar panels, but she had no idea a lien would be placed on her home in addition to increased taxes. She also alleges that her husband was not the one who signed the documents. “I was not happy with the salesman coming in and going to the computer and signing Jim's name to the documents. I don't think Jim fully understood what was happening,” she said. Her husband, Jim, is dealing with numerous medical issues. Michele Glen is their caretaker and also signed on with A1 Solar. Team 10 examined the contracts, which say the amount would be added to the homeowner’s property tax. However, Glen said the salesman “rushed [them] through it.” “He says, everything is fine,” Glen said.  Team 10 called the salesman they say went to their home. He said he had nothing to do with A1 Solar and hung up before Team 10 could ask any more questions. According to the Contractors State License Board, A1 Solar’s license was suspended for multiple complaints, including misrepresentation to obtain a contract. A lawyer who worked for the company says A1 Solar is now out of business. San Diego County Supervisor Dianne Jacob said the PACE program has generated about 0 million in projects and has created thousands of jobs. She has received a few complaints, but believes overall, the program is working. “Frankly, if there are bad apples in the barrel, you need to get them out of the barrels,” Jacob said. She told Team 10 the county will continue with the PACE program because overall it has “been very helpful to a lot of people.” Experts at the Approved Home Pros, a contractor’s association, say the PACE program can be a good fit for some homeowners, but it is important to be educated before committing to it.  Recently, Governor Brown signed legislation that aims to provide more oversight and strengthen consumer protections with the PACE program.     4297

It has finally happened!For the first time in the history of the NCAA Men's Basketball Tournament, a 16-seed team has defeated a top seed. No. 16 seed UMBC dominated No. 1 seed Virginia 74-54 on Friday. Friday's upset marks the first time in 136 games that a No. 1 seed lost in the first round. Not only was Virginia considered one of four No. 1 seeds in this year's NCAA Tournament, the Cavaliers were considered the top overall seed after a 31-2 season. The average 1 seed wins their first-round matchup by 25 points. Virginia's basketball program is no stranger to being part of major upsets. In 1982, No. 1-ranked Virginia lost to Chaminade, then a member of the NAIA. The upset spurred the annual Thanksgiving-week Maui Invitational tournament, hosted by Chaminade.  819

In May, most chain restaurants will have to post calories on their menus. Some restaurants already do adhere to the new federal requirement. But just how accurate are these calorie counts? People like Jodi Rogers, a realtor who tries to eat healthy and exercise a few times a week, says she doesn't count every calorie but she finds calorie listings helpful when ordering. She admits sometimes she feels bombarded by all the numbers. "I see them pretty much everywhere I go, I feel like," she said. "I think it gives you a little bit of guidance as to what you're looking at and what you might actually be consuming."The test included calorie counts on three items from three national chains. The test included two club sandwiches with fries from Denny's. The menu said there would be 1100 calories in each order. McDonald's promised 540 calories for its signature Big Mac. The test included two sandwiches and no sides. The test also included two Steak and White Cheddar Paninis from Panera. Each should have 940 calories.The food was taken by The Now to a lab for testing. The technician ground up and scientifically analyzed the food to find out how many calories were in each. The results showed that the menus can sometimes be inaccurate.At McDonald's, the 540-calorie sandwiches came out just slightly higher at 581 calories and 552 calories. That's not much of difference, said dietitian Jessica Crandall. "If the recipe calls for a teaspoon of mayo put on a sandwich, maybe when the person in the line who is making the sandwich uses a tablespoon instead," said Crandall.At Panera, the food didn't come in over; it was exactly the opposite. The sandwiches were expected to have 940 calories but measured in with 149 fewer calories and 205 fewer calories.At Denny's the sandwich and fries should have been 1100 but both were over, one by 180 calories and the other by 110.Crandall said, "It's an extra two or three hundred calories. If someone is trying to lose weight that can actually hold their weight loss."Think of it this way: Jodi would have to work out for an extra 18 minutes just to burn those extra 180 calories.No one regulates whether menus are accurate. The FDA says restaurants must explain how they came up with the calorie results only if the FDA asks. The FDA says the requirement to list calorie counts on menus "applies to restaurants and similar retail food establishments if they are part of a chain of 20 or more locations, doing business under the same name, offering for sale substantially the same menu items and offering for sale restaurant-type foods."Jodi says she doesn't expect every restaurant to be perfect and she still plans to use calories listed on the menu for some general guidance and will keep exercising. "I think you have to give yourself a little bit of wiggle room and realize that whoever's preparing the food probably isn't getting exactly the same serving size and it might not be exact same food as what was provided in their test kitchen," she said. 3129

In the wake of yet another North Korea missile test and a terror attack in London, President Trump spoke to soldiers and their families at Joint Base Andrews in Maryland.Trump did address the London attack during his speech, saying "Our hearts and prayers go out to the people of London, who suffered a vicious terrorist attack today."Watch Trump's entire speech in the player below. 396

INDIANAPOLIS -- Two people were arrested early Friday morning after they broke into a house and someone in the home held them at gunpoint, police say.The incident happened at around 1:30 a.m. in the 5000 block of Clemens Place. Officers with the Indianapolis Metropolitan Police Department say the home was burglarized in the overnight hours Wednesday into Thursday by the same two suspects. Both the male and female suspects were arrested without further incident and police are investigating.    535

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