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View this post on Instagram Please join me and send a card to a nursing home. Senior citizens need our love more than ever right now. They are isolated and not able to be visited by loved ones. I was thinking this morning that a card could really cheer them up. Thanks for reading this and if you do write one, please send me a pic so I can share and we can continue to spread the love together. ???????????????? A post shared by @ heidilgardner on Mar 12, 2020 at 4:52pm PDT 507
NASHVILLE, Tenn. – In Nashville, Tennessee, music is everywhere and everything. Whether at a Honky Tonk on world-famous Broadway or at a dive bar on Demonbreun, musicians are playing with a passion and singing their hearts out. But after a natural disaster recently rocked Music City, USA, some musicians there are having a tough time getting back to making music “What they’ve used to earn a living and chase a dream is gone now,” said 452

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028
INDIANAPOLIS — A new drug from Eli Lilly and Company to help hospitalized COVID-19 patients requiring oxygen has received emergency use authorization from the U.S. Food and Drug Administration.Barivitinib, which is used in combination with remdesivir, can be given to both adult and pediatric patients two years old and older who are suspected to have or have a confirmed case of COVID-19 and need supplemental oxygen, invasive mechanical ventilation, or extracorporeal membrane oxygenation. "Since the start of the COVID-19 pandemic, Lilly has been committed to finding potential treatments to help people around the world who've been impacted by this virus," David A. Ricks, Lilly chairman and CEO, said in a press release. "Today's FDA action for baricitinib marks the second Lilly therapy to be granted an EUA, in addition to the recent neutralizing antibody EUA for high-risk non-hospitalized patients, increasing the number of treatment options for COVID-19 patients at different stages of the disease. This is an important milestone for hospitalized patients on oxygen, as baricitinib may help speed their recovery."Patients treated with the drug in combination with remdesivir had a "significant reduction in median time to recovery," according to the press release.Baricitinib has not been approved by the FDA to treat COVID-19 and studies are still underway in clinical trials, according to the press release.Eli Lilly and Company is working with healthcare systems and governments to facilitate patient access to the drug."With respect to supply, Lilly remains confident in being able to meet the needs of patients under the EUA in the U.S., as well as for existing approved indications around the world," the press release read. To learn more about the drug, click here.Earlier this month, Eli Lilly and Company received an emergency use authorization for its experimental COVID-19 antibody treatment.This article was written by Andrew Smith for WRTV. 1984
Oklahoma Governor Kevin Stitt announced at a news conference on Wednesday that he has tested positive for COVID-19. Stitt said the illnesses started as feeling achy, but reported no other symptoms. He is working from home and will remain in quarantine until Interim Commissioner of Health Lance Frye says it is okay to return.Stitt and Frye also gave an update on COVID-19 in Oklahoma. They said data showed that Oklahoma's positive rate is less than the national average for positive cases.Data also showed that hospitals have supplies stockpiled and the hospitalization rate in the state is going down. Oklahoma coronavirus cases are rising. The highest single-day total was reported on July 15 with 1,075 cases. As of July 14, a total of 432 Oklahomans have passed from the virus. Health officials urged Oklahomans to practice safety precautions by wearing a mask in public places, washing hands and practice social distancing.KJRH first reported this story. 982
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