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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The Harford County, Maryland Sheriff's Department is hoping you can help find the people who tried to steal an ATM from a Shell Gas station.The attempted theft happened at 3:34 a.m. on March 16. Two unknown individuals broke into a Shell station in Belcamp, Maryland.Surveillance video shows one suspect wrapping a chain around the ATM.  Another suspect is in a vehicle and tries to pull it out of the store using the vehicle. They were unsuccessful.  Anyone with information is asked to call Detective Amanda McCormack at 443-567-7091 or you can submit an anonymous tip with Metro Crime Stoppers at 1-866-7LOCKUP.  668

The latest fight between FedEx and UPS isn't about shipping. It's about ties to the National Rifle Association.UPS said in a statement Wednesday that it is not a sponsor of the NRA and that it does not offer a special discount for NRA members.That comes after its competitor, FedEx — itself fielding criticism from activists for standing by its NRA shipping discount — accused UPS of having a relationship with America's top gun lobby."For shipping from its online store, the NRA uses UPS and not FedEx," FedEx said on Tuesday.  551

The nation's first transgender governor, its first Somali-American woman in Congress and its first black woman in Connecticut's congressional delegation could all be on the horizon after Tuesday's slate of four primaries.In Wisconsin and Minnesota -- two states where Democrats hope to rebound after losing ground to President Donald Trump in the 2016 election -- voters chose their nominees for governor, the Senate and several competitive House races. In Vermont and Connecticut, the competition was largely intra-party.Here are five takeaways from Tuesday's primaries: 579

The hunter becomes the hunted!In April, a nature photographer along Florida's Gulf Coast captured some incredible images of an osprey with a fresh kill, flying hundreds of feet in the air.The man who took the stunning pictures, Doc Jon, said he knew he took some great shots. But when he looked at them on his computer, they got even better.He noticed that the prey, which he thought was a fish, was in fact a small shark.Then, he saw the shark also had prey clenched in its jaws -- a small fish!It was a lucky, double payday for the osprey.  I guess you could say: a bird in the hand is worth two in the bush or a fish in the talons is worth two in the nest.The photos have been shared thousands of times since being posted.Courtesy CNN Newsource 795