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President Donald Trump's estranged adviser Steve Bannon told a far-right gathering in France on Saturday that they should handle accusations of racism with pride."Let them call you racists," Bannon said to the French National Front Party. "Let them call you xenophobes. Let them call you nativists. Wear it as a badge of honor."Bannon told the National Front crowd that he had learned from traveling the world that "history is on our side" and that "the globalists have no answers to freedom."At a news conference following his speech, Bannon gave his explanation for the recent high-profile staff departures from the White House.In response to a question from CNN, Bannon said, "I think President Trump has been pretty straightforward in saying, hey, when we first started, some of these advisers are what he would call globalists, and he's clearly pivoting to more economic nationalism."Bannon added that the pivot was partly in order to prepare for the upcoming midterm elections."He's got to energize that base and turn that base out," he said.Bannon was himself a high-profile departure from the White House last August and was written off by Trump earlier this year, who named him "sloppy Steve," following the publication in January of incendiary comments attributed to him.Following the White House's disavowal of Bannon, the right-wing media company Breitbart News parted ways with Bannon, who has since emerged in the public eye on a few occasions.Last week, Bannon appeared in Rome to observe the elections and advocated for an alliance between the anti-immigrant League party and the populist Five Star Movement in Italy.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1737

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

President Donald Trump voted in the 2020 general election early and in-person in his home state of Florida on Saturday.Trump voted early at a precinct in West Palm Beach, Florida, near his Mar-a-Lago estate and club."JUST VOTED. A great honor!" Trump tweeted mid-morning on Saturday.A lifelong New Yorker, Trump changed his registration in 2019 and declared himself a resident of Florida.Trump narrowly won Florida in the 2016 election, beating Hillary Clinton by just over 100,000 votes. Florida could prove essential to the President's re-election chances in 2020, but recent polls show Trump trailing slightly behind Democratic presidential nominee Joe Biden in the Sunshine State with just 10 left until election day. 729

President Donald Trump visited Kenosha, Wisconsin on Tuesday which was the site of both peaceful protests and riots last week following the police shooting of Jacob Blake.The protests have mostly been peaceful in the city in the last few days. However, some politicians fear that Trump's visit could stoke embers of emotion and spark more violence in the nights to come.Trump's visit took place against the wishes of both Wisconsin Gov. Tony Evers and Kenosha Mayor Kenosha Mayor John Antaramian — both Democrats — who say that emotions in the city are still too raw."We want everything to calm down," Antaramian said in a press conference on Monday. "We want to give people an opportunity to talk before the president comes into town."There did not appear to be any violence or unrest upon Trump's arrival. Dozens of his supporters lined streets in Kenosha to see his motorcade, and Blake's family held a community gathering near the site of the shooting.During his visit, Trump praised law enforcement at a security roundtable for keeping peace in the city in recent days, and urged lawmakers in other states to lean on federal support in times of unrest. He also visited with business owners whose properties were damaged or destroyed in riots.Trump said Tuesday that he did not plan to meet with Blake or his family during his visit, saying it would be best if relations with the family were handled "locally." He did say he planned to have a conversation with the family's pastor. The President said Monday that he spoke with the family's pastor in the hopes of setting up a call with Blake and his family, but said the pastor requested a lawyer be on the line during the call, which he thought was "inappropriate." 1729

President Donald Trump's attorney-turned-enemy Michael Cohen is launching a podcast Monday, titled “Mea Culpa." He tells The Associated Press his first guest will be comedian and talk-show host Rosie O'Donnell. Once at odds, Cohen says he and O'Donnell have become friends and bonded as a result of the grudge they bear toward Trump. “First episode. First interview. First feud. First family,” Cohen told The Associated Press by phone late Thursday.Trump and O’Donnell have engaged in a lengthy public feud. Challenged during a presidential primary debate in 2015 about how he described some women as “fat pigs,” “dogs” and “slobs,” Trump responded by saying: “Only Rosie O’Donnell.”Cohen says his relationship with O'Donnell began while he was imprisoned for tax crimes, lying to congress and campaign finance violations. He says O'Donnell sent him a six-page letter. Cohen wrote an apology in response, which prompted O'Donnell to visit him in prison. 961