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PUNTA GORDA, Fla. -- A Charlotte County deputy was forced to use his firearm to defend himself from charging dogs during a call Thursday morning.According to the Charlotte County Sheriff's Office, the deputy responded to a call from a resident who was afraid to exit his truck due to three loose and aggressive pit bulls in his yard.The deputy arrived to observe the dogs, described as approximately 100 pounds each, leaving the man's yard and chasing chickens in the next yard.As the deputy was speaking to the resident, the dogs returned and began to charge the men, forcing the resident back into his truck and chasing the deputy around it.The deputy fired his weapon at two of the dogs before they retreated down the road.Animal Control arrived and took the dogs into custody, giving the injured dogs treatment.They are investigating any possible citations for the owners. 889

Rapper and music producer Kanye West will not be on the election ballot in Missouri and Wyoming this November. Missouri Secretary of State Jay Ashcroft's office on Tuesday notified West that his supporters had not gathered enough signatures to qualify for the state's general election. 294

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump heard a series of heartfelt stories and pleas for change during a meeting Wednesday with people affected by some of the nation's highest-profile deadly school shootings, including the 1999 Columbine High School shooting, the 2012 Sandy Hook Elementary School massacre and last week's shooting at Marjory Stoneman Douglas High School in Parkland, Florida.Andrew Pollack, a father of one of the 17 victims who died in last week's Florida shooting, said he was speaking Wednesday because his daughter couldn't."We as a country failed our children," he said. "This shouldn't happen."  626

REDDING, Calif. (AP) — A couple whose flattened trailer tire accidentally started a massive fire in Northern California has received more than 100 cards and letters with supportive messages telling them not to feel guilty.The outpouring of support for an 81-year-old man and his wife started after Rachel Pilli made a Facebook post offering to forward compassionate messages to the couple, the Record Searchlight in Redding, California, reported Wednesday.Pilli doesn't know the couple, but said a firefighter who knows them told her the woman blames herself and cries day and night. She decided to send them a card with a supportive message and then posted about the couple on social media.RELATED: Cal Fire firefighters feed fish after family forced to evacuate during Carr Fire"I couldn't imagine the grief," she said. "If I were the one responsible for the accident I couldn't imagine the shame and the torture I'd feel."The blaze that has destroyed nearly 1,100 homes and killed eight people started on July 23 with a spark from a vehicle driving on a flat tire, fire officials said. It was 67 percent contained as of Wednesday.Pilli said she has received more than 100 cards and letters and they keep coming. People have also sent bouquets of flowers and gifts for the couple.RELATED: Exhausted San Diego County firefighters return from burn zonePilli, a doctor and mother of three, and a friend are reading the letters before they send them to the couple to make sure all are encouraging. Thus far, they have been.She said she hopes the couple "feel the love and forgive themselves.""I think the fire has caused us to look into each other's eyes and discover the human kindness in us," Pilli said. "People have been so generous. It's a beautiful story of hope and community." 1795