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Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.Personal finance experts say it’s especially smart to avoid using cash for these five types of purchases: 253

CHULA VISTA, Calif., (KGTV) -- Following in the footsteps of neighboring San Diego, the City of Chula Vista launched a one-year e-scooter pilot program Sunday. Lime representatives held a "first ride" event at Discovery Park, introducing Chula Vista residents to the scooters. The event included safety training and an obstacle course where participants could practice using the scooters to get a free helmet.The city says the pilot program will allow Lime to stage 500 e-scooters at popular locations across Chula Vista for the first month. If all goes well, Lime can add 200 e-scooters every month after that.Some love the convenience. Others say they have seen too many problems in San Diego to support them. "They need to have parking areas for these things and designated legislation for helmets if they're going to have these things out there," said Daryll Coleman, a 12-year resident of Chula Vista. "That's my opinion. Should they be out here? I don't think so." This comes just two months after the City of San Diego notified Lime that it was revoking the scooter company's operating permit. The city claims Lime violated its geo-fencing rules.Residents say they are curious to see how the mayor's office will adjust rules to fit their city. 1259

CHULA VISTA, Calif. (KGTV) — Chula Vista will host a day filled with discovery, music, and delicious food this week when HarborFest returns to Bayside Park.More than 15,000 people are expected to enjoy the free family event on Aug. 17 from 10 a.m. to 6 p.m. The event is meant to celebrate the Chula Vista community and attract new visitors to the South Bay, with a day packed full of multiple stages of music, children's activities, delicious food and drink, and more.Here's a look at all the fun waiting at Bayside Park and how to get down to HarborFest on Saturday.MAPTICKETSAdmission is free, but several events inside the festival will cost money.Tacos & Spirits Revolution tickets will cost or just for the tacos portion of the event, Rosé All Day tickets are , and HarborFest VIP tickets (which include parking, a taco plate, two drinks, and lounge seating) for .Link to tickets.PARKINGEvent parking will be available at the corner of Marina Parkway and J Street. Free public parking and paid parking will be limited. VIP parking for will also be available. Otherwise, visitors can grab free street parking where allowed or take the Blue Line trolley to H St. and hop on a shuttle from the transit center to the HarborFest entrance. A second shuttle will be available between Lot 3 and the event entrance.EVENTSeveral events will be stationed around Bayside Park for families to take part in during HarborFest.Tacos and Spirits Revolution will bring together the area's best chefs to create the ultimate tacos to get head-to-head for the number one spot. Diners can also sample the finest in craft spirits to pair in this delicious food showdown.Wine fans will also be able to take part in the Rosé All Day event, sampling bubbly, whites, reds, and rosés under the sun.A Discovery Zone for children will include giant hamster balls, a parachute rocket, rock climbing wall and bungee jump (all for an additional fee) or families can take part in water fun with kayaks, stand-up paddle boards, fishing, frisbee golf, yoga, arts and crafts, and more.Plus, pets will have their time to shine with a pet parade and expo, which is free to enter. Pets will strut their stuff starting at 3 p.m. and an off-leash area will be available for your furry friends.A classic car show will also showcase more than 50 classic cars, cruisers, and exotic rides along the Chula Vista waterfront. Plus, stop by the ring for Lucha Libre wrestling every hour from 11 a.m. to 3 p.m.And across three stages, live entertainment and music will run throughout the day. Here's a lineup of acts to expect:The Port of San Diego Harbor Tribute Stage:10 a.m. - Polly Vunyl (Cover Band)11a.m. - HarborFest DJ11:30 a.m. - Captain J and the Jive Crew (Rock)12:30 a.m. - HarborFest DJ1 p.m. - Groove Kitty (80's Rock & Pop)2 p.m. - HarborFest DJ2:30 p.m. - Coldplayed (Coldplay Cover Band)3:30 p.m. - HarborFest DJ4 p.m. - Kenny Metcalf as Elton John5 p.m. - HarborFest DJ5:15 p.m. - Santana Pa Ti (Santana Cover Band)Seven Mile Casino Latin Beats Stage:10 a.m. - Southwest Mariachi11 a.m. - DanzArts (Ballet Folklórico)11:30 a.m. - Charlie Chavez Afrotruko (Big Band Samba)12:30 p.m. - DanzArts (Ballet Folklórico)1 p.m. - Los Duques (Rick en Espa?ol)2 p.m. - DanzArts (Ballet Folklórico)2:30 p.m. - Manny Cepeda Orchestra (Salsa)3:30 p.m. - HarborFest DJ3.45 p.m. - Santana Pa Ti (Santana Cover Band)4:45 p.m. - HarborFest DJ5 p.m. - Goma (Cumbia)Community Stage:10 a.m. - Mexicayotl10:40 a.m. - Odawara10:55 a.m. - Selah Groove11:30 p.m. - Elvina Adams12:30 p.m. - Battle of the Bands Winner: Millenial 881 p.m. - Foxtidel1:30 p.m. - Jeff Nevin Mariachi2 p.m. - Hello Noon2:50 p.m. - Juan Sanchez3:35 p.m. - Pet Parade Awards4 p.m. - Parker Meridan5 p.m. - Miko and the Magic SoulMore Harborfest information: Website 3828

China said Friday it will temporarily reduce tariffs on imports of American-made cars as it tries to negotiate a trade deal with the United States.Citing the meeting earlier this month between US President Donald Trump and Chinese leader Xi Jinping, the Chinese Finance Ministry said in a statement that it will remove the additional 25% tariffs on car imports from the United States for three months starting January 1. That will bring China's tariffs on American-made cars to 15%, in line with those for cars made in other countries.China also said it would suspend its 5% tariff on 67 other auto parts.China imposed the additional tariffs on US cars in July and on some auto parts in September as part of its retaliation in the trade war between the two countries.At their meeting in Argentina, Trump and Xi agreed to a temporary truce while they try to negotiate a broad trade deal over the next 90 days.In its statement Friday, the Finance Ministry described the decision to remove the tariffs as a "concrete action" aimed at helping to bring about a "mutually beneficial new Sino-US trade order."Xi pledged in April that China would cut tariffs on imported cars this year. His government delivered on that promise in July, reducing import taxes from 25% to 15%.But just days later, China imposed new additional tariffs of 25% on American-made passenger vehicles as the trade war with the United States escalated.The tariffs hurt profits of major automakers that ship cars to China from the United States. Germany's BMW and Daimler, the owner of Mercedes-Benz, have been hit particularly hard. Shares of BMW (BMWYY) and Daimler (DDAIF) both trimmed early Friday losses on the news.The stocks had spiked last week after Trump tweeted that China was going to cut auto tariffs.General Motors (GM) and some other automakers already have a large presence in China through partnerships with local manufacturers. It has become the largest and most important market for the American auto industry. Because their plants are in the country, they weren't subject to big import taxes.Yet China's tariffs have hurt exports from US auto plants. The value of US passenger car exports to China has fallen by .4 billion, or 30%, over the course of the first nine months of the year.Part of that could be because of slowing Chinese auto sales. Yet overall sales of American cars in China -— including those made in China — are down only about 1% so far this year.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 2556

CHULA VISTA, Calif. (KGTV) -- A high school Senior from Chula Vista was charged in Federal Court Monday for reportedly trying to recruit other students to smuggle drugs into the U.S.Court documents show that Phillip Junior Webb, who was a senior at Castle Park High School in 2017, recruited other high school students to smuggle methamphetamine and fentanyl into the U.S.According to the documents, starting in July of 2017, juveniles were caught trying to smuggle drugs by strapping the drugs to their bodies as they tried to enter the United States.RELATED: Teens targeted to smuggle Fentanyl across US-Mexico?On May 4, Web was reportedly caught trying to bring a Chinese national and Mexican national into the U.S. in the trunk of his vehicle.“We are seeing a very troubling trend and we want to warn parents and high schoolers,” said U.S. Attorney Adam L. Braverman. “Our youth are being recruited by drug cartels to smuggle dangerous drugs across the border. We are going after the recruiters who exploit these kids, but the kids also need to know that they are gambling with their lives when they do this. Don’t throw away your future.”RELATED: Federal agencies team up to spread awareness about teen drug smuggling  Webb’s next court appearance is scheduled for May 10. 1290