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Were you able to take your planned summer vacation in 2020? If so, consider yourself lucky.According to a survey commissioned by Lending Tree and conducted by Value Penguin, 72% of Americans did not take a summer vacation this summer. Of those that did, 71% opted to travel by car instead of plane.With most Americans not traveling in 2020, the use of paid time off from work also declined. The survey found that 44% of Americans did not use any paid time off this summer, with an additional 22% saying they took less time off than usual.The survey found that men along with younger and middle-aged Americans were more likely to travel. Just 13% of baby boomers and 9% of silent generation members traveled this summer.“Women tend to be more cautious than men in many ways, so I’m not surprised they might be more reluctant to go on vacation,” said Matt Schulz, chief credit analyst at LendingTreeFor some Americans, nearly 20%, the summer was considered not too different than other summers.Finances also seemingly played a role in who traveled, as 52% of households earning over 0,000 a year traveled this summer compared to just 15% of households making less than ,000 a year.To read the full study, click here. 1228

We're now entering peak back-to-school shopping season, but this is turning out to be a school shopping season like none ever before.In the year of the pandemic, many parents are holding off, unsure their children will even set foot in their schools this fall.In normal years, Target, Staples and other stores would be running big back-to-school campaigns by now. Stores would be stocked with gym shoes, white shirts, notebooks, and Clorox wipes. (Remember Clorox wipes? Have you seen any for sale in four months?)But these are not normal times.With many schools already planning for online learning this September, there's no need to buy lots of new school clothing or even backpacks.Other schools are holding off announcing any plans, which means teachers cannot come up with lists of required items yet.Why shopping could still be strongIt turns out learning at home may actually boost sales figures this year, according to the National Retail Federation.It says parents will be buying more laptop PCs and iPads then ever before. With many students learning at home even just part time, demand is soaring for new laptops to improve the Zoom call experience.The result is that the retail group predicts shopping could be 3-5% higher than last year, with more parents than ever dropping 0 to ,000 on a computer. Two kids? Double it.But from the doesn't that stink file, the bad news is for brick-and-mortar retailers.The Retail Federation says online sales will soar this school year, as families avoid going to the mall.About 45% of shoppers say they plan to do more online shopping this year than they did a year ago, which was already a strong year for online sales.That means if you like to browse the mall for school shopping, you'll find fewer stores open and much less merchandise on those store shelves when you get there.Shoppers report many shoe stores have just half their normal amount of merchandise on display.As a result, this shopping season is unlikely to rescue malls already deep in financial trouble.No more hands-on testing Macs and iPadsNeed a trip to the Apple store? 30% of them are closed, as Apple recloses stores in areas in the growing red zones.Meantime, many of the open ones won't let you play with the displays anymore, or do a hands-on test of MacBooks on the big open tables. You will need to ask an associate for help in those stores. CLICK HERE to find out if your store is open.One bright spot in all of this: If stores find school clothing and merchandise not moving well by the middle of August, expect huge markdowns later in the month, so you don't waste your money.____________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2924

WASHINGTON, D.C. — A new US government report delivers a dire warning about climate change and its devastating impacts, saying the economy could lose hundreds of billions of dollars -- or, in the worst-case scenario, more than 10% of its GDP -- by the end of the century.The federally mandated study was supposed to come out in December but was released by the Trump administration on Friday, at a time when many Americans are on a long holiday weekend, distracted by family and shopping.Trump, speaking to reporters Monday, said he doesn't believe the report.David Easterling, director of the Technical Support Unit at the NOAA National Centers for Environmental Information, emphasized that there was "no external interference in the report's development." He added that the climate change the Earth is experiencing is unlike any other."The global average temperature is much higher and is rising more rapidly than anything modern civilization has experienced, and this warming trend can only be explained by human activities," Easterling said.Coming from the US Global Change Research Program, a team of 13 federal agencies, the Fourth National Climate Assessment was put together with the help of 1,000 people, including 300 leading scientists, roughly half from outside the government.It's the second of two volumes. The first, released in November 2017, concluded that there is "no convincing alternative explanation" for the changing climate other than "human activities, especially emissions of greenhouse gases."The report's findings run counter to President Donald Trump's consistent message that climate change is a hoax. On Wednesday, Trump tweeted, "Whatever happened to Global Warming?" as some Americans faced the coldest Thanksgiving in over a century.But the science explained in these and other federal government reports is clear: Climate change is not disproved by the extreme weather of one day or a week; it's demonstrated by long-term trends. Humans are living with the warmest temperatures in modern history. Even if the best-case scenario were to happen and greenhouse gas emissions were to drop to nothing, the world is on track to warm 1.1 degrees Fahrenheit.As of now, not a single G20 country is meeting climate targets, research shows.Without significant reductions in greenhouse emissions, the annual average global temperature could increase 9 degrees Fahrenheit (5 Celsius) or more by the end of this century, compared with preindustrial temperatures, the report says. 2509

WASHINGTON D.C. (KGTV) -- As the Nation continues to mourn the passing of former President George H.W. Bush, many government offices will be closed Wednesday for a national day of mourning. The closure was announced by President Donald Trump. Trump signed an executive order to close the federal government "as a mark of respect for George Herbert Walker Bush, the forty-first President of the United States."See the list below for closures: All post office locations will be closedSome National Parks will be closed or have limited operating hoursRegular mail delivery will be suspended Wednesday. Click here for the details. All federal offices will be closed, including Social Security officesNon-essential government employees will be excused from workThe New York Stock Exchange will be closed for the dayThe Supreme Court is delaying arguments for the dayCongress will postpone all votes scheduled for the dayGovernment in Texas, Bush’s home state, is shutting down for the dayRelated StoriesGeorge H.W. Bush once shaved head for child with leukemia Not just a fashion statement: Bush's socks spoke volumesCapitol Hill ceremony to honor Bush offers bipartisan moment 1180

WASHINGTON (AP) — The Supreme Court has ruled unanimously that states can require presidential electors to back their states’ popular vote winner in the Electoral College.The ruling, just under four months before the 2020 election, leaves in place laws in 32 states and the District of Columbia that bind electors to vote for the popular-vote winner, and electors almost always do so anyway.So-called faithless electors have not been critical to the outcome of a presidential election, but that could change in a race decided by just a few electoral votes. It takes 270 electoral votes to win the presidency.A state may instruct “electors that they have no ground for reversing the vote of millions of its citizens,” Justice Elena Kagan wrote in her majority opinion.The lawyer for the electors who challenged the state rules told The Associated Press that he’s glad the court acted now.“Obviously, we don’t believe the Court has interpreted the Constitution correctly. But we are happy that we have achieved our primary objective — this uncertainty has been removed. That is progress,” lawyer Lawrence Lessig said. 1123

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