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We all know weddings are expensive. Food, drinks, hiring a DJ, and renting a venue are just among the many costs a couple are expected to pay for. But what if a couple asks for some help on wedding costs? One couple in England are asking for their guests to cover wedding expenses, according to the BBC. Ben Farina told the BBC that their wedding will be "like an all-inclusive holiday" for those attending and paying ￡150 (2 US).Nearly 60 adult guests, along with 20 of their children, have agreed to attend and chip in. In return, guests will receive a three-night stay at a venue which has a spa and pool. According to the BBC, the venue in Derbyshire, England will cost nearly ,500, which is exactly how much the couple is expecting to receive from their guests. The couple have agreed to pay ,000 for drinks, dresses and suits. The groom's mother and father are also chipping in to pay for a hog roast. Farina's stepfather is a chef, and has agreed to cook the hog roast. "People always pay a large amount of money to go to a wedding anyway, so why not have it paying towards the actual wedding rather than just to a business owner?" Farina told the BBC."I sold it to them a bit like an all-inclusive holiday, so all the food and drinks will be incorporated in that cost.Farina's fiancee is on board with the idea. "I never thought we would be able to have a wedding like this," Clare Moran told the BBC. "We had spoken about marriage because we've got a little girl together and I always said we wouldn't be able to afford to do it, or it would have to be a registry office wedding, not a big wedding.RELATED: Will it rain on my wedding day? 1728

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WASHINGTON, D.C. – It will be even longer until Americans can travel aboard cruise ships. A group of the nation’s top cruise lines have agreed to suspend their U.S. operations even further.Cruise Lines International Association (CLIA) announced Wednesday that its ocean-going cruise line members will suspend their U.S. operations until at least Oct. 31, 2020.The association, made up of companies like Carnival and Norwegian cruise lines, had previously suspended U.S. operations until Sept. 15. The CDC’s no-sail order lasts through Sept. 30.The association said it was a hard decision to further suspend operations, but it must be done to protect the public from the devastating effects of COVID-19.“This is a difficult decision as we recognize the crushing impact that this pandemic has had on our community and every other industry,” said CLIA in a statement. “However, we believe this proactive action further demonstrates the cruise industry’s commitment to public health and willingness to voluntarily suspend operations in the interest of public health and safety, as has occurred twice prior.”CLIA says its cruise line members will continue to monitor the situation with the understanding that they will revisit a possible further extension on or before 30 September 2020.“At the same time, should conditions in the U.S. change and it becomes possible to consider short, modified sailings, we would consider an earlier restart,” wrote CLIA.CLIA says its most recent economic impact study indicated the U.S. supports nearly half a million American jobs and generates billion annually in economic activity throughout the country. According to the association, each day of the suspension of U.S. cruise operations results in a loss of up to 0 million in economic activity and 800 direct and indirect American jobs.The impact of the suspension is particularly profound in states that depend heavily on cruise tourism, including Florida, Texas, Alaska, Washington, New York and California, according to CLIA.The following global cruise lines are part of the association:AIDA CruisesAmerican Cruise LinesAzamaraCarnival Cruise LineCelebrity CruisesCelestyal CruisesCosta CruisesCrystal CruisesCunard LineDisney Cruise LineHolland America LineMSC CruisesMystic CruisesNorwegian Cruise LineOceania CruisesPearl Seas CruisesPONANT Yacht Cruises and ExpeditionsPrincess CruisesRegent Seven Seas CruisesRoyal Caribbean InternationalScenic Luxury Cruises and ToursSeabournSeaDream Yacht ClubSilversea CruisesTUI CruisesVirgin VoyagesWindstar Cruises 2562

We’re thrilled to receive wonderful Christmas wishes from our Patron, The Duchess of Sussex, who also made a personal donation, helping dogs, cats and our community. ?? From all of us at Mayhew, thank you and Merry Christmas. ??????Find out more! ?? https://t.co/5o2RHLveRM pic.twitter.com/uBV19F6Odt— Mayhew ???? (@themayhew) December 23, 2020 358

WASHINGTON (AP) — The Supreme Court says Justice Ruth Bader Ginsburg has been released from a Baltimore hospital where she had been treated for a possible infection.The 86-year-old Ginsburg has returned to her home in Washington, D.C., and is “doing well,” court spokeswoman Kathy Arberg said Sunday.Ginsburg spent two nights at Johns Hopkins Hospital in Baltimore. She was taken there Friday after experiencing chills and fever.The court says she received intravenous antibiotics and fluids and that her symptoms abated.Ginsburg has had four occurrences of cancer, including two in the past year. She had lung cancer surgery in December and received radiation treatment for a tumor on her pancreas in August.She had a rare absence from a public session of the court in mid-November because of what the court said was a stomach bug. She was back on the bench the next time the justices met.Her latest hospital stay began Friday, after the justices met in private to discuss pending cases.She was initially evaluated at Sibley Memorial Hospital in Washington before being transferred to Johns Hopkins for further evaluation and treatment of any possible infection.Ginsburg has been on the court since 1993, appointed by President Bill Clinton. Only Justice Clarence Thomas has served longer among the current members of the court. 1337