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A small business in Brooklyn is taking on Congress, lobbying for insurance coverage for future pandemics. While not an easy battle, the National Retail Federation says these conversations have to be had now in order to keep retailers open.Ann Cantrell, speaking in front of the US House Financial Services Committee, said, "The past few months have been the darkest of my life.”The owner of "Annie's Blue Ribbon General Store" in Brooklyn said it's time for real solutions."Insurance companies should not be in the practice of denying policy holders coverage when they need it the most. What happened to 'you're in good hands' or 'like a good neighbor,' Cantrell said.Speaking on behalf of the National Retail Federation, Cantrell pleaded her case, saying, "We are a community store and people look to us as a pillar of light and hope in the neighborhood. Kids meet their friends at the shop to pick out a gift for their teacher, parents bribe their kids with a treat if they get a shot at the doctor or reward them if they get a good report card."The pandemic, she said, nearly shut her business down. She said she pays ,000 a year for what she calls "all risk" insurance. She was under the impression there was no risk that wouldn't be covered.“When we (were) closed by the governor (New York’s Andrew Cuomo), literally the government shut us down,” Cantrell said. “I put in another call, each time saying that viruses were not covered under business interruption insurance.”The National Retail Federation said Cantrell is a voice for retailers everywhere. And while it was able to get a hearing, the organization says many insurance companies aren't on board.“What they’re saying is this will not be isolated to one area, this seems to be unending and keeps going on and on and on so they’re afraid it’ll cost trillions of dollars,” said Leon Buck, the National Retail Federation’s vice president of banking and financial services. “But what we’re saying is we don’t think so. We think if we’re paying into the fund and the federal government has money, the insurance companies will be fine."“If we were in a COVID-21, for instance, if this happened again, maybe another virus, the business would be protected,” Buck added. “They’d file a claim with their insurance carrier whom they pay monthly premiums to and the federal government would help pick up the tab.”As for Cantrell, who has loved general stores since she was a kid, this is about speaking up because someone has to.“It's not just small companies like mine, it’s big companies. No one is covered under business interruption insurance,” Cantrell said.Luckily, she said she built a good website and the holidays and her Paycheck Protection Program loan will carry her through. She hopes the next Congress will take up the issue. In the meantime, she reminds everyone to shop small. 2855

A police official confirmed that 15 adults were shot outside a funeral home on the South Side of Chicago Tuesday evening.The incident took place around 7 p.m. ET. Chicago Police First Deputy Eric Carter said that there was an officer outside the funeral home at the time the incident took place. Carter said that the incident began when a person in a black car began shooting at funeral attendees who were standing along a street. Funeral attendees reportedly began shooting back at the car. A police report provided by the Chicago Police indicated that the vehicle then came to a rest and those in the vehicle fled.One person of interest is being questioned, Carter confirmed. WLS-TV in Chicago reports that 10 women and five men were injured in the shooting. Six of the victims were listed as being in serious condition at local hospitals, the other nine were in good condition.The age range of the victims spanned between 21 and 65. 943

A mural of George Floyd in Salt Lake City, Utah, had black tar thrown on it over the weekend. This is the second time the mural has been defaced, a week after the first vandalism. Police confirmed they are investigating the vandalism and whether it constitutes a hate crime under Utah's new law. As of Monday afternoon, the mural was restored by local artists. The pop art-style mural of Floyd's face was painted by anonymous artists, and has become a makeshift memorial alongside images of others who have been killed by police. Floyd was killed by police in Minneapolis last month after an officer held him down with a knee on Floyd's neck for more than 8 minutes. Floyd is Black, the officer involved is white. The mural in Salt Lake City includes six portraits, Floyd and five whom lost their lives due to police brutality in Utah: Bernardo Palacios, Dillon Taylor, Darrien Hunt, Bryan Pena Valencia and Chad Breinholt. 931

A Southwest flight from Nashville to Phoenix had to circle around and come back to Nashville after the plane hit a bird.The flight took off from Nashville International Airport Wednesday around 5:13 a.m. local time.The flight path showed Flight 577 circle from west to north, turning back south to head back to the airport shortly after takeoff.Scripps station WTVF in Nashville learned the flight had to land due to an Alert 1, meaning the plane possibly had a minor electrical or mechanical problem. Airline officials confirmed the plane experienced a bird strike.No injuries or other issues have been reported.The plane was taken out of service for maintenance, and the airline said they're working with affected passengers to help them on to their destinations.The incident comes just a day after one person died when a Southwest flight made an emergency landing at the Philadelphia airport when an explosion damaged an engine and broke a window. 978

A powerful derecho ripped through the Midwest on Monday, with wins in one locale reaching 112 MPH.Lynn, Iowa, had a reported wind gust of 112 MPH Monday afternoon, according to the National Weather Service. The storm continued from Iowa into Illinois, blasting Chicago during the evening rush hour. Top winds in Chicago reached 85 MPH, according to the National Weather Service.Nearly 600,000 electric customers in northern Illinois were without power.Helicopter footage captured by WGN-TV in Chicago showed extensive damage from the storms, with roofs blown off, and even a church steeple knocked down.The storm system continued into Indiana before weakening in Ohio. As of late Monday evening, there were more than 750 reports of severe weather throughout the US, most stemming from Monday's massive storm. A derecho is considered a storm that spreads severe winds over a path for at least 250 miles. 910