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CLEVELAND, Ohio. – Following shootings inside houses of worship around the world, many churches are reconsidering their security measures. “We celebrate our love for Christ and our love for each other,” said Senior Pastor Kregg Burris at First Baptist Church of Greater Cleveland Ohio. Instead of just focusing on the message of faith, pastors like Kregg are now having to put more thought into keeping their congregation safe during services. “There's the old sense that I’m going to trust God,” he said. “Then there’s the realism of, well in the world we live in where people don’t recognize and understand the sacredness of the space.” He said the congregation has had to take steps in order to try and protect their people, but do it in a respectful manner. Just over a year ago, the security team was formed. “We just live in a world where reality exists that some people have a different world view than we have,” said Monroe Goins, a member of the church and part of the security team, who has almost three decades of law enforcement experience. From using walkie talkie to installing security cameras and new door systems, First Baptist of Greater Cleveland has implemented a number of safety measures since 2018. “I believe churches should have a plan in place,” he said. Following attacks at a church in Charleston, South Carolina, a mosque in New Zealand, and multiple houses of worship in Texas, Goins said he has seen an increase in violence. Now, the state of Ohio is taking a hands on approach. The Ohio Emergency Management Agency announced they now have a toolkit to help, available to download for free. “We’ve seen across the country the incidents,” said Tom Stickrath, the Director of the Ohio Department of Public Safety. “And how tragic they can be.” The toolkit provides presentations, planning documents, and case studies for churches.“It’s a tool people can choose to use,” Stickrath said. “It’s been downloaded more than 600 times by organizations in 29 states.” That was only a week after the toolkit was released.“It provided scenario-based tabletop exercises,” Goins said. The toolkit came out shortly after the church shooting in White Settlement, Texas. Two people died before the gunman was taken down.But not everyone is on board with the idea of the toolkit. “This is not something we could endorse or recommend to churches,” said Kristine Eggert, a former pastor and the Executive Director of gun violence organization God Before Guns. “For there to be a toolkit about gun violence in a church that is not taking into account anything about peoples theology, about what people believe, and about what church is.” She said there are other ways to keep each other safe.“Among talking to other pastors, as they’re looking at preparing their budgets more money is earmarked for security,” Pastor Burris said. In the event of an active shooter situation, one of the biggest factors is time. “It’s very rare the police arrive in time for a rapid mass murder,” said Ron Borsch, a former law officer who has been studies these situations for decades. “So, the simple solution is having armed and trained on site good guys.” “The security officer without a gun is a victim,” he said.“How do we maintain an open welcome environment,” Goins said. “But yet be responsible for keeping people safe.” 3338

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

View this post on Instagram Excited, humble and hungry ...if there is one thing I have learned about football, it’s that nobody cares what you did last year or the year before that...you earn the trust and respect of those around through your commitment every single day. I’m starting a new football journey and thankful for the @buccaneers for giving me an opportunity to do what I love to do. I look forward to meeting all my new teammates and coaches and proving to them that they can believe and trust in me...I have always believed that well done is better than well said, so I’m gonna not gonna say much more - I’m just gonna get to work! #Year1 p.s. Jack Brady with the photocred ?? A post shared by Tom Brady (@tombrady) on Mar 20, 2020 at 5:33am PDT 791

CISCO, Utah - In the Eastern Utah desert, the air is dry, and the cold is biting. Winter is coming, and the matron of town needs to prepare. “It’s good to push yourself, I think. It’s really easy to stay at home and watch movies and I think I was trying to avoid that,” said Eileen Muza, who owns Cisco, Utah. No Netflix for this woman of the wild west. Cisco, Utah, is a ghost town alright. It's an hour north of Moab, which is where you'll find the closest grocery store. It popped up in the 1880s as a saloon and filling stations for the railroad companies. Without the trains, it wouldn’t be there. Muza is the town's owner and the caretaker. “Even though everything here is sort of harsh, she’s sort of weirdly soft,” said Soren Hope, an artist staying with Muza. About five years ago, Muza bought some land, covered in old, disintegrating buildings and a few broke down automobiles. Muza wouldn't say how much land she owns or how much she paid for it, but the few parcels she owns is less than an acre and the county says it's worth less than a new car. There is running electricity, but no running water. If you need to use the facilities, you'll be using a composting toilet outside. Muza was a city girl from Chicago before relocating to Cisco. “I actually camped, I had a little tent set up. Yeah, and I was really scared, I was like totally terrified,” said Muza. But five years of living in Cisco has changed Muza. “Basically a hardened criminal at this point," Muza said. "I’m not afraid to yell at people, tell them to leave.” But don’t let that hardened exterior fool you; Muza still has a goal. She wants Cisco to be a place where people can come from all over and explore their artistic side. “It’s a really good place to stay focused on your work, because there’s not that many distractions really,” said Muza. And that’s where Hope comes in. She’s from New York. She's the only other person living in Cisco right now. “Brooklyn, and I’m here on the artist residency,” said Hope. The artist residency is something Muza and her sisters started. They let artists come out and use the space for free. In fact two of the artists a year get a 0 stipend. There's no requirement for the artists to complete anything, just use the space to create what they want. Hope has been using her time to draw. She says she wants to imprint the desert onto her brain. And she also draws sketches of the chickens. “I was only scheduled for two weeks, and then I’m just gonna stay here an extra week, and who knows, maybe I’ll never go back home,” said Hope.That’s the kind of place Muza wants to build. She wants to do it for as long as she can, but, “I hope I’ll know when I need to quit. I hope I’ll understand, if it happens.” Muza says living out there can take a toll on you. Last winter, she fell off a ladder and no one was there to help. One day, she may have to give it all up. 2910

Michigan Gov. Gretchen Whitmer and Attorney General Dana Nessel have issued statements following comments by President Donald Trump that indicated that he would consider sending federal agents into Detroit and other cities to curb "civil unrest."This comes after federal troops and protesters have clashed over the last week. He also mentioned sending federal law enforcement to other cities including New York, Chicago, Philadelphia, Baltimore, and Oakland."It is deeply disturbing that President Trump is once again choosing to spread hateful rhetoric and attempting to suppress the voices of those he doesn't agree with," said Whitmer. "Quite frankly, the president doesn't know the first thing about Detroit. If he did, he would know that for nearly two months now, Detroiters have gathered to peacefully protest the systemic racism and discrimination that Black Americans face every day. There is no reason for the president to send federal troops into a city where people are demanding change peacefully and respectfully. If the president actually wants to help the people of Michigan, he can start by picking up the phone and telling Mitch McConnell to pass the HEROES Act, so we can provide immediate relief to Michigan's families, schools, and small businesses."“President Trump’s politically motivated threat to send ‘more federal law enforcement’ to Detroit, among other cities, has nothing to do with protecting public health or safety. It is about using the power of his office as a cudgel to punish those who use their constitutionally guaranteed rights to express views he disagrees with. Such threats undermine peace and stability in our communities by unnecessarily escalating tensions and encroaching on states’ rights,” said Attorney General Dana Nessel. “We are a nation of laws, and the President’s attempts to intimidate our communities with threats of violence could not be more un-American.” This article was written by WXYZ in Detroit. 1984

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