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SAN DIEGO (KGTV) - The county is experiencing cooler weather conditions over the Memorial Day weekend.However, Cal Fire urges you to be cautious and stay safe while participating in any outdoor activities this holiday weekend. Cal Fire has important steps you can take to prevent sparking a new wildfire as California is continually susceptible to wildfires due to the dry climate.If you plan on going camping and having a campfire: 445

SAN DIEGO (KGTV) -- Taco Tuesday is a serious ritual, especially in San Diego.  This week, you're getting another reason to eat Mexican food (not that you needed an excuse). Thursday, April 5 is National Burrito Day! On Tuesday we asked 10News?Instagram followers where to find some of the best burritos in the county. If you came here looking for food chains offering deals, scroll down! Here are the best burritos, according to our Instagram followers:  483

SAN DIEGO (KGTV) - Temperatures will be cooling down through Wednesday but a shift in the wind direction will bring fire danger for the end of the week.A Fire Weather Watch will go into effect Thursday at 3 a.m. until Friday at 8 p.m. Winds out of the E to NE will average from 35 to 50 miles per hour.The Santa Ana winds will dry out the atmosphere with Relative Humidity averaging 5 to 10 percent during the day. The combination of dry conditions and gusty winds will keep the fire danger high on Thursday and Friday.Check 10News Pinpoint Weather conditionsInland communities, foothills, and mountains will be in the threat zone. We recommend extreme caution: avoid anything that could potentially spark flames or ignite a fire.Santa Ana winds are offshore winds. As the winds travel down the mountains, the air dries and heats up. Santa Ana season can range from October through April. Typically, the winds can be stronger in December and January, so this week will be one of many more episodes.We hope you are safe and ready for Santa Ana winds and Santa Ana season. 1078

SAN DIEGO (KGTV) - Students in the Julian and Warner Springs areas are staying home Tuesday thanks to the winter weather blasting the San Diego region. 159

SAN DIEGO (KGTV) - The federal watchdog agency that aims to protect consumers from unfair, deceptive, or abusive practices is suing a San Diego-based company.On Tuesday, the Consumer Financial Protection Bureau (CFPB) sued Encore Capital Group and its subsidiaries, claiming they violated the terms of a 2015 legal agreement.The CFPB claims, “Since September 2015, Encore and its subsidiaries violated the consent order by suing consumers without possessing required documentation, using law firms and an internal legal department to engage in collection efforts without providing required disclosures, and failing to provide consumers with required loan documentation after consumers requested it.”The lawsuit says after the effective date of the consent order, “Encore filed more than 100 lawsuits to collect consumer debts after the applicable statutes of limitations had expired."The lawsuit also claims Encore failed to disclose that consumers might incur international-transaction fees.In response to the lawsuit, the company's Executive Vice President, General Counsel, and Chief Administrative Officer Greg Call said Encore is built on a foundation of treating their consumers fairly and respectfully."We are disappointed that the CFPB has chosen to file this lawsuit on outdated issues, but we will continue to engage with the CFPB and work to ensure that we maintain policies and practices that fully comply with all applicable legal requirements. We believe that there will be no material operational impact as a result of the suit," said Call. "We fully corrected the issues underlying the allegations in this lawsuit years ago and are unaware of any unresolved consumer impact."DEBT COLLECTION LAWSUITSPart of the complaint talked about debt-collection lawsuits.In July Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. That involves any debt collection company."If you look not just in the county of San Diego, throughout the state of California, and in fact the dockets throughout the nation, we have a massive epidemic right now," said attorney Abbas Kazerounian during a July interview.Kazerounian said if someone's been sued or contacted by a debt collection company, they need to know their rights."The amount of debt is irrelevant," he said. "It's the method of collection that's controlled by these statutes."RESOURCES:Coping with debthttps://www.consumer.ftc.gov/articles/0150-coping-debtHelp available for renters, homeowners struggling to pay for housing during pandemichttps://www.10news.com/rebound/coronavirus-money-help/help-available-for-renters-homeowners-struggling-to-pay-for-housing-during-pandemic 2724

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