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People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304
PARIS (AP) — Paris city hall has been fined 90,000 euros (9,408) for having appointed too many women to top positions in 2018, in breach of a law aimed at ensuring gender balance. Paris mayor Anne Hidalgo denounced the fine as “unfair” and “absurd” on Tuesday during a meeting of the city council. In 2018, 11 women and 5 men — representing just over 30% — were appointed to senior positions in the Paris city hall. A 2013 law required a minimum of 40% of appointments for each gender. Since then, the law has been changed to provide for exceptions to nominations when the gender balance is respected overall. “Yes, we need to promote women with determination and vigor because everywhere, France is still lagging behind (on that issue),” Hidalgo said.In Paris city hall right now, 47% of people in senior position are women. 836

PALA INDIAN RESERVATION, Calif. (KGTV) --A woman was arrested after reportedly attacking three elderly victims with a baseball bat on the Pala Indian Reservation on Saturday.According to The San Diego County Sheriff’s Department, the three victims were visiting from Los Angeles and broke down on the side of Pala Mission Road after visiting the nearby casino.Deputies say all three victims are Cambodian and do not speak English. While on the side of the road the suspect, identified as Michelle Cagey Limon, 32, approached their vehicle and began striking it with a bat.When the two men inside the car got out, Limon hit one of them with the bat and punched the other in the face. The men ran away, leaving a female victim to take shelter inside the car.Deputies say the suspect then smashed out all the windows before also fleeing the scene. All three victims were taken to the hospital with non-life threatening injuries.Limon is being charged with three counts of elder abuse, assault with a deadly weapon and vandalism. During her arrest, deputies found a small drug lab inside the home, resulting in the arrest of Matthew Geyer, 37, on drug charges. 1164
PHILADELPHIA, Pa. -- When the COVID-19 pandemic first hit, tens of millions of school kids across the country suddenly found themselves going to school at home. Among them was 17-year-old Andya Sharps.“It was kind of rough, my high school year,” she said, “but I'm just excited that it's all over.”It was rough, in part, because in addition to being a high school senior during the pandemic, Andya also has a young son.“We had to learn how to do work at home, instead of being around our teachers for help. So, it was just a little hard,” she said. “Then, [my son’s] out of school on top of that. So, I had to deal with his schoolwork and my schoolwork at home.”Despite the challenges, she’s now graduating from her Philadelphia high school having been student of the month several times and with perfect attendance.“She came to us with her infant and she came with her determination and she just had a drive to finish,” said Lita Byrd, principal of Ombudsman Northwest Accelerated High School.Andya’s accomplishments left her grandmother, Adrienne Pearson, nearly speechless.“As talkative as I am, I’m kind of without words to express it,” Pearson said. “This is just magnificent that she's doing this she's doing this for herself, as well as for her son, and I am so very, very proud of her.”However, Andya had help along the way, too, thanks in part to an immersive curriculum and program for 12,000 at-risk students in U.S. public schools through ChanceLight Ombudsman Educational Services.“You've got to create that environment where, one, that the slate is wiped clean, it's a brand-new day and we're going to find out what you're really strong in,” said ChanceLight CEO Mark Claypool.For them, technology has always been a part of that, which is why they say the pandemic didn’t affect their students’ ability to learn remotely, as much as it did others.As for Andya, she’s heading to college and plans to study pediatric physical therapy.“You can do anything that you put your mind to,” she said, “no matter what.” 2030
PASADENA, Calif. (CNS) - With the coronavirus pandemic still raging in Southern California, the 2021 Rose Parade was officially canceled Wednesday, but the fate of the Rose Bowl Game remains in limbo."The health and well-being of our parade participants and guests, as well as that of our volunteer members, professional staff and partners, is our number one priority," Bob Miller, president of the Pasadena Tournament of Roses Association said in a statement. "Obviously this is not what any of us wanted, and we held off on announcing until we were absolutely sure that safety restrictions would prevent us from continuing with planning for 132nd Rose Parade."It's only the fourth time since 1891 that the parade has been canceled, with the three previous cancellations occurring during the wartime years of 1942, 1943 and 1945.Although the New Year's Day tradition was technically still months away, planning for the elaborate floral floats that highlight the event -- and arranging for the often international travel of participating marching bands and equestrian groups -- is a nearly yearlong process, necessitating an early decision on whether to hold the event. Tournament of Roses officials noted that the state's economic-reopening guidelines appear to be a long way off from permitting large public gatherings such as a parade.David Eads, Tournament of Roses executive director/CEO, said planning is continuing for the Rose Bowl Game, but uncertainty still looms over the college football season."We continue to work with the College Football Playoff and our collegiate partners to explore what this year's college football season will look like amidst COVID-19 and social distancing guidelines," Eads said in a statement. "While the safety and well-being of the student athletes, university personnel and fans is our top priority, we remain hopeful that the `Granddaddy of Them All' will take place on New Year's Day."Pasadena Mayor Terry Tornek called the decision "extremely disappointing.""However, we also know that we must act responsibly to protect our community in the face of the COVID-19 pandemic," Tornek said. "We look forward to working with the Pasadena Tournament of Roses on their re-imagined New Year celebration, as well as the return of the Rose Parade on January 1, 2022."Tournament of Roses officials said they are working to develop plans for a "new kind of New Year celebration" for fans of the annual parade."Each year, the country turns its eyes to Pasadena for America's New Year celebration and we plan to deliver on that important promise," Eads said. "We may not be able to host our traditional five-mile march down Colorado Boulevard, but we are exploring new and safe ways we can collectively share in the celebration, and we look forward to announcing further details about our exciting new plans in the coming weeks." 2869
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