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ALPINE (CNS) - A 7-year old tiger at Alpine's Lions Tigers & Bears animal rescue facility died of injuries inflicted by a fellow tiger, it was announced Tuesday.Maverick suffered fatal injuries after he and the other tiger -- Moka - - were accidentally allowed to come into contact with one another on Monday. The animals were living in separate enclosures, according to Lions Tigers & Bears founder Bobbi Brink, who said no staff or visitors were harmed.The staff veterinarian assessed both animals afterward. Moka has scratches, but no serious injuries."This was a human error, and one we're so deeply heartbroken about," Brink said. "When caring for a 400-plus-pound apex predator, layered safety measures must be established, and this is exactly what we've implemented at our accredited sanctuary since our founding."Unfortunately, one of our safety measures was mistakenly missed, and because these magnificent, massive animals are wild, their reactions to their surroundings -- especially new situations -- are unpredictable," she said.According to Brink, the nonprofit organization regularly conducts staff safety trainings, including one on emergency protocols last weekend. She said the protocols will be reviewed extensively this week.Maverick was rescued on April 20, 2014, at 9 months old. He was born in captivity and purchased illegally by someone who did not have the proper licensing to own an exotic animal. California Fish & Wildlife personnel seized Maverick and reached out to Lions Tigers & Bears to provide him with a home."There is an inherent risk when keeping apex predators in captivity, and we would like nothing more than to see an end to this, but until then, and as long as our sanctuary is needed, we will continue to be there for these animals in need," Brink said. "Maverick, we will miss your friendly chuffs and curious, fun-loving spirit. Rest easy our sweet boy, run free, and keep on swimming." 1956

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

According to multiple reports, Amtrak is planning to furlough nearly 2,000 workers beginning Oct. 1.According to USA Today, the railroad company sent a letter to employees on Tuesday, detailing that 1,950 union workers and 100 management positions would be furloughed.In May, the company sent Congress a letter, stating it needed close to .5 billion in supplemental funds and disclosed plans to furloughing employees in the coming budget year.The New York Times reported that ridership has fallen by 95 percent since March, and projected revenue for 2021 declined by 50 percent. 588

All hail the king."Black Panther," Marvel's first film directed by an African-American, brought in an estimated 2 million for its three-day debut in North America this weekend. That's the fifth biggest opening of all time.The opening for the film starring Chadwick Boseman and Michael B. Jordan did not just shatter expectations, it broke multiple box office records too.It blew away the record for the largest opening for an African-American director. That belonged to F. Gary Gray and "The Fate of the Furious," which opened to million last April.Disney estimates that the film will bring in 8 million domestically for the four-day holiday weekend. The film brought in an opening of 1 million around the world."Black Panther" also shattered the record for an opening in February, which belonged to "Deadpool," the R-rated superhero film from 20th Century Fox that brought in 2 million when it opened in 2016.It is the second biggest opening for a Marvel Studios film, behind 2012's "The Avengers." It out paced other huge hits like "Avengers: Age of Ultron," "Captain America: Civil War" and "Iron Man 3." It is the studio's 18th straight number one opening.The record-breaking weekend is watershed moment for Hollywood. With "Black Panther" reaching box office heights that have eluded other African-American titles, the film's totals could impact change in the industry by encouraging diversity in front of and behind the camera.The film is an "important milestone," according to comScore senior media analyst Paul Dergarabedian."'Black Panther' exceeded even the grandest box office expectations while simultaneously breaking down cinematic barriers and marking a turning point in the evolution of the genre," he said.The film garnered an "A+" CinemaScore from audiences and a?near perfect 97% score on review site Rotten Tomatoes, which makes it one of the best-reviewed superhero movies of all time. 1935

Actor Jeff Bridges gave an update on his battle against lymphoma this week, showing off a bald head and a new puppy.The 71-year-old announced in October he had been diagnosed with lymphoma, and said at the time his prognosis was good and he promised to keep fans updated.In an Instagram post Monday, Bridges said he was “feeling good” while sitting outside holding his new puppy.“Here’s the latest:? Feeling good? Shaved my head? Got a puppy - Monty? Had a Birthday - 71, man”https://www.instagram.com/p/CIygGEBAxg8/Bridges posted a longer message on his personal site, which included a plea to help support musicians who are struggling to get gigs and make ends meet during the pandemic.He also directed fans to No Kid Hungry, saying “the health of our children can serve as a compass, letting us know if we’re on course or not - we’re off course.”In an earlier update on his treatment, the day before Halloween, Bridges shared an image of himself getting chemotherapy. 978