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It is possible that after the election, neither President Donald Trump nor former Vice President Joe Biden have enough Electoral College votes to be president. A 269-269 tie is unlikely, but possible under different scenarios, including the one mentioned below 269
It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

It was a tough few months for the Cincinnati Zoo's beloved behemoth: Henry the Hippo had lost his appetite, only to regain it and lose it again; fought off a serious infection; and his kidneys appeared to be shutting down.The 36-year-old hippo — father to Fiona, whose underweight birth made her famous on social media — died today.Veterinarians and care staff had been trying to bring him back to health, but he continued to slide in recent weeks."We're doing everything we can to keep him comfortable," the zoo said in a recent blog post.According to the zoo, the median life expectancy for a Nile hippo is 35. He came to Cincinnati from Dickerson Park Zoo in Springfield, Missouri.His declining condition came near the tail-end of a pretty joyous year for hippo staff: They nurtured Fiona into childhood after she born six weeks early and half a calf's normal birth weight. The entire hippo bloat -- Henry, Fiona and mother Bibi -- were all reunited just a few months ago. 1013
It’s time for the annual Leonid meteor shower, which gets its name because meteors often appear to originate from the constellation Leo.It peaks on the night of Saturday, Nov. 17 and early the next morning.Meteors may be visible throughout the month of November, but the peak should produce rates of 10 to 15 meteors per hour, according to Space.com.The best chance for seeing meteors is to find somewhere dark, away from city lights. The waxing gibbous moon also will pose a challenge this year, as its brightness will drown out some of the dimmer meteors.Despite the meteor shower’s name, meteors should be visible across the night sky in all directions. 669
It's likely that a Sacramento sheriff's deputy who struck a protester with a patrol SUV Saturday night didn't realize he had hit someone, Sheriff Scott Jones said during a press conference Monday.The patrol SUV struck a woman as she and others gathered in the street to denounce the killing of Stephon Clark, then left the scene, according to video of the incident. The woman suffered minor injuries and was taken to a hospital, according to the Sacramento County Sheriff's Department."I haven't spoken to the officer about the incident, I'm not even sure that his statement has been taken," Jones said, adding that there has been no change to the deputy's duties at this point during this investigation. "It's an unfortunate event that punctuated an otherwise fantastic evening." 788
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