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SEOUL, South Korea — North Korean state media say leader Kim Jong Un urged officials to maintain alertness against the coronavirus, warning that complacency risked “unimaginable and irretrievable crisis." Despite the warning, Kim reaffirmed North Korea’s claim to not have had a single case of COVID-19. The country described its anti-virus efforts as a matter of national existence earlier this year. The reports on Thursday's high-level ruling party meeting say Kim stressed the need for vigilance as the virus continues to spread in neighboring countries.Experts say North Korea's lockdown is hurting an economy already battered by U.S.-led sanctions over its nuclear weapons program. 695

Shane Koch is a social media superstar with his “Callum the Ridgy” TikTok page.Delray Beach 16-year-old’s connection with his dog and social media runs much deeper than 1.4 million followers.Callum has been by Koch’s side for almost a year, helping him when nothing else worked. At 8 years old, Koch was diagnosed with Tourette's syndrome."I could feel it in my chest, it felt kind of like a knot pushing at my chest so I couldn't really control it," Koch said about having Tourette’s.Traditional treatments didn't make it go away completely.It broke his mother’s heart."There's nothing you can do about it," his mother said. "So, that was very hard on me and I felt for Shane and eventually he dealt with it."Now, Koch and his pup are a great team.Neurologist Dr. Arif Dalvi says Tourette’s could go away by itself, but it's always good to get help."It certainly is believable," said Dalvi. "As I said, many of these kids, the ticks burn out with no treatment, and secondly the dog is a wonderful way to reduce stress. Good for the dog."It’s all changed Shane's outlook on social media and his future"Wow, maybe O like this community," said Shane. "The internet is actually a good place."A place he'll enjoy with his buddy right by his side.This story was reported by Mike Trim at WPTV in West Palm Beach, Florida. 1323

Sonna Anderson was enjoying a horseback ride through the Badlands in North Dakota in September 2017 when her horse, Cody, got spooked, jerked toward a fence and tripped on a cow track in the dirt. The horse rolled onto Anderson, who hit her head, briefly lost consciousness and broke three ribs.The 911 transcript shows that an ambulance reached the 60-year-old judge from Bismarck within 20 minutes. Anderson was secured on a backboard and ready to go when an air ambulance, a helicopter with a medical crew, also landed at the scene. Anderson says her husband asked repeatedly whether the ground ambulance crew could take her by ground; there was a hospital less than an hour's drive away."But he was told that [the air ambulance] was necessary. They never told him why it was necessary or how much it cost, but they insisted I had to go by air ambulance," Anderson said. "But it's so odd there is nothing in the record that indicated it was time-sensitive or that I needed to be airlifted."For that one helicopter ride, to a hospital farther away in Bismarck, records show that Valley Med Flight charged Anderson ,727.26. Sanford Health Plan, her insurance, paid ,697.73. That left Anderson with a ,029.53 bill.Valley Med Flight did not respond to requests for comment."It shocked me," Anderson said. "I kept thinking, 'my God.' I got a copy of the 911 and air ambulance report to see how long they actually spent with me, when really, it was only around 45 minutes. I wrote [the air ambulance company] a letter telling them that I thought it was all outrageous." 1583

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

SPRING VALLEY (KGTV) -- An hours-long SWAT standoff came to an end Thursday evening in Spring Valley. According to the San Diego County Sheriff’s Department, the incident began around 1:30 on the 10700 block of Jamacha Boulevard. Deputies tried to serve the man with a warrant when he barricaded himself inside his home. The man was taken into custody around 6:30 p.m., the department says. Several nearby mobile homes were evacuated during the standoff. It's unclear at this time what the suspect was wanted for. 522