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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

Southern California is getting blanketed with snow and all the winter weather is causing road closures in the mountains. Big Bear Mountain Resort Thursday announced several road closures impacting those hoping for a weekend getaway. According to the resort, Highway 18 is open in certain areas, but that could change throughout the night. Click here for an updated traffic map. RELATED: Low snow makes driving a challenge in East San Diego CountyHighway 38 is closed as Caltrans works to reopen the roadway. As of Thursday afternoon, the latest winter storm to sweep through Southern California dumped 10 to 14 inches of snow on the mountain. So far this season, 126 inches have fallen on Big Bear. RELATED: Current forecast in San Diego CountyPictures on social media show snow coating roads heading to the mountain resort.Just a reminder. Highway Patrol has closed Hwy38 at Bryant to Forest Falls, Angelus Oaks and beyond, to all traffic. Residents only permitted to Forest Home Village. The only route open to Big Bear is through SR18. You must have chains. Drive safe. pic.twitter.com/8rYowKQfi2— Yucaipa Police (@YucaipaPD) February 21, 2019 We’re serving POWDER for breakfast w/ refills ?? ? 8-12” of fresh snow so far with more on the way ? Always check weather and road conditions before you head up ? #BearMountain ? #BearBuilt ? ??: @leestock pic.twitter.com/Cb1nTlQsWk— Big Bear Mountain Resort (@BigBearMtResort) February 21, 2019 1451

September saw the highest number on record for family members crossing the US-Mexico border in a single month, the Department of Homeland Security said Tuesday.The figure could help fuel President Donald Trump's?calls for stricter immigration policies, a key issue he has been citing on the campaign trail in the closing weeks of the midterm election season.According to figures released by Border Patrol as part of its annual end of fiscal year numbers, 16,658 family members were apprehended crossing the border.The numbers were close during the 2014 unaccompanied minor crisis, when there were 16,330 apprehensions in June that year, and also close to numbers in December 2017, when 16,139 family members were apprehended on the southern border.2018 saw the most family apprehensions on the southern border, a DHS spokesperson said. The DHS data released Tuesday goes back to 2013.Overall apprehensions on the southern border in 2018 were also up slightly, at 396,579, up from 303,916 in 2017, but down from the previous year and in line with the last five years.The total is nowhere near the highs seen in the early 2000s.Senior administration officials told reporters Tuesday they have seen a steady increase of unaccompanied children and families compared to single adults apprehended illegally crossing the southern border. The officials spoke on a conference call under condition they not be identified by name.In September, almost 50% of those apprehended were family members and unaccompanied children. Last September, 32% were family members and unaccompanied children.The officials say that in 2000, 90% of those crossing illegally were single adults.The vast majority of family members apprehended come from the northern triangle countries of Guatemala, El Salvador, and Honduras, according to the officials, who say 75% of the unaccompanied minors come from Central America.The spike in family crossings has followed Trump's move in June to reverse his administration's "zero policy" that led to family separations. The widely criticized separations themselves followed an uptick in statistics for border crossings, and the new report on the surge in families entering the US comes just weeks before the midterm elections, which Trump has tried to make in part a referendum on immigration. 2316

SOLANA BEACH (KGTV) - The heat wave is creating a stomach-turning sight at some of San Diego's North County Beaches.Water temperatures near 80 degrees are keeping local beaches packed. Lili Waters spends a lot of time at Table Top Beach, just north of Fletcher Cove, in Solana Beach. Tuesday was not the perfect beach day she expected."Normally, this is a really nice beach, but it's been absolutely horrible today," said Waters.She noticed an unusual amount of kelp and flies along the shoreline."Then, I looked down and I was like, hey, kids there's maggots all over the ground and they're like what, I said look down there's maggots and then they started running," said Waters.Seagulls are feeding on the maggots which are all over the beach near the piles of kelp."It's pretty disgusting," said Waters.What's disgusting to beachgoers is actually important to the marine life."As the kelp breaks down, the flies create larvae, and then the birds eat the larvae, the larvae is washed into the ocean, the fish eat the larvae it creates nutrients and food for shore birds," said San Diego Lifeguard Captain Jason Shook.Shook said the heat is killing the kelp which is attracting flies. Beaches from Torrey Pines to Carlsbad may see large piles of kelp wash up during the summer months."Those large reefs trap the kelp and then the kelp washes a shore in that area," said Captain Shook.Some visitors complained to lifeguards, but there's little they can do."It happens generally in the warmer months and it usually coincides with the grunion season, which is March through the end of August. So, then we are restricted on our beach-raking areas. We are not allowed to rake the beach along the high tide line so the kelp will build up a little bit," said Captain Shook."There's a ton of seaweed. It's all wrapping around your feet when you're in there, like I said, it's horrible," said Waters.Although it's unpleasant for visitors, it's important to the food chain."Some people don't want to be bothered by the kelp when they go to the beach. They don't like the smell, and the stuff that it brings along like the larvae, but it is a natural occurrence," said Captain Shook. "It's a really fragile ecosystem that we need to respect." 2275

Senate Majority Leader Mitch McConnell was confronted at a restaurant in Kentucky on Friday, according to CNN affiliate WLKY.According to WLKY, McConnell, a Republican representing Kentucky, was dining at Havana Rumba in Louisville, Kentucky, with his wife, Transportation Secretary Elaine Chao, when a group of men approached the couple."Why don't you get out of here? Why don't you leave the entire country?" one of the men yelled at McConnell, WLKY reported. 469