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White House chief of staff John Kelly, under fire over the White House's handling of domestic abuse allegations against a senior aide, ordered an overhaul of the security clearance process for current and incoming top administration officials.In a five-page memo to the White House counsel, national security adviser and deputy chief of staff for operations, Kelly called for all background check investigations into potential top White House officials to be delivered directly to the White House Counsel's office by the FBI and for the FBI to share "significant derogatory information" uncovered in the course of investigations into senior staff with the White House within 48 hours, according to a copy of the memo released by the White House.  759

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

White House press secretary Sarah Sanders said Wednesday she wasn't aware that President Donald Trump knew of a payment made by his personal lawyer to the porn actress Stormy Daniels in October 2016.And she said she didn't know whether Trump had spoken to his lawyer, Michael Cohen, over the past week.Answering questions from CNN's Jeff Zeleny, Sanders said the President has denied having a sexual relationship with Daniels."The President has addressed these directly and made very well clear that none of these allegations are true. It has already been won in arbitration. Anything in addition to that I would refer you to the President's outside counsel," Sanders said.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 777

While civil rights lawyers said Zachary Cruz was subjected to torture in the Broward County Jail back in March, the father of a teenager shot and killed at Stoneman Douglas High School said he's faced his own kind of torture because of Zachary Cruz's brother.FULL COVERAGE: Parkland school shooting | Zachary Cruz arrested near Park Vista HS"I've got no sympathy for anyone with that last name," said Andrew Pollack, whose daughter Meadow was killed in February.Nexus Services filed a federal lawsuit for Zachary Cruz against the Broward County Sheriff's Office, a judge and prosecutors."You can’t treat and trample somebody’s constitutional rights because they’re related to an individual who did a heinous act," said Mario Williams, civil rights chief of Nexus Derechos Humanos.They claim because he's related to accused school shooter Nikolas Cruz, Zachary Cruz was tortured in the Broward County Jail with 24-hour lighting, constant one-on-one watch with intimidation and harassment and forced to wear a heavy restraint vest."Records show Mr. Cruz had extreme sleep deprivation over the course of four or five days," said Dallas LaPierre, an attorney for Nexus Derechos Humanos.That went on after a judge ordered a 0,000 bond for what’s typically a trespassing charge."If he was related not to his brother then he would’ve been released immediately," Williams said.The group said that excessive bond and torture is based on bias and is all unconstitutional."We’re all better off when constitutional rights are protected," said Mike Donovan, president and CEO of Nexus Services Inc.They also said those unfair practices basically forced Cruz to accept a plea deal for trespassing, which included extraordinary requirements as part of his probation. Part of that deal landed him back in jail this week for driving without a license and being too close to a school."Just listen to the judge and do what you have to do to stay out of prison," Pollack said. "Stay away from schools."Pollack said his main concern right now is making schools safer, and having Zachary Cruz close to schools makes people understandably nervous."Look at the damage that’s been done in the community," he said.Prosecutors dropped the school proximity portion of Cruz's probation violation during a hearing Thursday because he was driving past a Lake Worth high school, not actually on the school's campus.Cruz's lawyer said Broward County Sheriff's Office deputies came into Palm Beach County to follow Cruz after his caretaker reported to them he was driving without a license. They saw him driving near Park Vista Community High School, went back to Broward County to get arrest affidavits and then contacted Palm Beach County Sheriff's Office to arrest Cruz. 2804

While Congress takes its time, major brands are stepping up to help small businesses.“That grant helped us tremendously to kind of keep everybody, give everybody a level of comfort that the company was on a solid financial footing, at least for a couple of months,” said Rohan Freeman, owner of 7 Summits Construction.Freeman owns a small construction company in Hartford, Connecticut, which received a ,000 dollar grant from Lowe’s that kept them from having to lay people off.Monday, Lowe’s opened its grant application process for small businesses, again. It runs through Sunday. Lowe’s says it will give million in grants.“We're seeing the impact that, you know, us having the ability to stay afloat and stay in business, having the community and now some of our nonprofits and some of our smaller clients are moving forward with their projects,” said Freeman.“As soon as we get to 2021, the pandemic doesn't go away and small businesses don't pick up from where they left. We need to continue to support them and ensure their future viability online,” said Liz Austin with eBay.eBay has helped small businesses during the pandemic by giving another 0,000 to 50 small businesses in grants.You can apply for a grant from eBay through December 11. Click here to learn more.eBay is also featuring small businesses on their holiday marketplace Pinterest and Instagram accounts. 1395