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In a survey of 1,250 Americans who have a full-time job, 51% of millennials and 60% of those in Gen Z, say that the pandemic could cause them to delay their retirement. The survey was commissioned by Broadridge Financial Solutions.Millennials also were more likely to modify their retirement plan due to the pandemic. But older age groups were much more likely to adjust their reoccurring expenses and to withdraw from an emergency fund."Now more than ever employees are reliant on their employers to provide them with the proper tools and resources to meet their financial goals," said Cindy Dash, Senior Vice President at Matrix Financial Solutions, a Broadridge company. "What's very interesting is that two-thirds of respondents said they would leave their job if an employer took away a financial wellness benefit that is important to them. In navigating the aftermath of the pandemic, employers are going to face increased pressure to provide enhanced financial wellness benefits, especially if they reduced their offerings during the pandemic. If not, they will risk losing their valued employees." 1113

If you’re looking for the best place to live, odds are Colorado is a good place to start.On Tuesday, US News and World Report released its annual list of the best places to live in the US, and four of the top five cities are in Colorado.Topping the list is Boulder, Colorado, followed by Denver at No. 2. The only non-Colorado city in the top five was Austin, Texas, at No. 3. Colorado Springs and Fort Collins rounded out the rest of the top 5. US News and World Report used the job market, housing affordability, quality of life, desirability, net migration ratings, surveys, crime data and school quality to determine its ranking."At the top of this year's Best Places to Live rankings, we see a combination of metro areas that can appeal to people looking for city living or more of a small-town atmosphere, but all offer a balance between cost and quality of living," Devon Thorsby, real estate editor at U.S. News, said.Here is the top 10 list:1. Boulder, CO2. Denver, CO3. Austin, TX4. Colorado Springs, CO5. Fort Collins, CO6. Charlotte, NC7. Des Moines, IA8. Fayetteville, AR9. Portland, OR10. San Francisco, CATo see the full rankings, click here.As for those looking to retire, it probably comes as no surprise, but Florida dominates the list of best cities to retire. The top four cities to retire are all in Florida, led by Sarasota followed by Fort Myers."Moving to a new place for retirement can reduce your cost of living and improve your quality of life," said Emily Brandon, U.S. News senior editor for retirement. "The Best Places to Retire includes information about housing costs, access to quality hospitals and the strength of the job market, which can help you find a retirement spot that will meet your needs."Here is the top 10 list:1. Sarasota, FL2. Fort Myers, FL3. Port St. Lucie, FL4. Naples, FL5. Lancaster, PA6. Ocala, FL7. Ann Arbor, MI8. Asheville, NC9. Miami, FL10. Melbourne, FLSee the full rankings here. 1949

If you like lighting your tongue on fire with spicy foods, then here's some good news for you.On Tuesday, Hormel's revealed its Ghost Reaper Chili, which they've deemed as the "world's hottest chili." “Chili is a dish that can be enjoyed so many different ways, whether it’s straight out of the bowl, on a hot dog, incorporated into dips and other recipes, or as a pour-on for a quick and delicious dinner upgrade,” said Sarah Johnson, Hormel? chili brand manager in a press release. “However fans want to enjoy their chili, for a short time they can lay stake to a pretty bold claim: that they’ve tasted the hottest canned chili in the world.”The Minnesota-based company says its eye-watering concoction contains beef, beans, as well as a combination of ghost peppers and Carolina reapers, which are some of the hottest peppers on the planet.Beginning on Sunday at 7 a.m. CT, Hormel's is offering a limited-time two-pack that'll also include Hormel Ghost Reaper World’s Hottest Chili with Beans.According to People Magazine, the limited-edition item is only available on Target's website. 1097

Housing and rates are worrying some economists that a recession is looming."One of the biggest concerns is the housing market," said Lindsey Piegza, chief economist for Stifel, on CNNMoney's "Markets Now" live show Wednesday. "It's throwing up a very large red flag and suggests maybe this 4% growth we saw in the second quarter is not sustainable."Home sales?have declined in four of the past five months as housing prices have grown -- but paychecks have remained stagnant. Many people can't afford to buy homes, and those who can are taking on a lot of debt to get into them.Piegza says that echoes what happened right before the Great Recession in 2008."We're not there yet, but this is what led us to the housing crash," she said.How could this happen again? Piegza believes that a decade of rock-bottom interest rates helped people forget about the dangers of borrowing too much."I don't know if we learned our lesson from the Great Recession," she said. "We are going back to a lot of the easy lending that we used to see."Although Piegza said a recession isn't necessarily imminent -- especially after quarterly growth just came in at the fastest pace in almost four years -- there are signs of waning momentum in the economy.Interest rates, for example, are starting to become a bad omen.The Federal Reserve, which finished up its two-day meeting Wednesday, is expected to raise its target rate two more times this year. Higher rates have boosted short-term US Treasury bond rates. But the longer-term bond rates haven't risen along with the shorter-term rates, because investors are growing wary about the economy over the long haul.With two more interest rate hikes planned, the Fed could boost short-term rates higher than long-term ones, inverting the so-called yield curve. An inverted yield curve has preceded every recession in modern history."We could easily be there by the end of the year," Piegza said. "I think we'll see pressure on the longer end by the end of the year, but the Fed will still be raising rates on the short end."Fed Chairman Jerome Powell has said that he is not concerned about an inverted yield curve. Piegza strongly disagrees."It is a predictive measure of a recession," she said. 2266

IMPERIAL BEACH, Calif. (KGTV) — Wednesday, Imperial Beach city leaders unanimously approved a one-cent sale tax measure for the November ballot.The city says, if enacted, the measure would, "enable the City to prepare for medical or catastrophic emergencies including preparing local first responder services, updating emergency communication systems and maintaining rapid 911 emergency response capacity."The potential one-cent sales tax increase would also support restoring the city's long-term emergency funding that is being used to address the coronavirus pandemic."Even through these challenging times, the City must continue to address challenges with clean, safe neighborhoods and addressing homelessness to maintain Imperial Beach as a quality community to live, work and raise a family for all residents," said Assistant City Manager, Erika Cortez-Martinez.The measure includes accountability and transparency requirements, including public disclosure of spending and independent audits, the city says.If approved it would go into effect in the spring of 2021. 1079