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Thanksgiving 2018 marks the 55 years since President John F. Kennedy was shot and killed while making a visit to Dallas, Texas.On November 22, 1963, President Kennedy, his wife Jackie, Texas Gov. John Connally and his wife, Nellie, rode in an open car down Dealey Plaza in downtown Dallas. At that point, Lee Harvey Oswald shot and killed Kennedy from the Texas School Book Depository building.Relive the events of the Kennedy assassination in the timeline below.Timeline (all times are Central Standard Time unless otherwise noted): 541
That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

TAYLOR, Mich. (AP) — When it comes to the middle finger, police might need a thicker skin.A federal appeals court says a Michigan woman's constitutional rights were violated when she was handed a speeding ticket after giving the finger to a suburban Detroit officer in 2017. The decision means a lawsuit by Debra Cruise-Gulyas can proceed.In a 3-0 decision Wednesday, the court said Taylor Officer Matthew Minard "should have known better," even if the driver was rude.Minard stopped Cruise-Gulyas and wrote her a ticket for a lesser violation. But when that stop was over, Cruise-Gulyas raised her middle finger.Minard pulled her over again and changed the ticket to a more serious speeding offense.Cruise-Gulyas sued, saying her free-speech rights and her rights against unreasonable seizure were violated. 816
TEMECULA, Calif. (KGTV) -- Border Patrol agents arrested a man Sunday after discovering more than 0,000 worth of drugs hidden inside his SUV. According to Border Patrol, agents spotted a man in a Ford Expedition swerving in and out of lanes on I-15 near Temecula around 11:15 Sunday. A short distance later, agents stopped the man and questioned the driver when the agency says a K-9 alerted agents that there may be drugs inside the vehicle. After a search, agents discovered six bundles of cocaine and two bundles of black tar heroin inside a panel behind the driver’s side rear-quarter panel. Another search at a nearby station revealed eight more bundles of cocaine and two more bundles of the heroin. The value of the cocaine is estimated to have a street value of 4,000 and the heroin’s value is estimated at ,700. The 39-year-old man, who agents say is a U.S. citizen, was arrested for possession of narcotics. Since the beginning of October 2018, agents have seized 865 pounds of cocaine and 2,648 ounces of heroin. 1041
Support for stricter gun laws has spiked to the highest level since 1993, and almost two-thirds say government and society can take action to prevent future mass shootings, according to a new CNN poll conducted by SSRS.The findings suggest the school shooting in Parkland, Florida, has shifted public opinion on gun laws in a way other recent mass shootings have not.Overall, 70% now say they back stricter gun laws, up from 52% who said so in an October poll not long after a mass shooting in Las Vegas killed 58 people. Just 27% oppose stricter laws. Support for stronger gun laws has not been that high in CNN polling since a December 1993 survey conducted just after the Brady Bill was signed into law.Public support for stronger gun laws has fluctuated over the years, peaking at 70% backing for stronger laws in 1993 and in the new poll and bottoming out at 44% support in a CNN/ORC poll in September 2014. Bumps in support for tighter laws following mass shootings have rarely lasted, but they have also rarely been as large as the shift seen in this poll.The new poll also finds a deepening intensity of support for stronger gun laws. A majority, or 52%, say they "strongly" favor stricter gun laws, well above the previous high mark of 37% in polling back to 2013. Strong support outpaces strong opposition by a nearly four-to-one margin, a massive increase compared with the 36% who were strongly in favor of such a move and 27% who strongly opposed the idea in the October survey.Overall support for stricter laws includes a majority of those who live in gun-owning households (57%) as well as majorities across gender, race and age categories. Nearly all Democrats (93%) back stricter laws, as do a majority of independents (64%) and a plurality of Republicans (49% vs. 46% who oppose them).At the same time, an increasing share say they are very or somewhat worried they or a family member will become a victim of gun violence. Almost six in 10 say so now (57%), compared with 44% in June 2016 after a mass shooting in Orlando. Worries now are higher among parents of children under 18, of which 62% say they are worried vs. 55% among non-parents. Among those who are at least somewhat worried about becoming a victim of gun violence, 80% back stronger gun laws; that slides to 56% among those expressing less concern.There is widespread support for several specific changes to gun laws, including 87% who back laws to prevent convicted felons and those with mental health problems from owning guns; 71% who support preventing people under age 21 from buying any type of gun; 63% who support a ban on the sale and possession of high-capacity or extended ammunition magazines (up from 54% in October, a new high in CNN polling); and 57% who back a ban on the manufacture, sale and possession of rifles capable of semi-automatic fire, such as the AR-15, the same style as was used in both the Parkland and Las Vegas shootings (up from 49% in October).Support for raising the age at which a person can purchase any type of gun -- an idea supported by some prominent Republicans -- crosses party lines (86% of Democrats, 67% of independents and 61% of Republicans back that change), as does support for keeping guns away from convicted felons and those with mental health problems (90% of Democrats and Republicans favor that, along with 84% of independents). There is also broad cross-party opposition to an outright ban on gun ownership (93% of Republicans, 87% of independents and 83% of Democrats oppose that idea).But on the other proposals tested in the poll, there are sharp partisan divisions that reflect those in the public conversation around gun laws that has emerged since Parkland, particularly on a ban on weapons such as the AR-15. That proposal -- one that Florida Sen. Marco Rubio described in a Tweet as "well outside the mainstream" -- has the support of 80% of Democrats and 53% of independents, but just 34% of Republicans. Likewise, limiting the number of guns an individual can own garners 69% support among Democrats vs. just 23% among Republicans. And while backing for a ban on high-capacity magazines has grown across party lines, there remains a 34-point spread between Democrats (82% support) and Republicans (48% support) on the question.In addition to a shift toward support for stronger gun laws, there is optimism in the poll that such changes would be effective. A majority, 56%, say stricter gun laws generally would reduce the number of gun-related deaths in the country, 42% that they would not. That tilted the opposite way in October after the Las Vegas shootings, with 51% doubting that outcome, as well as in June 2015 after the shooting deaths of nine people during a Bible study group in Charleston, South Carolina, when 60% said such a change would not reduce gun-related deaths.Similarly, 59% think stricter background checks would prevent those with mental health problems from owning guns (36% say that they would not).Gun owners are more skeptical on both accounts (61% say stronger laws would not reduce gun-related deaths, and 44% say more comprehensive background checks would not prevent those with mental health problems from obtaining guns), as are Republicans (almost three-quarters say stronger laws would not reduce gun-related deaths, and 48% say they wouldn't keep guns away from the mentally ill).More generally, almost two-thirds, 64%, say that government and society can take action that will effectively prevent shootings like the one in Parkland. That is higher by far than the share to say so in CNN polls after mass shootings in Las Vegas (47%), Orlando (46%), Charleston (35%), Newtown, Conn. (46%) and Tucson (33%). Majorities across party lines say they feel effective action can be taken, including 79% of Democrats, 59% of independents and 52% of Republicans.Overall, about half, 46%, say they have a favorable view of the National Rifle Association, while 49% hold an unfavorable view. That's the worst rating for the organization in CNN trends since 1995. And those with a "very unfavorable" view outweigh those with a "very favorable" one by a 31% to 21% margin.The CNN Poll was conducted by SSRS February 20-23 among a random national sample of 1,016 adults reached on landlines or cellphones by a live interviewer. Results for the full sample have a margin of sampling error of plus or minus 3.7 percentage points, it is larger for subgroups. 6451
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