梅州安全打胎费用哪里更实惠(梅州盆腔炎啥症状) (今日更新中)

If you've always wanted a free chicken sandwich from Popeyes, now is your chance.Now until June 30, place a minimum order through the Popeyes site or mobile app, and you'll receive a free chicken sandwich.To receive the offer, the company says it has to be your first time ordering through the app. 310

If you've texted with an iPhone user in the past few days, you've probably had a tough time reading their messages.That's because a bug with the latest version of the phone's operating system is causing problems with a single letter — the capital I.Over the weekend, users began reporting bugs when trying to type messages with a capital I. For some reason, the letter auto corrects to a capital A with an unknown character.  448

If you’re a potential homebuyer eyeing interest rates and real estate listings, you might be scratching your head. Mortgage rates are historically low, which means the cost of borrowing is cheap. However, home prices are up in all areas of the country, according to the most recent data from the National Association of Realtors.Whether you’re a first-time buyer on a budget or you have a large down payment and a high income, nobody wants to lose money on real estate.Unfortunately, there’s no simple answer to the question of whether to buy or not to buy. For one, real estate is local. So, although home values continue to rise in every region, there are unique differences among states, cities and even neighborhoods. But there are some indicators homebuyers can plug into their own personal situation that can help them get a better handle on how well current market conditions line up with their goals.Related: Compare Personalized Mortgage Rates From 6 LendersMortgage Rates Could Start Rising With a Coronavirus VaccineA big wake-up call for mortgage borrowers came Monday when Pfizer announced preliminary results indicating its Covid-19 vaccine candidate is highly effective, causing markets to surge. Following the announcement, 10-year Treasury yields and mortgage rates both shot up.If the U.S. government approves the Pfizer vaccine, mortgage rates likely will start to rise, experts predict. This would exacerbate an already expensive housing market.“If the vaccine is approved, I would expect Treasury bond yields to move above 1% by 2021,” says John Lonski, markets economist at Moody’s Analytics. Ten-year yields are currently below 0.90%. “A vaccine will lead to an upturn in economic activity and business activity. Even if the Fed keeps the federal funds target in the current range, yields will rise, which means mortgage rates will, too.”Lower rates means more buying power; however, the large gains in home values have canceled out monthly savings. In fact, comparing starter home prices in the fourth quarter of 2019 with current starter home prices and their respective mortgage rates, today’s buyers will pay slightly more in monthly payments but could save tens of thousands of dollars in total interest paid.Home Prices Are RisingMedian single-family home prices climbed in all 181 metropolitan statistical areas tracked by the National Association of Realtors (NAR), according to its latest report. The double-digit year-over-year gains were most prominent in the West (13.7%), followed by the Northeast (13.3%), the South (11.4%), and the Midwest (11.1%).Median home prices on existing single-family homes shot up to 3,500, 12% higher from this time last year. This means that home prices are growing four times as fast as median family income.“Favorable mortgage rates will continue to bring fresh buyers to the market,” said Lawrence Yun, chief economist at NAR. “However, the affordability situation will not improve even with low interest rates because housing prices are increasing much too fast.”A colossal 65% of the areas measured (117 areas out of 181) saw double-digit price growth year-over-year.Although there’s strong growth in both urban and suburban areas, the data shows that less densely populated places are still performing better than packed cities in terms of homes sales and values. But some economists warn that with a vaccine on the horizon, the economy will snap back quickly thanks to a strong foundation going into the pandemic and could leave some homeowners with buyer’s remorse.“People are frightened. They’re running out of cities and going to suburbs. This fear-driven demand for housing is dangerous,” says Lonski, the Moody’s economist. “What happens to housing when Covid-19 is behind us? A lot of people will discover that they paid a little too much for homes. Unless you absolutely have to move, you should take a cautious approach to buying a home right now.”Look to New Construction to Help Slow Home Price GainsHousing affordability has been an issue for a few years now as residential construction has lagged behind demand, creating an enormous imbalance in the market. At the beginning of 2020, construction was picking up but Covid pushed a pause button on activity.The good news is that new residential construction is beginning to ramp up again. In September, housing starts were up by 11% year-over-year. According to the recent Dodge Data & Analytics 2021 Construction Outlook, U.S. construction starts are projected to increase by 4% next year, to 1 billion.“Construction has recaptured some of the momentum it lost at the beginning of the year, so that will be good for inventory,” says Danielle Hale, chief economist at Realtor.com.Hale says that inventory is really the only thing that can hit the brakes on rapid price growth, discounting other possibilities like baby boomers downsizing and expanding the pool of inventory as a meaningful solution.“As far as boomers moving and downsizing, we haven’t seen a lot of that,” Hale says. “We expect the biggest help on the inventory side to come from new construction. It’s not going to be completely easy—there will still be affordability challenges. We don’t expect prices to decline; instead price growth will just slow and get in line with wages.”What Homebuyers Should Consider Before BuyingThe five-year rule is the first thing you should consider before buying, which is a general calculation that shows when you’ll break even from closing costs.If you plan on moving within five to seven years, you’ll likely lose money on the sale—unless home prices jump up dramatically, which is not something buyers should count on.For homebuyers who plan on staying in the home long-term, there’s more time to build equity and make up for those hefty closing costs, which can equal about 2% to 5% of the purchase price.“Don’t get carried away by the madness of crowds. In the back of your mind you should be asking yourself: ‘Can I sell this property, if I have to, without losing too much?,’” Lonski says.To determine whether you can truly afford the house, consider taxes, insurance and repairs, in addition to the cost of the mortgage, which will vary based on your credit score, the type of loan you take out and the amount you put down towards the purchase out of pocket.Leslie Tayne, founder and head attorney at Tayne Law Group in New York, advises buyers to keep expenses at 30% of your income.“For example, when an individual has enough savings for a 20% down payment (to avoid private mortgage insurance), the mortgage payment is no more than 28% of their monthly income, and they have a 700+ credit score, buying a house can be a good financial move,” Tayne says. “Buying makes sense, too, when the value of the home decreases or there is an opportunity to purchase a property that is below market value.”Related: Compare Personalized Mortgage Rates From 6 Lenders 6919

HOUSTON (AP) — President George H.W. Bush said a lot with socks.A visit from friend and fellow former president, Bill Clinton, inspired him to wear a pair emblazoned with Clinton's face. He wore Houston Texans' socks when meeting with the head coach. At the funeral for his wife, Barbara Bush, he wore socks featuring books as a tribute to her work promoting literacy.Bush, who was a naval aviator in World War II, will be buried this week wearing socks featuring jets flying in formation — a tribute, his spokesman says, to the former president's lifetime of service. The mayor of Houston urged people attending a City Hall tribute to Bush on Monday evening to wear colorful socks in memory of the former president, who died Friday at age 94 .Michael Meaux, who worked in the U.S. State Department under Bush's son, former President George W. Bush, sported a pair of hot-pink socks as he waited for Monday evening's tribute to begin."I've had them for a while, but I've never worn them before," Meaux said, laughing.Bush was one of several a high-profile figures to adopt a menswear trend of using socks to add a bit of flash to an outfit. Others include Canadian Prime Minister Justin Trudeau. The trend hit a peak in the men's market four years ago, said Marshal Cohen, a chief industry adviser of the market research firm NPD Group.It has endured, with color and novelty driving growth in the market, he said. And as menswear became more casual, socks replaced the tie as a conversation piece."Year after year we got more and more casual and the fun novelty sock became an opportunity of expression," Cohen said. "As we got rid of ties, guys still wanted to be able to put some style to a navy suit or a black suit."The socks can add some fun and color to an outfit, while also making a statement.Bush embraced the practice, and gave it meaning.In March, the former president tweeted a photo of himself wearing a brightly colored pair of "Down Syndrome Super Hero" socks sent to him by John Cronin, a 22-year-old New York man with Down syndrome who with his father runs an online business selling socks.Cronin's mother, Carol Cronin, said her son and Bush became "kind of sock buddies." Not long after starting John's Crazy Socks , John Cronin learned of Bush's love of colorful socks and sent him a box. After Barbara Bush died in April, it was Cronin who sent Bush the socks featuring books that he wore at her funeral.Carol Cronin said that when her son learned that it was Bush who signed the Americans with Disabilities Act banning workplace discrimination of people with disabilities and requiring improved access to public places and transportation, he felt their connection was "meant to be.""The inclusiveness that is envisioned by that legislation has changed his life and every other person who has a differing ability for the better," said Cronin, who noted that the majority of employees hired for the business have differing abilities.She said her son's idea of starting a sock business turned out to be a successful and fulfilling one."I think it lets people express themselves in a subtle way," she said.___Stengle reported from Dallas. 3164

Idaho Fish and Game Commissioner Blake Fischer has resigned after giving an account of a hunting trip to Africa.In the middle of September, Fischer sent an email to more than 100 friends and colleagues recapping his recent hunting trip to Namibia.Along with the email, obtained by CNN, Fischer attached 12 pictures of himself and his wife standing over various kills: an oryx, a giraffe, a waterbuck, a leopard and, perhaps most notably, a group of four dead baboons.He boasted about using the baboon kills to introduce his wife to African game hunting. 561

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