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RAINBOW, Calif. (KGTV) — Two people are dead following a wrong-way collision on Interstate 15 in North San Diego County late Friday.A white Hyundai Elantra heading northbound entered southbound I-15 from Deer Springs Rd. at about 11 p.m., according to California Highway Patrol. The male driver was reportedly using the fast lane as he traveled at high speed in the wrong direction, CHP said.A CHP trooper started a traffic break near State Route 76 in an attempt to stop the Hyundai, but the vehicle failed to stop for the traffic break and continued northbound. The CHP unit turned around and started following the Hyundai from the northbound side.TIMELINE: Wrong-way crashes in San Diego CountyJust before 11:30 p.m., CHP received a report of a vehicle crash near Rainbow Valley Blvd. Troopers arrived to find the Hyundai had collided with a grey Honda Civic traveling in the right direction.The female driver of the Honda, identified as a 20-year-old from Murrieta, died at the scene. The driver of the Hyundai, identified as a 23-year-old from Lake Elsinore, was taken to Palomar Medical Center, where he later died.Investigators believe impairment was a factor in the crash. The crash remained under investigation Saturday. 1262
RAMONA (KGTV)- Myrtle the coyote is recovering at The Fund for the Animals Wildlife Center in Ramona, after the Rancho Bernardo neighborhood came together to help.Katie Ryan has been watching Myrtle the coyote for years, and sounded the alarm when she first saw the new mother ensnared in a pipe. Katie guessed Myrtle was trying to capture a small animal that hid in the pipe and she got stuck. It took five weeks of constant phone calls, prayers and sleepless nights looking after Myrtle before she could get a trapper to catch the elusive coyote."I can't even describe I was crying and laughing all at the same time," Ryan said, her smile wide. She enlisted neighbors to block off the area, after a failed attempt Monday night due to a man trying to approach Myrtle and scaring her off.Neighbors said they guarded the neighborhood for hours Tuesday evening, going home with no hope. Then, a few minutes later, Myrtle followed a trail of rotisserie chicken and was caught in a trap around 8:30p.m.The Fund for the Animals Wildlife Center picked up the coyote that night and sent this statement. 1118
RAMONA, Calif. (KGTV) - A Ramona family is grieving the loss of a 14-year-old boy, killed Tuesday night while riding a skateboard on a residential street."He was really happy and so charismatic. He loved his family, loved to skateboard," said Amber Krapf, Logan Krapf's mother.Logan was on his skateboard, just before 7:30 p.m that night in a neighborhood in the San Diego Country Estates. He was on Barona Mesa Road near a streetlight with two friends, one on a skateboard, another on a bike.His friends say they were wearing helmets in the streets, and going from right to left in the road, headed toward a golf course, when the headlights on a pickup appeared around a curve.Two of the boys managed to get to the roadside, but Logan did not, as the truck struck him. His mother Amber got the call and raced to the scene."Everyone around me was crying. I was number and just in shock that this could happen," said Amber.By the time she arrived, her son had passed."I kissed him. Told him that I loved him. Told him goodbye, that it was okay," said a tearful Amber.CHP investigators say the driver, a 20-year-old man, did stop and performed CPR. Drugs and alcohol are not believed to be a factor, but Amber believes speed was. The speed limit is 25."An officer said he admitted on scene that he was going at least 45 ... My son’s friends say ... it was closer to 55," said Amber.Days later, flowers and candles stand where a young life was cut short, weeks before his birthday and first-ever football practice at Ramona High."He loved football. He was supposed to be the starting nose guard for football season, and so excited to play his first season," said Amber.Instead, a grieving family must now plan a funeral."It hurts to take every breath. I don’t know how I’m going to do this for a lifetime," said Amber.Amber says she hopes no other families will have to feel the pain she's feeling."The speed in a known problem. Need speed bumps, a stop sign, something. There are so many kids around there," said Amber.A CHP spokesperson says they are looking into the speed of the truck, but the investigation is ongoing and no arrest has been made.A GoFundMe campaign has been set up the help the family with expenses. 2226
President Trump is planning to meet with the family of Spc. Vanessa Guillen on July 29 prior to the #IamVanessaGuillen bill being released.The family is planning to introduce the bill to Congress on July 30. The family will also hold a press conference.The family says the bill would protect soldiers to make sure what happened to Spc. Guillen doesn't happen again.Spc. Guillen's remains were found last week near the Leon River in Texas.The soldier went missing from Fort Hood back in April.Her family believes Vanessa was sexually harassed by Spc. Aaron Robinson. Fort Hood officials say Robinson was the military suspect and died by suicide.Cecily Anne Aguilar, a civilian, was arrested and charged in connection to Vanessa's disappearance. KXXV first reported this story. 783
President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765