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SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) -- An Ocean Beach woman was alarmed by a flier taped to her door saying "the antichrist will destroy anyone who worships him." Holly Raines said her 7-year-old son found the flier taped on their front door. “I started reading the letter but I was like half asleep so I started panicking a little bit because it just seemed very threatening and very intense,” Raines said. Several other neighbors say they got one too. The letter stated it was from New Life Christian Chapel, which is a few blocks away from where Raines lives in Ocean Beach. “It was very damning and then it has like a phrase that says ‘The antichrist will destroy anyone who worships him, there is no middle ground,’” she said. Raines said the flier quotes several Bible verses but found them far from comforting. “The words just aren’t very friendly, they talk about slaying lambs and antichrist and unrighteousness,” Raines said. It ended by inviting her to a home Bible study but she can't help but feel like the church crossed a line. “We have a lot of friends that go to church around here and a lot of the community churches here are awesome, they do great things,” Raines said. “The idea of taping anything on somebody’s door is a lot and this is a full document of typing. I mean if anyone wrote me a letter like that I would think it was an angry letter.”10News reached out to New Life Christian Chapel, and Pastor Thomas J. McNearny told 10News in an e-mail:"My purpose in distributing the flyers was simply to get the Word of God out to the public. I get no perverse pleasure in scaring people but simply want the best for people by helping inform them of what God's will for them is and how Jesus Christ has made a wonderful salvation available for them.The apostle Paul did say that: 'Knowing therefore the terror of the Lord, we persuade men. ..' Judgment is coming but there is a way to be ready. We love people and want to welcome them to come and find peace with God." 2023

SAN DIEGO (KGTV) - Amid rising health care costs, some San Diegans are turning to telehealth appointments. On a Monday afternoon, young Josephine sits in an exam room. She's come down with cold-like symptoms after recovering from enlarged tonsils. So her mom, Josie Ruiz, brought her to their neighborhood clinic, La Maestra Community Health Center in City Heights. For this appointment, one doctor is waiting in the exam room, and another is on a computer screen.Dr. Anthony Magit is an Ear, Nose and Throat specialist and pediatrician at Rady Children's Hospital. As he watches from his office, the clinic's Chief Medical Officer, Dr. Javier Rodriguez, conducts an exam. Cameras and camera-equipped scopes feed real-time data to the specialist, who then asks questions. The exam is part of La Maestra's telehealth program, which offers virtual appointments to underserved patients."Before telehealth, my previous appointments ... some of them I had to cancel or reschedule," said Ruiz.Ruiz is a single mom who works full time."This is great because in my case I don't have to request a day off to take her to the hospital, which I can't afford to do," said Ruiz.Most of the patients at this clinic don't own cars. For them, getting to Rady Children's Hospital means hours on buses, which can lead to major issues related to work and child care.Six years ago, doctors at the clinic discovered many referrals to Rady Children's Hospital weren't showing up. That has changed. No-show rates went from about 50% to 13% within two years. Across the county, other hospitals are tuning in to telemedicine, from home appointments for rural patients to consultations with specialists across the country. In some cases, the only doctor is on a screen.List of links for local telehealth programs:https://healthy.kaiserpermanente.org/hawaii/why-kp/experience/telehealth?kpSearch=TELEHEALTHhttps://health.ucsd.edu/specialties/telehealth/Pages/default.aspxhttps://www.sharp.com/patient/phone-or-video-visits.cfm 2008

SAN DIEGO (KGTV) — Across San Diego County, cities will soon raise and illuminate that all-important sign of Christmas.Tree lighting ceremonies kick off this month, with several planned for residents no matter where in the county they live. Many of this year's tree lighting events will celebrate with holiday treats, shopping, rides and games, and, of course, appearances by Santa.Check out where you can catch a tree lighting ceremony in San Diego this season:Otay Ranch Town Center Tree Lighting (Nov. 19): The South Bay will usher in the holidays at Otay Ranch Town Center, where their Christmas tree will light up at 7 p.m. Festivities, crafts, and delicious treats will be available starting at 5 p.m. and Santa will pay everyone a visit at the shops.Santee Holiday Tree Lighting (Nov. 22): Santee starts the holiday season with crafts and games, carriage rides, photos with Santa, sledding, and more at Santee Trolley Square. Then at 6:30 p.m., the crowd will gather as the square's tree comes to life.Liberty Station Tree Lighting (Nov. 29): The holiday fun gets started at 5 p.m. in Liberty Station before the district's 88-foot tree is switched on by a patient family of Rady Children's Hospital. Visitors can enjoy live entertainment, shopping, and outdoor viewing of "How the Grinch Stole Christmas."Lighting of The Forum in Carlsbad (Nov. 30): The Forum Carlsbad celebrates its 17th annual Lighting of The Forum from 6 p.m. to 9 p.m. with a live holiday musical, grand arrival for Santa, light show, and snowfall around the ceremonial tree lighting.Christmas on the Prado &Tree Lighting (Nov. 30): Christmas on the Prado brings tons of Christmas fun to Balboa Park from 1 p.m. to 8 p.m. at the Organ Pavilion and International Cottages, including holiday kids crafts, photos with Santa, music, delicious seasonal treats, and a tree lighting ceremony.Oceanside Tree Lighting (Dec. 5): Celebrate the holidays in Oceanside, where their holiday tree will light up at 6 p.m. with the help of a "special guest." Live music, games and rides, and treats will be available starting at 5 p.m.Fallbrook Tree Lighting (Dec. 6): Fallbrook will gather from 5 p.m. to 7:30 p.m. to celebrate the holidays with their tree lighting, live music, face painting, games, balloons, food, and more for families.San Marcos Tree Lighting & Santa's Village (Dec. 7): San Marcos flips the switch on their tree at 5:35 p.m., after photos with Santa from 1 p.m. to 4:30 p.m. Guests get to enjoy free crafts and activities, live entertainment, and "snow" after the tree lighting.Encinitas Holiday Parade & Tree Lighting (Dec. 7): Ahead of Encinitas' holiday parade, Santa will kick off the holidays with a tree lighting ceremony at 5 p.m. Then, thousands of people will enjoy the sights and sounds as the season gets underway during the parade, beginning at 5:30 p.m.Little Italy Tree Lighting & Christmas Village (Dec. 7): Little Italy's tree lighting will set the Piazza della Famiglia aglow with live music, carriage rides, holiday snacks, and a visit from Santa. The tree lighting countdown hits at 6:30 p.m., but families can enjoy the holiday festivities starting at 4 p.m.Pacific Beach Tree Lighting (Dec. 7): Pacific Beach's holiday season starts at 2 p.m., with pictures with Santa on Crystal Pier and a tree lighting ceremony at sunset.Lakeside Spirit of Christmas Tree Lighting (Dec. 7): Enjoy local school performances, photos with Santa, activities and games for kids, and a community tree lighting on Main Avenue at Lakeside's Spirit of Christmas event from 3:30 p.m. to 8:30 p.m.Ramona Christmas Tree Lighting (Dec. 7): Thousands are expected to celebrate the holidays on Ramona's Main Street, as shops stay open late, sleigh rides ferry locals around town, and Santa arrives to help light Ramona's tree at 6 p.m. But the fun starts at 5 p.m., with a classic car show, live music and carolers, and food.Vista Village Winterfest & Tree Lighting (Dec. 8): Vista is hosting a "Winterfest" with live entertainment, holiday movies, a roaming Mariachi, and holiday contests during their tree lighting ceremony. Santa will be in attendance, and there will be plenty of crafts for kids starting at 2 p.m.Del Mar Tree Lighting & Santa by the Sea (Dec. 8): Del Mar's annual tree lighting starts at 5 p.m. Families can enjoy Santa by the Sea festivities beginning at 3 p.m., including holiday treats, Santa hat crafts, photo opportunities, and live music.Solana Beach Tree Lighting (Dec. 8): Solana Beach will light up their holiday tree at Fletcher Cove Park starting at 4:30 p.m. Families can enjoy live music, holiday eats and sips, and Santa arrives at 5:20 p.m. to meet with children.Poway Tree Lighting & Festival (Dec. 14): Poway's tree lighting ceremony starts at 5:15 p.m., following by Santa's arrival at 5:30 p.m. at Old Poway Park. Families can enjoy horse-drawn hay and pony rides, a petting zoo, face painting, train rides, holiday treats and live entertainment. 4970

SAN DIEGO (KGTV) - A San Diego nonprofit is hoping to tackle the homeless crisis with a creative solution.The nonprofit, Amikas, envisions a San Diego where every woman and child has a safe place to live in.They hope to build emergency sleeping cabins, which could temporarily house homeless women and children as they look for a permanent place to live. "They're small, they're immediate, they go up in a matter of days, and so we can house a lot of people very quickly with this solution," said Shanna Welsh-Levin, President of Amikas.Designed by San Diego-based Treecycling, the homes are inexpensive and can be built within 24 hours. The cabins are mobile, able to be dismantled within a few hours. "We built these things like houses so they feel like homes," said Gabriel Stafford, with Treecyling. The house built this week is on display at the Meridian Baptist Church in El Cajon. The ultimate goal would be to run a two-year pilot program, creating an emergency cabin village to test the idea. Welsh-Levin is inviting city leaders and the community to come to learn more about the effort. 1105