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The European Union chief Brexit negotiator Michel Barnier said Thursday that the EU and Britain had agreed on an outline Brexit deal which still needs to be backed by EU member states and by the respective parliaments.Barnier said the deal removed uncertainty both citizens. businesses and institutions.The EU's chief Brexit negotiator said the agreement also included the transition period which would last until the end of 2020 "and perhaps one or two years further, subject to joint agreement between the EU and Britain.An agreement to revise the political declaration was also struck, Barnier said, which would set out the framwork for the future relationship between the bloc and Britain.Barnier said the deal would be presented to the European Council later in the day.He added that British Prime Minister Boris Johnson told the EU he is confident he can get a deal through the House of Commons. 913

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The most distant world ever explored 4 billion miles away finally has an official name: Arrokoth.That means “sky” in the language of the Native American Powhatan people, NASA said Tuesday.NASA’s New Horizons spacecraft flew past the snowman-shaped Arrokoth on New Year’s Day, 3 ? years after exploring Pluto. At the time, this small icy world 1 billion miles (1.6 billion kilometers) beyond Pluto was nicknamed Ultima Thule given its vast distance from us.“The name ‘Arrokoth’ reflects the inspiration of looking to the skies,” lead scientist Alan Stern of Southwest Research Institute said in a statement, “and wondering about the stars and worlds beyond our own.”The name was picked because of the Powhatan’s ties to the Chesapeake Bay region.New Horizons is operated from Johns Hopkins University’s Applied Physics Lab in Laurel, Maryland. The Hubble Space Telescope — which discovered Arrokoth in 2014 — has its science operations in Baltimore.The New Horizons team got consent for the name from Powhatan Tribal elders and representatives, according to NASA. The International Astronomical Union and its Minor Planet Center approved the choice.Arrokoth is among countless objects in the so-called Kuiper Belt, or vast Twilight Zone beyond the orbit of Neptune. New Horizons will observe some of these objects from afar as it makes its way deeper into space.___The Associated Press Health and Science Department receives 1436

The House Rules Committee met on Tuesday to decide on the process for Wednesday's House session, which will likely result in the impeachment of President Donald Trump. By a 9-4 party line vote, the Rules Committee decided that there will be six hours of debate on the House floor on Wednesday. The six hours will be divided evenly between the two parties. Members of the House will then vote on the two articles of impeachment being offered by House Democrats -- one on obstruction of Congress and another on abuse of power -- individually. Earlier on Tuesday, the Associated Press reported that enough Democrats plus Congress' lone independent have committed to voting for articles of impeachment against Trump. The result would result in Trump becoming the third president in American history to be impeached. The House said that Wednesday's session will get underway at 9 a.m. ET, but it is unclear exactly what time debate on the impeachment will start. 969

The City of New Orleans is asking citizens not to share photos of the exposed remains of a construction worker that died in a building collapse in October.The Hard Rock Hotel in New Orleans' French Quarter, which was under construction at the time, 261