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President Donald Trump Saturday threatened to withhold federal aid from California to assist with relief from wildfires burning up and down the state.Trump blamed the state's "poor" forest management for the devastation caused by the wildfires."There is no reason for these massive, deadly and costly forest fires in California except that forest management is so poor. Billions of dollars are given each year, with so many lives lost, all because of gross mismanagement of the forests. Remedy now, or no more Fed payments!" Trump tweeted. 547

President-elect Joe Biden has picked Representative Deb Haaland to serve as the Secretary of the Interior, according to multiple reports.Haaland, a Democratic congresswoman from New Mexico, would be the first Native American to lead the Interior Department if her nomination is confirmed. The department oversees America’s natural resources, including tribal lands.The nomination could be a turning point for the department, which has often had a tense relationship with the country’s 574 federally recognized tribes.Haaland is a member of Pueblo of Laguna, according to the Washington Post. 599

President-elect Joe Biden is heading to Georgia to campaign for the Democratic candidates in the state's two critical U.S. Senate runoffs.Biden says he'll travel to Atlanta on Tuesday to support Jon Ossoff, the Rev. Raphael Warnock and the Democratic ticket in the Jan. 5 runoffs, which will determine which party controls the Senate at the outset of his presidency.Ossoff faces Republican Sen. David Perdue. Warnock faces GOP Sen. Kelly Loeffler.Republicans need one seat for a Senate majority. Democrats need both to make Vice President-elect Kamala Harris the tie-breaking vote.President Donald Trump used a weekend rally in Valdosta, Georgia, to push supporters to turn out for Perdue and Loeffler.Georgia has long been a Republican stronghold but may be on the road to swing state status, particularly after Biden became the first Democratic presidential candidate since Bill Clinton in 1992 to carry the state. 924

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

Publix has suspended its political contributions as it reevaluates its giving processes, the national grocery chain said in a statement on Friday. The announcement comes days after Parkland student activist David Hogg called for a "die-in" at the grocery store to protest its support for a Florida gubernatorial candidate backed by the National Rifle Association."We regret that our contributions have led to a divide in our community. We did not intend to put our associates and the customers they serve in the middle of a political debate," the company said in a statement.Publix added: "We would never knowingly disappoint our customers or the communities we serve. As a result, we decided earlier this week to suspend corporate-funded political contributions as we reevaluate our giving processes."Hogg is a survivor of the Feb. 14 shooting at Marjory Stoneman Douglas High School in Parkland, Florida, where 17 people were killed.Since then, Hogg and other survivors launched a national movement to call for gun reform and led a march on Washington called March for Our Lives.On Tuesday, Hogg called on advocates of gun reform to stop shopping at Publix until the company withdraws its support for gubernatorial candidate Adam Putnam, who has earned a top rating from the powerful gun-rights group and even once described himself on Twitter as a "proud NRA sellout."Publix and its leadership have donated 0,000 over three years to Putnam, according to the Tampa Bay Times. He currently serves as Florida's commissioner of agriculture."Anyone who supports an NRA sellout is an NRA sellout," Hogg tweeted. "That is why I am calling on everyone to stop shopping at Publix until they pull their endorsement of Putnam publicly."The following day, he announced plans to hold a protest at two local stores."In Parkland we will have a die in the Friday (the 25th) before memorial day weekend. Starting at 4pm for 12 min inside our 2 Publix stores. Just go an lie down starting at 4. Feel free to die in with us at as many other @Publix as possible," he tweeted.The protest announcement sparked widespread calls on social media for Publix to maintain or withdraw its support of Putnam."At Publix, we respect the students and members of the community who have chosen to express their voices on these issues," the company said in its statement on Friday, before announcing plans to "reevaluate" its process for giving political contributions.The statement was issued shortly before Hogg led a die-in protest at a store in Coral Springs.Participants drew chalk outlines in the parking lot and laid down for exactly 12 minutes inside the store, CNN affiliate WSVN reported.Hogg lay with the protesters in the store's produce isle. Each carried a sunflower, symbolizing the flower Parkland victim Joaquin Oliver bought for his girlfriend for Valentine's Day at the same store before he was killed, according to WSVN.Based in Florida, Publix is the largest employee-owned grocery chain in the United States, employing more than 190,000 people.In the weeks following the Parkland school shooting, many companies -- including MetLife, Delta Air Lines and Alamo Rent a Car -- distanced themselves from the NRA. 3214